TRV · Travelers Companies Inc
Price
Snapshot
50 fields · last close| Market Cap | $81.25B |
| P/E | 9.79 |
| Float | 207.4M |
| Beta | 0.42 |
| Volatility | 10.4% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 81.7 |
| Price | 385.82 |
| Change | −0.95% |
| Prev Close | 389.54 |
| Open | 370.00 |
| Day Low | 368.63 |
| Day High | 390.91 |
| Avg Vol | 1 |
| Avg $ Vol | $509.4M |
| 52W High | 398.69 |
| 52W Low | 252.26 |
| 52W Pos | 91.2% |
| From High | −3.23% |
| From Low | +52.95% |
| Max DD 1Y | −10.25% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +5.11% |
| SMA 50 | +4.48% |
| SMA 200 | +19.04% |
| RSI (14) | 72.6 |
| Vol 30D | 17.8% |
| Vol 90D | 24.5% |
| 1Y Range | 252–399 |
| Daily bars | 536 |
| Perf Week | +5.64% |
| Perf Month | +2.65% |
| Perf Quarter | +5.71% |
| Perf Half Y | +29.50% |
| Perf Year | +44.57% |
| Perf YTD | +35.29% |
| Prev Day | −0.95% |
| Clavix | A- |
| Debt / Eq | 0.28 |
| Curr Ratio | 0.89 |
| Int Cover | 23.7× |
| FCF Margin | 21.7% |
| Rev Growth | +5.2% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 19 / 31 |
What TRV does
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally.
It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance.
The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products.
This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers.
The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers.
The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners’ insurance to individuals.
The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
Clavix risk grade
regraded every trading dayTRV grades A-, 81.7 of 100. Steadiest on Price Stability (68), most exposed on News Sentiment (46, fragile). 1 of the 4 weighted dimensions sit above the Insurance median. Ranks 19 of 31 in Insurance by Clavix score.
How rough the ride is
| TRV | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.42 | 0.50 |
| Volatilityannualized | 10.4% | 12.5% |
| Max drawdown, past yearworst peak-to-trough fall | −10.2% | — |
| Typical daily movemedian absolute daily change | 0.67% | — |
| Days beyond ±3%of the last 252 sessions | 5 (2%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| TRV | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.42 | 0.50 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low 74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| TRV | |
|---|---|
| 1 week | +5.6% |
| 1 month | +2.6% |
| Year to date | +35.3% |
| 1 year | +44.6% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| TRV | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 5 Aug |
| Average score0 most bearish, 100 most bullish | 68 |
| Bullish · bearisharticles above 60 · below 40 | 25 · 4 |
| Directionarticles whose tone is improving vs worsening | 25 ↑ 4 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| TRV | |
|---|---|
| Revenue growthyear over year | +5.2% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openTravelers reported solid Q3 2026 results with underwriting profits across all major business units and a release of old claim reserves, but its bond portfolio took losses as interest rates rose. Higher investment income helped offset those losses, premiums grew modestly, and disaster-related claims were above 2025 levels but still manageable.
Travelers reported Q3 earnings of $9.18 per share with a combined ratio of 86.8%, boosted by unusually large reserve releases (money set aside for claims that turned out unnecessary) and a quiet hurricane season. The article argues these tailwinds are temporary and earnings are likely peaking.
Travelers reported third-quarter earnings that came in 29.8% above analyst estimates, lifted by favorable reserve development (money the company had previously set aside for claims that it no longer needs) and record investment income. Rising catastrophe losses partially offset those gains.
Travelers Companies reported third-quarter 2026 core income of $1.95 billion, or $9.18 per diluted share, saying strong underwriting profitability across all three of its insurance segments and record investment income supported the results.
Travelers Companies (TRV) reported Q3 2026 core income of $1.95 billion, or $9.18 per share, with the company saying strong underwriting results across all three insurance segments and record investment income drove the quarter. CEO Alan Schnitzer commented on the results; the article text is truncated after that point.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| MRSH | Marsh & McLennan Companies Inc | A- | $89.88B | 22.24 | 0.55 | Compare |
| AJG | Arthur J. Gallagher & Co. | B+ | $65.33B | 41.61 | 0.50 | Compare |
| MET | MetLife Inc | A- | $64.03B | 17.66 | 0.79 | Compare |
| ALL | Allstate Corp | A- | $62.68B | 4.71 | 0.14 | Compare |
| AON | Aon PLC | B+ | $62.06B | 15.86 | 0.64 | Compare |
| AFL | Aflac Inc | A | $60.15B | 12.37 | 0.57 | Compare |
| PGR | Progressive Corp | B+ | $127.0B | 10.86 | 0.22 | Compare |
| CB | Chubb Limited | A- | $138.8B | 12.41 | 0.30 | Compare |
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