PRU · Prudential Financial Inc
Price
Snapshot
50 fields · last close| Market Cap | $39.99B |
| P/E | 10.21 |
| Float | 346.3M |
| Beta | 0.84 |
| Volatility | 21.1% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 83.2 |
| Price | 113.53 |
| Change | −2.05% |
| Prev Close | 115.91 |
| Open | 115.57 |
| Day Low | 114.99 |
| Day High | 116.91 |
| Avg Vol | 2 |
| Avg $ Vol | $191.4M |
| 52W High | 127.72 |
| 52W Low | 91.89 |
| 52W Pos | 60.4% |
| From High | −11.11% |
| From Low | +23.55% |
| Max DD 1Y | −22.51% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −1.32% |
| SMA 50 | −4.15% |
| SMA 200 | +4.48% |
| RSI (14) | 50.8 |
| Vol 30D | 17.3% |
| Vol 90D | 20.2% |
| 1Y Range | 92–128 |
| Daily bars | 536 |
| Perf Week | +2.49% |
| Perf Month | −1.71% |
| Perf Quarter | −1.75% |
| Perf Half Y | +14.03% |
| Perf Year | +12.39% |
| Perf YTD | −0.30% |
| Prev Day | −2.05% |
| Clavix | A- |
| Debt / Eq | 0.71 |
| Curr Ratio | — |
| Int Cover | 3.7× |
| FCF Margin | 10.3% |
| Rev Growth | −13.7% |
| Profit | Profitable |
| Leverage | Moderate |
| Sector rank | 17 / 31 |
What PRU does
Prudential Financial, Inc., together with its subsidiaries, provides financial products and services in the United States, Japan and internationally.
It operates through PGIM, Retirement Strategies, Group Insurance, Individual Life, and International Businesses segments.
The PGIM segment offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its insurance and retirement businesses.
The Retirement Strategies segment provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; group annuities and other products; international reinsurance; investment only products; and FlexGuard suite, Fixed annuities, and variable annuities, as well as develops and distributes individual variable and fixed annuity products.
The Group Insurance segment offers various group life, and long-term and short-term group disability, as well as group corporate-, bank-, and trust-owned life insurance; and supplemental health solutions including accident, critical illness, and hospital indemnity.
The Individual Life segment develops and distributes variable life, universal life, and term life insurance products.
The International Businesses segment develops and distributes life insurance, retirement products, investment products, and certain accident and health products.
The company provides its products and services to individual and institutional customers through its proprietary and third-party distribution networks, financial professionals, and trusted partnerships.
Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.
Clavix risk grade
regraded every trading dayPRU grades A-, 83.2 of 100. Steadiest on Price Stability (70), most exposed on Sector Resilience (58, mixed). 2 of the 4 weighted dimensions sit above the Insurance median. Ranks 17 of 31 in Insurance by Clavix score.
How rough the ride is
| PRU | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.84 | 0.50 |
| Volatilityannualized | 21.1% | 12.5% |
| Max drawdown, past yearworst peak-to-trough fall | −22.5% | — |
| Typical daily movemedian absolute daily change | 0.79% | — |
| Days beyond ±3%of the last 252 sessions | 9 (4%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| PRU | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.84 | 0.50 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Low 74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| PRU | |
|---|---|
| 1 week | +2.5% |
| 1 month | −1.7% |
| Year to date | −0.3% |
| 1 year | +12.4% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| PRU | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 21 Sep |
| Average score0 most bearish, 100 most bullish | 44 |
| Bullish · bearisharticles above 60 · below 40 | 10 · 15 |
| Directionarticles whose tone is improving vs worsening | 10 ↑ 15 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| PRU | |
|---|---|
| Revenue growthyear over year | −13.7% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openSixteen brokerages covering Prudential Financial (PRU) have given the stock a consensus 'Reduce' recommendation, with five analysts rating it a sell and ten rating it a hold. The article body is truncated, so further details are not available.
The article says Prudential Financial (PRU) is beating peers and tracking broader profits from its higher investment income, but warns that a sales suspension in Japan is a real threat to its business.
The article cites retirement growth, higher investment income, and efficiency efforts as earnings supports, while flagging a suspension of sales in Japan as a significant risk.
Japan's Financial Services Authority issued additional sales suspensions and improvement orders to Prudential Life Insurance Co. Ltd. and other Japanese affiliates of Prudential Financial Inc., extending earlier restrictions on those operations.
Japan's Financial Services Agency has extended its order stopping Prudential of Japan (POJ) from doing certain business until Jan. 31, 2027, and also told POJ and Prudential Holdings of Japan to fix specified problems (a 'business improvement order'). The headline references a $1.3 billion hit, though the article body does not detail what that figure covers.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| AIG | American International Group Inc | A- | $42.22B | 14.24 | 0.50 | Compare |
| HIG | Hartford Insurance Group Inc | A- | $36.60B | 8.38 | 0.48 | Compare |
| ACGL | Arch Capital Group Ltd | A- | $34.56B | 7.36 | 0.22 | Compare |
| WTW | Willis Towers Watson PLC | B+ | $31.74B | 18.38 | 0.45 | Compare |
| WRB | W. R. Berkley Corp | A- | $27.23B | 14.40 | 0.23 | Compare |
| AFL | Aflac Inc | A | $60.15B | 12.37 | 0.57 | Compare |
| CINF | Cincinnati Financial Corp | A- | $26.28B | 7.90 | 0.51 | Compare |
| AON | Aon PLC | B+ | $62.06B | 15.86 | 0.64 | Compare |
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