TRV · Travelers Companies Inc
Price
Snapshot
50 fields · last close| Market Cap | $78.08B |
| P/E | 9.34 |
| Float | 207.4M |
| Beta | 0.43 |
| Volatility | 10.8% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 82 |
| Price | 370.71 |
| Change | −0.97% |
| Prev Close | 374.34 |
| Open | 367.85 |
| Day Low | 366.95 |
| Day High | 376.57 |
| Avg Vol | 1 |
| Avg $ Vol | $537.2M |
| 52W High | 398.69 |
| 52W Low | 252.26 |
| 52W Pos | 80.9% |
| From High | −7.02% |
| From Low | +46.96% |
| Max DD 1Y | −8.81% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +0.33% |
| SMA 50 | +2.37% |
| SMA 200 | +18.82% |
| RSI (14) | 57.4 |
| Vol 30D | 22.1% |
| Vol 90D | 25.3% |
| 1Y Range | 252–399 |
| Daily bars | 506 |
| Perf Week | +1.36% |
| Perf Month | −2.12% |
| Perf Quarter | +27.57% |
| Perf Half Y | +22.08% |
| Perf Year | +35.36% |
| Perf YTD | +29.99% |
| Prev Day | −0.97% |
| Clavix | A- |
| Debt / Eq | 0.28 |
| Curr Ratio | 0.89 |
| Int Cover | 23.7× |
| FCF Margin | 22.8% |
| Rev Growth | +0.4% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 20 / 31 |
What TRV does
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally.
It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance.
The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products.
This segment operates through select accounts, which serve small businesses; middle accounts that serve mid-sized businesses; national accounts, which serve large companies; and national property and others that serve large and mid-sized customers, commercial trucking industry, and agricultural businesses, as well as markets and distributes its products through brokers, wholesale agents, and program managers.
The Bond & Specialty Insurance segment provides surety, fidelity, management and professional liability, and other property and casualty coverages and related risk management services through independent agencies and brokers.
The Personal Insurance segment offers property and casualty insurance covering personal risks, primarily automobile and homeowners’ insurance to individuals.
The Travelers Companies, Inc. was founded in 1853 and is based in New York, New York.
Clavix risk grade
regraded every trading dayTRV grades A-, 82 of 100. Steadiest on Sector Resilience (68), most exposed on Macro Resilience (64, mixed). 1 of the 4 weighted dimensions sit above the Insurance median. Ranks 20 of 31 in Insurance by Clavix score.
How rough the ride is
| TRV | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.43 | 0.49 |
| Volatilityannualized | 10.8% | 12.4% |
| Max drawdown, past yearworst peak-to-trough fall | −8.8% | — |
| Typical daily movemedian absolute daily change | 0.71% | — |
| Days beyond ±3%of the last 252 sessions | 52% | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| TRV | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.43 | 0.49 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| TRV | |
|---|---|
| 1 week | +1.4% |
| 1 month | −2.1% |
| Year to date | +30.0% |
| 1 year | +35.4% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| TRV | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30since 20 Jul |
| Average score0 most bearish, 100 most bullish | 60 |
| Bullish · bearisharticles above 60 · below 40 | 16 · 4 |
| Directionarticles whose tone is improving vs worsening | 16 ↑ 4 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| TRV | |
|---|---|
| Revenue growthyear over year | +0.4% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Against Insurance
31 companies| Metric | TRV | Sector spread | Median |
|---|---|---|---|
| Beta | 0.43 | 0.49 | |
| Volatility | 10.8% | 12.4% | |
| P/E | 9.34 | 12.68 | |
| Debt / equity | 0.28 | 0.42 | |
| Current ratio | 0.89 | 0.89 | |
| FCF margin | 22.8% | 19.8% | |
| Interest coverage | 23.7× | 10.8× |
Recent news
most recent scored articles · the chip is the article’s score · click to openThe U.S. commercial multiperil (non-liability) insurance market saw direct premiums written grow 4.7% to $47.63 billion last year, and Travelers Group retained the top ranking among writers in Best's 2026 Rankings.
Travelers is investing in AI tools to streamline its underwriting and claims processes, using proprietary technology aimed at improving efficiency and supporting profitability.
Korea Investment CORP bought a new position in The Travelers Companies during the second quarter, acquiring 270,075 shares worth about $59.55 million, according to its most recent 13F filing with the SEC. The article body is truncated, so additional details are not available.
AM Best has reaffirmed The Travelers Companies' top-tier insurance strength rating of A++ (Superior) and its long-term issuer credit rating of aa+ (Superior) for its main subsidiaries, including Travelers Casualty and Surety Company of America.
The article examines whether Travelers can maintain its strong underwriting profitability, citing disciplined underwriting, strong combined ratios, and a diversified mix of insurance businesses as the foundation for steady earnings alongside investment income.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| AON | Aon PLC | B+ | $69.37B | 17.89 | 0.64 | Compare |
| AJG | Arthur J. Gallagher & Co. | B+ | $68.34B | 43.94 | 0.49 | Compare |
| MRSH | Marsh & McLennan Companies Inc | A- | $89.94B | 22.65 | 0.55 | Compare |
| ALL | Allstate Corp | A- | $66.53B | 5.03 | 0.15 | Compare |
| MET | MetLife Inc | A- | $63.06B | 17.30 | 0.80 | Compare |
| AFL | Aflac Inc | A | $59.34B | 12.25 | 0.57 | Compare |
| PGR | Progressive Corp | B+ | $130.1B | 11.12 | 0.22 | Compare |
| CB | Chubb Limited | A- | $134.4B | 12.00 | 0.32 | Compare |
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