A87/100

Is Chubb Limited (CB) a risky stock?

Sector: Financials Price: $351.75 Composite: 87/100

As of July 21, 2026, Clavix grades Chubb Limited (CB) A for risk, a composite score of 87 out of 100 on an A+ to F scale, which puts CB in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind CB's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how CB scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
72
News sentimentscored, sourced recent coverage
66
Macro exposuresensitivity to rates, dollar, oil
79
Sector resiliencestrength vs the broad market
75
Price stabilitydrawdown and volatility
55

What's moving CB's risk right now

Company-specific signals Clavix flags behind CB's current grade, drawn from recent news and filings as of July 21, 2026.

Earnings & results · mixed signal

Analysts see Chubb likely topping Q2 estimates, but ongoing disaster-related claims in the property and casualty sector could keep the beat modest. Separately, Wealthfront Advisers raised its CB stake by 7.2%.

Valuation · mixed signal

Chubb's price-to-earnings multiple sits well below the broader market, raising the question of whether the insurer is a bargain. Peer Travelers posted a Q2 beat thanks to fewer catastrophe losses, a possible read-through for Chubb's report.

Demand · supporting the grade

Chubb's rating found a large share of younger wealthy collectors purchase luxury items as investments, yet more than half don't insure them. That gap points to room for Chubb to sell more personal-lines policies.

What a A grade means

On the Clavix A+ to F scale, CB's composite of 87 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell CB or any security. Grades are risk indicators, not predictions of return. Data may be delayed.