C57/100

Is Consumer Discretionary Select Sector SPDR Fund (XLY) a risky stock?

Sector: Consumer Discretionary Price: $115.16 Composite: 57/100

As of July 21, 2026, Clavix grades Consumer Discretionary Select Sector SPDR Fund (XLY) C for risk, a composite score of 57 out of 100 on an A+ to F scale, which puts XLY in the "average" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind XLY's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how XLY scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
60
News sentimentscored, sourced recent coverage
44
Macro exposuresensitivity to rates, dollar, oil
70
Sector resiliencestrength vs the broad market
38
Price stabilitydrawdown and volatility
57

What a C grade means

On the Clavix A+ to F scale, XLY's composite of 57 falls in the C band (50–64), read as "average." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell XLY or any security. Grades are risk indicators, not predictions of return. Data may be delayed.