B+73/100

Is Arch Capital Group (ACGL) a risky stock?

Sector: Financials Price: $100.22 Composite: 73/100

As of July 21, 2026, Clavix grades Arch Capital Group (ACGL) B+ for risk, a composite score of 73 out of 100 on an A+ to F scale, which puts ACGL in the "solid" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind ACGL's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how ACGL scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
65
News sentimentscored, sourced recent coverage
46
Macro exposuresensitivity to rates, dollar, oil
81
Sector resiliencestrength vs the broad market
77
Price stabilitydrawdown and volatility
56

What's moving ACGL's risk right now

Company-specific signals Clavix flags behind ACGL's current grade, drawn from recent news and filings as of July 21, 2026.

Execution · raising risk

Two senior Arch Capital leaders, including former CEO Grandisson, who delivered 298% shareholder returns in his tenure, are leaving for Vantage. Losing this proven leadership raises succession questions for the insurer.

Competition · mixed signal

A head-to-head comparison positions Arch Capital unfavorably against Berkshire Hathaway, suggesting investors may prefer the larger, more diversified competitor.

Valuation · mixed signal

Arch Capital shares rose 9.7% over the past month, outpacing the S&P 500 and the broader property and casualty insurance group. One analysis suggests the stock could still be about 8% undervalued.

What a B+ grade means

On the Clavix A+ to F scale, ACGL's composite of 73 falls in the B band (65–79), read as "solid." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell ACGL or any security. Grades are risk indicators, not predictions of return. Data may be delayed.