C-51/100

Is Carvana (CVNA) a risky stock?

Sector: Consumer Discretionary Price: $63.99 Composite: 51/100

As of July 21, 2026, Clavix grades Carvana (CVNA) C- for risk, a composite score of 51 out of 100 on an A+ to F scale, which puts CVNA in the "average" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind CVNA's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how CVNA scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
57
News sentimentscored, sourced recent coverage
47
Macro exposuresensitivity to rates, dollar, oil
35
Sector resiliencestrength vs the broad market
85
Price stabilitydrawdown and volatility
13

What's moving CVNA's risk right now

Company-specific signals Clavix flags behind CVNA's current grade, drawn from recent news and filings as of July 21, 2026.

Regulatory · supporting the grade

If Carvana's new-car venture proves successful, it could significantly expand the company's addressable market beyond used vehicles and meaningfully grow revenue and profitability…

Competition · mixed signal

The disconnect between CVNA's strong operational metrics (record EBITDA, unit growth, capacity expansion) and its 20% YTD stock decline suggests potential undervaluation, framing…

Valuation · mixed signal

Valuation is in line with peers and growth expectations, leaving the stock a hold until a re-rating catalyst emerges.

What a C- grade means

On the Clavix A+ to F scale, CVNA's composite of 51 falls in the C band (50–64), read as "average." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell CVNA or any security. Grades are risk indicators, not predictions of return. Data may be delayed.