UNH · UnitedHealth Group Inc
Price
Snapshot
50 fields · last close| Market Cap | $360.3B |
| P/E | 22.68 |
| Float | 905.9M |
| Beta | 0.53 |
| Volatility | 13.3% |
| Exchange | NYSE |
| Sector | Health Care |
| Cap tier | Mega cap |
| Macro sensitivity | Low |
| Clavix score | 80.1 |
| Price | 402.84 |
| Change | +0.35% |
| Prev Close | 401.43 |
| Open | 410.35 |
| Day Low | 395.52 |
| Day High | 412.37 |
| Avg Vol | 8 |
| Avg $ Vol | $3.05B |
| 52W High | 461.62 |
| 52W Low | 255.97 |
| 52W Pos | 71.4% |
| From High | −12.73% |
| From Low | +57.38% |
| Max DD 1Y | −29.58% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +6.41% |
| SMA 50 | +4.01% |
| SMA 200 | +12.18% |
| RSI (14) | 63.0 |
| Vol 30D | 24.9% |
| Vol 90D | 23.7% |
| 1Y Range | 256–462 |
| Daily bars | 536 |
| Perf Week | +5.83% |
| Perf Month | +6.99% |
| Perf Quarter | −4.77% |
| Perf Half Y | +23.66% |
| Perf Year | +11.15% |
| Perf YTD | +19.75% |
| Prev Day | +0.35% |
| Clavix | B+ |
| Debt / Eq | 0.83 |
| Curr Ratio | 0.79 |
| Int Cover | 6.1× |
| FCF Margin | 3.6% |
| Rev Growth | +11.8% |
| Profit | Profitable |
| Leverage | Moderate |
| Sector rank | 16 / 49 |
What UNH does
UnitedHealth Group Incorporated operates as a health care company in the United States and internationally.
It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health financial services with patients, consumers, care delivery systems, providers, employers, payers, and public-sector entities.
The Optum Insight segment offers software and information products, advisory consulting arrangements, and managed services outsourcing contracts to hospital systems, physicians, health plans, public entities, life sciences companies and other organizations.
The Optum Rx segment provides pharmacy care services and programs, including retail network contracting, home delivery, specialty and community health pharmacy services, infusion, and purchasing and clinical capabilities, as well as develops programs in the areas of step therapy, formulary management, drug adherence, and disease and drug therapy management.
The UnitedHealthcare segment offers consumer-oriented health benefit plans and services for national employers, public sector employers, mid-sized employers, small businesses, and individuals; Medicaid plans, including Temporary Assistance to Needy Families; Children’s Health Insurance Programs; Dual SNPs; Long-Term Services and Supports; Aged, Blind and Disabled; and other federal, state, and community health care programs.
and health care benefits products and services to state programs caring for the economically disadvantaged, medically underserved, and those without the benefit of employer-funded health care coverage.
UnitedHealth Group Incorporated was founded in 1974 and is based in Eden Prairie, Minnesota.
Clavix risk grade
regraded every trading dayUNH grades B+, 80.1 of 100. Steadiest on Macro Resilience (69), most exposed on News Sentiment (40, fragile). 3 of the 4 weighted dimensions sit above the Health Care median. Ranks 16 of 49 in Health Care by Clavix score.
How rough the ride is
| UNH | Health Care median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.53 | 0.84 |
| Volatilityannualized | 13.3% | 20.9% |
| Max drawdown, past yearworst peak-to-trough fall | −29.6% | — |
| Typical daily movemedian absolute daily change | 1.10% | — |
| Days beyond ±3%of the last 252 sessions | 18 (7%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| UNH | Health Care median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.53 | 0.84 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Moderate 53% of 49 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Health Care names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| UNH | |
|---|---|
| 1 week | +5.8% |
| 1 month | +7.0% |
| Year to date | +19.8% |
| 1 year | +11.2% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| UNH | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 5 Oct |
| Average score0 most bearish, 100 most bullish | 64 |
| Bullish · bearisharticles above 60 · below 40 | 21 · 3 |
| Directionarticles whose tone is improving vs worsening | 21 ↑ 3 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 49 Health Care names Clavix covers; the tick is the sector median.
Growth
| UNH | |
|---|---|
| Revenue growthyear over year | +11.8% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Health Care median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openUnitedHealth's third-quarter results came in above expectations, and the stock rose 6.3%. No specific catalyst was identified. The article looks at three healthcare ETFs that hold UNH alongside other companies to spread out risk from its Medicaid business.
UnitedHealth held its third-quarter 2026 earnings call on October 13 and outlined three takeaways for long-term investors. The company reaffirmed a 13% to 16% long-term growth target while highlighting strong commercial client retention into 2027 and ongoing operational reforms, including expanded AI tools and streamlined clinical processes aimed at lowering administrative costs.
UnitedHealth's third-quarter operating earnings rose more than 50% compared to a year ago, and the company raised its full-year forecast. The report cited improving margins in its Optum Health services division and Medicare Advantage business, stabilizing Medicaid results, and commercial insurance being repriced.
UnitedHealth raised its 2026 earnings outlook to at least $20.50 per share on its October 13 call, while warning that medical costs across healthcare remain stubbornly high. The article explores which part of the company's care delivery business still has room to grow.
UnitedHealth Group reported third-quarter 2026 revenue of $112.7 billion and profit of $4.1 billion, and raised its full-year 2026 profit guidance to at least $19.50 per share and more than $17.65 billion in total. The company also continued buying back its own stock, retiring about 3.5 million shares in the quarter.
Nearest peers by size
Health Care| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| ABT | Abbott Laboratories | B+ | $181.5B | 33.46 | 0.55 | Compare |
| ISRG | Intuitive Surgical Inc | B- | $150.7B | 48.03 | 1.45 | Compare |
| MDT | Medtronic PLC | A- | $121.2B | 23.16 | 0.59 | Compare |
| CVS | CVS Health Corp | A- | $118.1B | 24.16 | 0.58 | Compare |
| MCK | McKesson Corp | B+ | $117.2B | 25.51 | 0.30 | Compare |
| SYK | Stryker Corp | B | $113.0B | 30.31 | 0.79 | Compare |
| HCA | HCA Healthcare Inc | B+ | $99.34B | 14.52 | 1.12 | Compare |
| ELV | Elevance Health Inc | B+ | $92.88B | 18.71 | 0.64 | Compare |
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