C+64/100

Is PulteGroup (PHM) a risky stock?

Sector: Consumer Discretionary Price: $123.27 Composite: 64/100

As of July 21, 2026, Clavix grades PulteGroup (PHM) C+ for risk, a composite score of 64 out of 100 on an A+ to F scale, which puts PHM in the "average" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind PHM's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how PHM scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
69
News sentimentscored, sourced recent coverage
56
Macro exposuresensitivity to rates, dollar, oil
52
Sector resiliencestrength vs the broad market
63
Price stabilitydrawdown and volatility
44

What's moving PHM's risk right now

Company-specific signals Clavix flags behind PHM's current grade, drawn from recent news and filings as of July 21, 2026.

Earnings & results · raising risk

The unusually high put option activity signals heightened bearish news signal or hedging demand around PHM, suggesting options traders are positioning for potential downside or prot…

Regulatory · raising risk

Rising long-term yields are likely to push mortgage rates higher, which could erode home affordability, reduce buyer traffic, and pressure PulteGroup's order book in the near term…

Margins · mixed signal

PHM faces localized margin pressure in Western markets like Oregon and Washington where spec inventory needs price adjustments, but the broader national market is stabilizing into…

What a C+ grade means

On the Clavix A+ to F scale, PHM's composite of 64 falls in the C band (50–64), read as "average." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell PHM or any security. Grades are risk indicators, not predictions of return. Data may be delayed.