BILL · BILL Holdings Inc
Price
Snapshot
50 fields · last close| Market Cap | $3.90B |
| P/E | — |
| Float | 87.12M |
| Beta | 1.10 |
| Volatility | 27.6% |
| Exchange | NYSE |
| Sector | Technology |
| Cap tier | Mid cap |
| Macro sensitivity | Moderate |
| Clavix score | 64.2 |
| Price | 48.44 |
| Change | +6.02% |
| Prev Close | 45.69 |
| Open | 45.88 |
| Day Low | 45.21 |
| Day High | 46.27 |
| Avg Vol | 1 |
| Avg $ Vol | $59.83M |
| 52W High | 57.21 |
| 52W Low | 31.41 |
| 52W Pos | 66.0% |
| From High | −15.33% |
| From Low | +54.22% |
| Max DD 1Y | −43.24% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +9.11% |
| SMA 50 | +3.19% |
| SMA 200 | +13.40% |
| RSI (14) | 51.6 |
| Vol 30D | 37.9% |
| Vol 90D | 44.6% |
| 1Y Range | 31–57 |
| Daily bars | 900 |
| Perf Week | +3.44% |
| Perf Month | −3.95% |
| Perf Quarter | +3.23% |
| Perf Half Y | +15.29% |
| Perf Year | −7.98% |
| Perf YTD | −4.19% |
| Prev Day | +6.02% |
| Clavix | C+ |
| Debt / Eq | 0.52 |
| Curr Ratio | 1.51 |
| Int Cover | -20.1× |
| FCF Margin | 24.9% |
| Rev Growth | +13.0% |
| Profit | Unprofitable |
| Leverage | Low |
| Sector rank | 31 / 100 |
Clavix risk grade
regraded every trading dayBILL grades C+, 64.2 of 100. Steadiest on Sector Resilience (74), most exposed on Macro Resilience (41, fragile). 3 of the 4 weighted dimensions sit above the Technology median. Ranks 31 of 100 in Technology by Clavix score.
How rough the ride is
| BILL | Technology median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.10 | 1.27 |
| Volatilityannualized | 27.6% | 32.3% |
| Max drawdown, past yearworst peak-to-trough fall | −43.2% | — |
| Typical daily movemedian absolute daily change | 1.75% | — |
| Days beyond ±3%of the last 252 sessions | 77 (31%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| BILL | Technology median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.10 | 1.27 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 39% of 102 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Technology names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| BILL | |
|---|---|
| 1 week | +3.4% |
| 1 month | −4.0% |
| Year to date | −4.2% |
| 1 year | −8.0% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| BILL | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 19 Aug |
| Average score0 most bearish, 100 most bullish | 65 |
| Bullish · bearisharticles above 60 · below 40 | 19 · 3 |
| Directionarticles whose tone is improving vs worsening | 19 ↑ 3 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 100 Technology names Clavix covers; the tick is the sector median.
Growth
| BILL | |
|---|---|
| Revenue growthyear over year | +13.0% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Technology median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openBILL announced new agentic AI features for its finance platform that help prevent payment errors, let finance teams control where it applies AI, answer questions in everyday language, speed up onboarding, and organize incoming documents.
BILL announced it has crossed $2 trillion in total payments processed since the company was founded, with roughly $1 billion flowing through its platform on a typical day. The platform is used by nearly half a million businesses to automate tasks like invoice capture, coding, and approvals.
BILL Holdings updated its fiscal 2027 outlook, projecting faster earnings growth supported by cost-cutting, AI-driven automation and restructuring, while revenue growth expectations remain slower. Management is emphasizing lower operating costs, higher payment activity and share buybacks as key earnings drivers rather than stronger sales.
BILL is reorganizing its financial automation platform around AI while projecting slower sales growth for fiscal 2027. The article says the company can still grow earnings faster than revenue by cutting operating costs and increasing payment activity.
BILL is expanding its reach into nonprofit and education organizations through a partnership with Blackbaud, which will embed BILL's payments network into its Financial Edge NXT software to simplify accounts payable for those customers.
Nearest peers by size
Technology| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| CIFR | Cipher Digital Inc | F | $3.71B | — | 3.50 | Compare |
| FRSH | Freshworks Inc | B- | $3.69B | 19.91 | 0.79 | Compare |
| TENB | Tenable Holdings Inc | C- | $4.29B | 635.16 | 0.94 | Compare |
| CORZ | Core Scientific Inc | D | $4.41B | — | 4.04 | Compare |
| QBTS | D-Wave Quantum Inc | F | $4.49B | — | 2.29 | Compare |
| RIOT | Riot Platforms Inc | D- | $5.24B | — | 3.98 | Compare |
| ACIW | ACI Worldwide Inc | B+ | $5.27B | 23.62 | 1.01 | Compare |
| ZETA | Zeta Global Holdings Corp | C- | $5.33B | — | 1.28 | Compare |
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