B-62/100

Is Aflac (AFL) a risky stock?

Sector: Financials Price: $122.65 Composite: 62/100

As of July 21, 2026, Clavix grades Aflac (AFL) B- for risk, a composite score of 62 out of 100 on an A+ to F scale, which puts AFL in the "average" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind AFL's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how AFL scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
52
News sentimentscored, sourced recent coverage
46
Macro exposuresensitivity to rates, dollar, oil
70
Sector resiliencestrength vs the broad market
71
Price stabilitydrawdown and volatility
59

What's moving AFL's risk right now

Company-specific signals Clavix flags behind AFL's current grade, drawn from recent news and filings as of July 21, 2026.

Earnings & results · raising risk

Guidance cuts or consensus estimate reductions signal near-term earnings pressure that typically precedes multiple contraction.

Regulatory · mixed signal

As the title sponsor of the Kickoff Game, Aflac (AFL) gains enhanced brand visibility and marketing value through this innovative NIL partnership, potentially strengthening its as…

What a B- grade means

On the Clavix A+ to F scale, AFL's composite of 62 falls in the C band (50–64), read as "average." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell AFL or any security. Grades are risk indicators, not predictions of return. Data may be delayed.