EFX · Equifax Inc
Price
Snapshot
50 fields · last close| Market Cap | $17.51B |
| P/E | 25.23 |
| Float | 116.6M |
| Beta | 1.34 |
| Volatility | 33.6% |
| Exchange | NYSE |
| Sector | Professional Services |
| Cap tier | Large cap |
| Macro sensitivity | High |
| Clavix score | 73.7 |
| Price | 148.04 |
| Change | −0.70% |
| Prev Close | 149.08 |
| Open | 148.39 |
| Day Low | 146.92 |
| Day High | 150.47 |
| Avg Vol | 2 |
| Avg $ Vol | $310.7M |
| 52W High | 238.94 |
| 52W Low | 137.01 |
| 52W Pos | 10.8% |
| From High | −38.04% |
| From Low | +8.05% |
| Max DD 1Y | −41.30% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −0.42% |
| SMA 50 | −12.26% |
| SMA 200 | −17.73% |
| RSI (14) | 41.8 |
| Vol 30D | 33.5% |
| Vol 90D | 41.3% |
| 1Y Range | 137–239 |
| Daily bars | 533 |
| Perf Week | +4.63% |
| Perf Month | −13.47% |
| Perf Quarter | −13.13% |
| Perf Half Y | −20.03% |
| Perf Year | −35.27% |
| Perf YTD | −30.83% |
| Prev Day | −0.70% |
| Clavix | B |
| Debt / Eq | 1.11 |
| Curr Ratio | 0.60 |
| Int Cover | 5.2× |
| FCF Margin | 26.6% |
| Rev Growth | +6.9% |
| Profit | Profitable |
| Leverage | Moderate |
| Sector rank | 10 / 15 |
What EFX does
Equifax Inc. operates as a data, analytics, and technology company.
The company operates through three segments: Workforce Solutions, U.S. Information Solutions (USIS), and International.
The Workforce Solutions segment offers services that enables customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure, and sanctions of people in the United States; and employer customers with services that that assist them in complying with and automating certain payroll-related and human resource management processes throughout the entire cycle of the employment relationship.
The U.S. Information Solutions segment provides consumer and commercial information services, such as credit information and credit scoring, credit modeling and portfolio analytics, locate, fraud detection and prevention, identity verification, and other consulting services; mortgage services; financial marketing services; identity management services; and credit monitoring products.
The International segment offers information service products, which include consumer and commercial services comprising credit and financial information, and credit scoring and modeling; and credit and other marketing products and services, as well as information, technology, and services to support debt collections and recovery management.
The company also provides information solutions for businesses, governments and consumers; and human resources business process automation and outsourcing services for employers.
It operates in Argentina, Australia, Brazil, Canada, Chile, Costa Rica, Dominican Republic, Ecuador, El Salvador, Honduras, India, Ireland, Mexico, New Zealand, Paraguay, Peru, Portugal, Spain, the United Kingdom, Uruguay, and the United States.
The company was founded in 1899 and is headquartered in Atlanta, Georgia.
Clavix risk grade
regraded every trading dayEFX grades B, 73.7 of 100. Steadiest on Sector Resilience (70), most exposed on Price Stability (56, mixed). 0 of the 4 weighted dimensions sit above the Professional Services median. Ranks 10 of 15 in Professional Services by Clavix score.
How rough the ride is
| EFX | Professional Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.34 | 0.75 |
| Volatilityannualized | 33.6% | 18.8% |
| Max drawdown, past yearworst peak-to-trough fall | −41.3% | — |
| Typical daily movemedian absolute daily change | 1.40% | — |
| Days beyond ±3%of the last 252 sessions | 48 (19%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| EFX | Professional Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.34 | 0.75 |
| Macro sensitivityrate, dollar and credit exposure bucket | High | Moderate 44% of 16 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Professional Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| EFX | |
|---|---|
| 1 week | +4.6% |
| 1 month | −13.5% |
| Year to date | −30.8% |
| 1 year | −35.3% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| EFX | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 26 Aug |
| Average score0 most bearish, 100 most bullish | 57 |
| Bullish · bearisharticles above 60 · below 40 | 17 · 8 |
| Directionarticles whose tone is improving vs worsening | 17 ↑ 8 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 15 Professional Services names Clavix covers; the tick is the sector median.
Growth
| EFX | |
|---|---|
| Revenue growthyear over year | +6.9% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Professional Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openEquifax (EFX) is set to report earnings next week, with Wall Street expecting earnings growth, though the article notes the company lacks the key ingredients analysts look for in a likely earnings beat.
Equifax announced Mortgage Ultimate™, a new product that combines automated income and employment verifications from The Work Number® with Network Verification Services into a single workflow for mortgage lenders, claiming a 95% fulfillment rate.
Equifax and TransUnion have launched new 'score later' tools that let mortgage lenders pull a borrower's credit file first and add the credit score later in the process.
Equifax launched Mortgage Score Select™, a product that lets mortgage lenders and brokers choose which credit score to place on a loan file, with the goal of cutting costs and adding flexibility in what the company describes as a new era of mortgage credit score choice.
Equifax launched Mortgage Score Select™, a product that lets mortgage lenders and brokers pull a credit file with a chosen credit score, no score, and repull it within 24 hours for $1, aimed at giving flexibility in a market with multiple credit score options.
Nearest peers by size
Professional Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| J | Jacobs Solutions Inc | A- | $16.64B | 49.18 | 0.72 | Compare |
| BR | Broadridge Financial Solutions Inc | A- | $19.02B | 16.92 | 0.94 | Compare |
| SSNC | SS&C Technologies Holdings Inc | B+ | $19.13B | 22.29 | 1.06 | Compare |
| LDOS | Leidos Holdings Inc | B+ | $15.02B | 11.07 | 0.58 | Compare |
| CACI | CACI International Inc | B | $13.47B | 25.18 | 0.55 | Compare |
| VRSK | Verisk Analytics Inc | B+ | $22.99B | 25.92 | 0.71 | Compare |
| TRU | TransUnion | B | $12.93B | 17.50 | 1.62 | Compare |
| BAH | Booz Allen Hamilton Holding Corp | B+ | $8.70B | 11.38 | 0.34 | Compare |
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