These Terms constitute a legally binding agreement between you and Andover Digital LLC.
Effective Date: April 12, 2026 · Last Updated: April 12, 2026
By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference. If you do not agree to these Terms, you must not access or use the Service.
To use the Service, you must:
By registering, you represent and warrant that you meet all of the above requirements. We do not knowingly provide the Service to anyone under 18. If we learn that a user is under 18, we will terminate their account and delete their data promptly.
Clavix is a portfolio risk intelligence tool that allows users to track holdings, analyze market signals, and view risk scores and action summaries. Clavix is a data aggregation and analysis tool only. It is not a registered broker-dealer, investment adviser, financial planner, or tax professional, and it does not operate as any of the foregoing.
ALL CONTENT PROVIDED BY CLAVIX - INCLUDING RISK SCORES, SIGNAL ACTIONS, MARKET COMMENTARY, AND PORTFOLIO ANALYSIS - IS FOR INFORMATIONAL PURPOSES ONLY and does not constitute:
You are solely responsible for all investment decisions you make. Before making any investment, you should consult a qualified financial advisor, licensed broker-dealer, tax professional, or attorney. Past performance reflected in any Clavix output is not indicative of future results.
You agree to:
We reserve the right to refuse registration or cancel accounts at our discretion.
You agree not to use the Service to:
The Service allows you to connect third-party brokerage accounts. By connecting a brokerage account, you authorize us to access your account data on a read-only basis solely to provide the Service. Your brokerage credentials are handled via OAuth or read-only API and are never stored by Andover Digital LLC. You may revoke brokerage access at any time through the Service or through your brokerage's account settings. We are not responsible for the acts or omissions of any third-party brokerage or data provider.
The Service relies on third-party data sources, including brokerage feeds, market data providers, and news aggregators. We do not guarantee that any data, risk score, signal, or analysis is complete, accurate, current, or suitable for any particular purpose. Market conditions can change rapidly, and any analysis may be materially inaccurate or outdated. You assume all risk associated with reliance on any information provided by the Service.
The Clavix name, logo, design, risk methodology, software, and all original content within the Service are the exclusive property of Andover Digital LLC and are protected by applicable copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Service for your personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or exploit any portion of the Service without our prior written consent.
Your use of the Service is also governed by our Privacy Policy, available at getclavix.com/privacy, which is incorporated into these Terms by reference. By using the Service, you consent to the collection and use of your information as described in the Privacy Policy. In the event of any conflict between these Terms and the Privacy Policy on matters of data handling, the Privacy Policy shall control.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANDOVER DIGITAL LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ANDOVER DIGITAL LLC, ITS MEMBERS, OFFICERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO INVESTMENT LOSSES, LOST PROFITS, LOSS OF DATA, OR BUSINESS INTERRUPTION, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL OUR AGGREGATE LIABILITY TO YOU EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100.00).
You agree to indemnify, defend, and hold harmless Andover Digital LLC, its members, officers, employees, agents, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your access to or use of the Service; (b) your violation of these Terms; (c) your violation of any applicable law or the rights of any third party; or (d) any investment decisions you make based on content from the Service.
14.1 Informal Resolution: Before initiating any formal dispute, you agree to contact us at [email protected] and give us 30 days to attempt to resolve the issue informally.
14.2 Binding Arbitration: If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Service shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in court. The arbitration shall take place in Massachusetts, or by videoconference at your election. The arbitrator's decision shall be final and binding.
14.3 Class Action Waiver: YOU AND ANDOVER DIGITAL LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
14.4 Exceptions: Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights. You may also bring claims in small claims court if they qualify.
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions. For any disputes not subject to arbitration, you consent to the exclusive jurisdiction of the state and federal courts located in Massachusetts.
We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. Grounds for termination include, without limitation, violation of these Terms or conduct that we determine, in our sole discretion, is harmful to other users, us, or third parties. You may terminate your account at any time by emailing [email protected]. Upon termination, your right to use the Service will immediately cease, and we will handle your data in accordance with our Privacy Policy. Sections 4, 9, 11, 12, 13, 14, 15, and 18 of these Terms shall survive termination.
Andover Digital LLC shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, labor disputes, government actions, internet or telecommunications outages, third-party data provider failures, or market closures.
18.1 Changes to Terms: We may update these Terms from time to time. When we make material changes, we will notify you by email at least 14 days before the changes take effect, and we will update the "Last Updated" date above. Your continued use of the Service after the effective date constitutes acceptance of the revised Terms.
18.2 Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Andover Digital LLC with respect to the Service and supersede all prior and contemporaneous agreements, representations, and understandings.
18.3 Severability: If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
18.4 Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of that right or provision.
18.5 Assignment: You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms freely, including in connection with a merger, acquisition, or sale of assets, subject to the notice provisions in our Privacy Policy.
18.6 No Third-Party Beneficiaries: These Terms do not create any third-party beneficiary rights.
Questions about these Terms? Contact us at:
Andover Digital LLC - operator of Clavix
Email: [email protected]
Commonwealth of Massachusetts, United States
© 2026 Andover Digital LLC. All rights reserved. This document does not constitute legal advice.