A+96/100

Is Schwab U.S. Dividend Equity ETF (SCHD) a risky stock?

Sector: Dividend Equity Price: $32.78 Composite: 96/100

As of July 21, 2026, Clavix grades Schwab U.S. Dividend Equity ETF (SCHD) A+ for risk, a composite score of 96 out of 100 on an A+ to F scale, which puts SCHD in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind SCHD's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how SCHD scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
70
News sentimentscored, sourced recent coverage
47
Macro exposuresensitivity to rates, dollar, oil
92
Sector resiliencestrength vs the broad market
95
Price stabilitydrawdown and volatility
64

What a A+ grade means

On the Clavix A+ to F scale, SCHD's composite of 96 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell SCHD or any security. Grades are risk indicators, not predictions of return. Data may be delayed.