HUM · Humana Inc

NYSE Health Care Large Cap Clavix B
402.98−3.54  (−0.87%)

Price

Snapshot

50 fields · last close
Market Cap$48.82B
P/E37.87
Float119.8M
Beta0.68
Volatility17.0%
ExchangeNYSE
SectorHealth Care
Cap tierLarge cap
Macro sensitivityModerate
Clavix score72
Price402.98
Change−0.87%
Prev Close406.52
Open401.96
Day Low397.87
Day High413.50
Avg Vol1
Avg $ Vol$432.6M
52W High428.88
52W Low163.11
52W Pos90.3%
From High−6.04%
From Low+147.06%
Max DD 1Y−47.54%
Spread0.10%
LiquidityNormal
SMA 20+4.11%
SMA 50+3.90%
SMA 200+44.50%
RSI (14)63.3
Vol 30D35.9%
Vol 90D41.5%
1Y Range163–429
Daily bars506
Perf Week+3.54%
Perf Month+11.74%
Perf Quarter+16.21%
Perf Half Y+124.91%
Perf Year+30.30%
Perf YTD+52.37%
Prev Day−0.87%
ClavixB
Debt / Eq0.70
Curr Ratio0.01
Int Cover3.4×
FCF Margin2.6%
Rev Growth+26.2%
ProfitProfitable
LeverageModerate
Sector rank29 / 47

What HUM does

Humana Inc. provides medical and specialty insurance products in the United States.

It operates in two segments, Insurance and CenterWell. The Insurance segment offers individual Medicare Advantage products, including health insurance benefits, including wellness programs, chronic care management, and care coordination; individual Medicare stand-alone prescription drug products (PDP); group Medicare advantage and Medicare stand-alone PDP; Medicare supplements; specialty and ancillary insurance comprising dental, vision, life and disability; and administrative services to arrange health care services for active-duty and retired military personnel and dependents, as well as pharmacy benefit managers.

Its CenterWell segment operates full-service, value-based senior focused primary care centers under the Conviva Senior Primary Care and CenterWell Senior Primary Care brands; a management services organization; CenterWell Home Health, a home health provider; and OneHome, which manages post-acute patient needs, as well as provides pharmacy and hospice solutions.

The company was formerly known as Extendicare Inc. and changed its name to Humana Inc. in April 1974.

Humana Inc. was founded in 1961 and is headquartered in Louisville, Kentucky.

Clavix risk grade

regraded every trading day
B72/100

HUM grades B, 72 of 100. Steadiest on Sector Resilience (70), most exposed on Price Stability (54, mixed). 2 of the 4 weighted dimensions sit above the Health Care median. Ranks 29 of 47 in Health Care by Clavix score.

PriceMacroSectorNewsFinancial

How rough the ride is

HUMHealth Care median
Betavs the overall market · lower is steadier0.680.81
Volatilityannualized17.0%20.4%
Max drawdown, past yearworst peak-to-trough fall−47.5%
Typical daily movemedian absolute daily change1.43%
Days beyond ±3%of the last 252 sessions5823%

How its days are spread

Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.

52-week range

HUM
406.52

The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.

Drawdown from the 1-year peak

HUM

Percent below the running high over the last 12 months. Zero is a fresh high.

Market sensitivity

HUMHealth Care median
Beta to the markethow much it swings with the S&P 500 · lower is safer0.680.81
Macro sensitivityrate, dollar and credit exposure bucketModerateModerate55% of 47

Where it sits on the macro scale

Low 11Moderate 26High 7Very High 3

Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Health Care names sit in each bucket.

Where it ranks in its sector

Sector
Health Care47 companies ranked
HUM
#29 of 47

Rank by Clavix score within the sector. Right is the top of the sector.

Price performance

HUM
1 week+3.5%
1 month+11.7%
Year to date+52.4%
1 year+30.3%

Context for the rank, not itself a risk measure.

Recent coverage, scored

HUM
Articles scoredthe most recent scored coverage, up to 3030since 29 Jul
Average score0 most bearish, 100 most bullish60
Bullish · bearisharticles above 60 · below 4021 · 5
Directionarticles whose tone is improving vs worsening21 ↑ 5 ↓

Where the article scores land

Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.

Balance sheet, against the sector

Debt / equityTotal debt vs shareholder equity · lower is stronger
0.70sector median 0.71 · 47 names
Current ratioShort-term assets vs liabilities · higher is stronger
0.01sector median 1.58 · 47 names
FCF marginFree cash flow as a share of revenue · higher is stronger
2.6%sector median 8.6% · 45 names
Interest coverageOperating income vs interest expense · higher is stronger
3.4×sector median 6.3× · 42 names

The shaded band is the middle half of the 47 Health Care names Clavix covers; the tick is the sector median.

Growth

HUM
Revenue growthyear over year+26.2%

Financial Health is shown but does not count toward the grade. Why

0–100, higher is safer. The tick on each bar is the Health Care median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.

Against Health Care

47 companies
MetricHUMSector spreadMedian
Beta0.68
0.81
Volatility17.0%
20.4%
P/E37.87
26.14
Debt / equity0.70
0.71
Current ratio0.01
1.58
FCF margin2.6%
8.6%
Interest coverage3.4×
6.3×

Recent news

most recent scored articles · the chip is the article’s score · click to open

Humana's Board of Directors declared a quarterly cash dividend of $0.885 per share, payable on November 27, 2026 to shareholders of record as of October 30, 2026.

Source Business Wire Significance moderate Impact financial impact Risk improving

Read the article →

Villages Health, a Central Florida healthcare provider owned by Humana, agreed to a $542 million settlement after the Department of Justice found the company created fake diagnosis codes to overbill Medicare Advantage from 2020 to 2024.

Source healthcaredive.com Significance moderate Impact regulatory Risk worsening

Read the article →

A federal judge denied Mylan and Lannett's request to dismiss claims in Humana's lawsuit alleging the two companies conspired to fix generic drug prices, calling the motion premature ahead of a bellwether trial (a representative test case used in large multidistrict litigation). The judge also noted that other parties in the broader case did not join the motion.

Source law360.com Significance minor Impact regulatory Risk improving

Read the article →

The article is a brief opinion piece recommending investors hold onto Humana (HUM) stock, citing Medicare Advantage growth, CenterWell expansion, and strong cash generation as positives, while noting rising costs and debt as concerns. The body is too short to contain specific numbers, dates, or concrete developments.

Source Zacks Investment Research Significance moderate Impact financial impact Risk neutral

Read the article →

An analyst recommends holding onto Humana stock, citing growth in Medicare Advantage health plans, expansion of CenterWell primary care clinics, and strong cash generation as positives, while flagging rising costs and debt as concerns.

Source yahoo.com Significance moderate Impact financial impact Risk improving

Read the article →

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