HUM · Humana Inc
Price
Snapshot
50 fields · last close| Market Cap | $49.61B |
| P/E | 38.79 |
| Float | 119.8M |
| Beta | 0.67 |
| Volatility | 16.6% |
| Exchange | NYSE |
| Sector | Health Care |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 74.1 |
| Price | 409.48 |
| Change | −0.89% |
| Prev Close | 413.16 |
| Open | 432.40 |
| Day Low | 411.77 |
| Day High | 432.40 |
| Avg Vol | 2 |
| Avg $ Vol | $833.1M |
| 52W High | 456.50 |
| 52W Low | 163.11 |
| 52W Pos | 84.0% |
| From High | −10.30% |
| From Low | +151.05% |
| Max DD 1Y | −44.56% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +2.62% |
| SMA 50 | +3.95% |
| SMA 200 | +36.01% |
| RSI (14) | 54.3 |
| Vol 30D | 46.1% |
| Vol 90D | 38.4% |
| 1Y Range | 163–456 |
| Daily bars | 536 |
| Perf Week | −4.33% |
| Perf Month | +7.45% |
| Perf Quarter | +3.76% |
| Perf Half Y | +101.40% |
| Perf Year | +57.59% |
| Perf YTD | +54.82% |
| Prev Day | −0.89% |
| Clavix | B |
| Debt / Eq | 0.15 |
| Curr Ratio | 2.00 |
| Int Cover | 3.4× |
| FCF Margin | 0.3% |
| Rev Growth | +10.1% |
| Profit | Profitable |
| Leverage | Moderate |
| Sector rank | 33 / 49 |
What HUM does
Humana Inc. provides medical and specialty insurance products in the United States.
It operates in two segments, Insurance and CenterWell. The Insurance segment offers individual Medicare Advantage products, including health insurance benefits, including wellness programs, chronic care management, and care coordination; individual Medicare stand-alone prescription drug products (PDP); group Medicare advantage and Medicare stand-alone PDP; Medicare supplements; specialty and ancillary insurance comprising dental, vision, life and disability; and administrative services to arrange health care services for active-duty and retired military personnel and dependents, as well as pharmacy benefit managers.
Its CenterWell segment operates full-service, value-based senior focused primary care centers under the Conviva Senior Primary Care and CenterWell Senior Primary Care brands; a management services organization; CenterWell Home Health, a home health provider; and OneHome, which manages post-acute patient needs, as well as provides pharmacy and hospice solutions.
The company was formerly known as Extendicare Inc. and changed its name to Humana Inc. in April 1974.
Humana Inc. was founded in 1961 and is headquartered in Louisville, Kentucky.
Clavix risk grade
regraded every trading dayHUM grades B, 74.1 of 100. Steadiest on Sector Resilience (71), most exposed on News Sentiment (48, fragile). 1 of the 4 weighted dimensions sit above the Health Care median. Ranks 33 of 49 in Health Care by Clavix score.
How rough the ride is
| HUM | Health Care median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.67 | 0.84 |
| Volatilityannualized | 16.6% | 20.9% |
| Max drawdown, past yearworst peak-to-trough fall | −44.6% | — |
| Typical daily movemedian absolute daily change | 1.45% | — |
| Days beyond ±3%of the last 252 sessions | 55 (22%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| HUM | Health Care median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.67 | 0.84 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 53% of 49 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Health Care names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| HUM | |
|---|---|
| 1 week | −4.3% |
| 1 month | +7.4% |
| Year to date | +54.8% |
| 1 year | +57.6% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| HUM | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 2 Oct |
| Average score0 most bearish, 100 most bullish | 60 |
| Bullish · bearisharticles above 60 · below 40 | 20 · 7 |
| Directionarticles whose tone is improving vs worsening | 20 ↑ 7 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 49 Health Care names Clavix covers; the tick is the sector median.
Growth
| HUM | |
|---|---|
| Revenue growthyear over year | +10.1% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Health Care median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openHumana is dropping 37 of its Medicare Advantage PPO plans for 2027 and replacing some of them with HMOs and special needs plans. The company expects to keep roughly 40% of affected members in other Humana plans. Members whose plans are discontinued also get a one-time federal right to buy a Medigap supplemental policy without medical underwriting, which could lead some to leave Humana for Original Medicare plus Medigap.
Humana announced a joint venture with HPS Investment Partners, part of BlackRock, to manage and operate 150 CenterWell Senior Primary Care clinics. This follows CenterWell's acquisition of MaxHealth in Florida about six months earlier, and comes as competitor Village Medical is divesting 27 clinics, signaling a broader shakeout in older-adult primary care.
Humana's CenterWell primary care business is receiving $2.8 billion in capital through a partnership with BlackRock, money earmarked for opening more clinics and reducing the debt load on Humana's books.
Humana's CenterWell primary care business received $2.8 billion in capital through its joint venture with BlackRock, which will ease liabilities on Humana's balance sheet and fund further clinic expansion.
AngioDynamics announced that Humana updated its Medicare Advantage coverage policy to apply Local Coverage Determination (LCD) L40205 medical necessity criteria for irreversible electroporation (IRE) using the NanoKnife system for prostate and liver cancer. The article body is cut off before full details.
Nearest peers by size
Health Care| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| EW | Edwards Lifesciences Corp | A- | $49.92B | 49.67 | 0.84 | Compare |
| VEEV | Veeva Systems Inc | B- | $50.25B | 49.52 | 0.88 | Compare |
| MDLN | Medline Inc | B | $47.28B | 68.22 | 0.95 | Compare |
| BDX | Becton Dickinson and Co | A- | $52.23B | 55.45 | 0.24 | Compare |
| IDXX | IDEXX Laboratories Inc | B+ | $44.15B | 38.74 | 1.55 | Compare |
| CAH | Cardinal Health Inc | A- | $58.83B | 34.32 | 0.54 | Compare |
| BSX | Boston Scientific Corp | B | $64.33B | 17.51 | 0.59 | Compare |
| COR | Cencora Inc | B+ | $65.06B | 24.79 | 0.58 | Compare |
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