Methodology

How Clavix grades stock risk

Clavix turns each stock into a single risk grade from A+ to F by scoring five independent dimensions from 0 to 100 and combining them into one composite. Grades refresh every trading day. Nothing is averaged in the dark: every dimension is visible, and every grade can be traced back to the inputs behind it.

The five risk dimensions

Every grade is a composite of five reads, each scored independently so a weakness in one does not hide behind strength in another. On all five, a higher score means lower risk.

1. Financial health

The strength of the underlying business: balance-sheet quality, profitability and margins, and cash-flow durability. Drawn from company financials and filings.

2. News sentiment

Recent, company-specific news, scored for whether it carries a real positive or negative implication for the business. Generic market roundups and pure price recaps are filtered out. Each scored article is sourced and timestamped.

3. Macro exposure

How sensitive the stock is to the macro backdrop: interest rates, the US dollar, credit conditions, and oil. A name that swings hard with forces outside its control carries more risk than one that does not.

4. Sector resilience

How the stock's sector is holding up relative to the broad market. A strong company in a sector under pressure inherits some of that pressure.

5. Price stability

The behavior of the stock itself: drawdown depth and volatility. Sharp, deep, erratic moves read as higher risk than steady ones.

From five scores to one grade

The five dimension scores are combined into a single composite from 0 to 100, then mapped to a fixed letter grade. Because the mapping is fixed, the meaning of a grade never drifts: a B today means the same thing a B meant last month.

The grade scale

A+ A- B+ B-   Each tier has plus and minus steps inside it, for thirteen grades in all.

How often grades update

Clavix regrades its universe of 550+ US equities and major ETFs every trading day, and each subscriber's morning brief is generated before US market open. See current grades on any name in the stock risk directory, or read what Clavix is.

What a grade is, and is not

A Clavix grade is a risk indicator for educational purposes. It is not investment advice, not a recommendation to buy or sell, and not a prediction of return. A high grade does not mean a stock will go up, and a low grade does not mean it will go down. It means the risk, as Clavix measures it, is lower or higher today.

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