CINF · Cincinnati Financial Corp
Price
Snapshot
50 fields · last close| Market Cap | $26.28B |
| P/E | 7.90 |
| Float | 150.6M |
| Beta | 0.51 |
| Volatility | 12.8% |
| Exchange | NASDAQ |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 84.2 |
| Price | 169.83 |
| Change | −0.83% |
| Prev Close | 171.25 |
| Open | 167.99 |
| Day Low | 167.27 |
| Day High | 171.29 |
| Avg Vol | 1 |
| Avg $ Vol | $93.11M |
| 52W High | 194.81 |
| 52W Low | 150.00 |
| 52W Pos | 44.3% |
| From High | −12.82% |
| From Low | +13.22% |
| Max DD 1Y | −17.01% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +3.60% |
| SMA 50 | +0.89% |
| SMA 200 | +1.44% |
| RSI (14) | 63.1 |
| Vol 30D | 17.2% |
| Vol 90D | 22.7% |
| 1Y Range | 150–195 |
| Daily bars | 536 |
| Perf Week | +4.81% |
| Perf Month | +0.79% |
| Perf Quarter | −5.05% |
| Perf Half Y | +2.66% |
| Perf Year | +9.53% |
| Perf YTD | +5.16% |
| Prev Day | −0.83% |
| Clavix | A- |
| Debt / Eq | 0.05 |
| Curr Ratio | 2.08 |
| Int Cover | 10.0× |
| FCF Margin | 24.5% |
| Rev Growth | +11.4% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 9 / 31 |
What CINF does
Cincinnati Financial Corporation provides property casualty insurance products in the United States.
The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments.
The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers’ compensation.
This segment also provides contract and commercial surety bonds, and fidelity bonds; management liability; and machinery and equipment insurance products.
The Personal Lines Insurance segment offers personal auto; homeowner; and other personal lines insurance, such as dwelling fire, inland marine, personal umbrella liability, and watercraft coverages.
The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products, as well as other coverages comprising miscellaneous errors and omissions, professional liability, and excess liability; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism.
The Life Insurance segment provides term life insurance; universal life insurance; and worksite and whole life insurance products, as well as annuities.
The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks.
The company also offers commercial leasing and financing services; and insurance brokerage services. The company was founded in 1950 and is headquartered in Fairfield, Ohio.
Clavix risk grade
regraded every trading dayCINF grades A-, 84.2 of 100. Steadiest on Price Stability (69), most exposed on Sector Resilience (66, steady). 3 of the 4 weighted dimensions sit above the Insurance median. Ranks 9 of 31 in Insurance by Clavix score.
How rough the ride is
| CINF | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.51 | 0.50 |
| Volatilityannualized | 12.8% | 12.5% |
| Max drawdown, past yearworst peak-to-trough fall | −17.0% | — |
| Typical daily movemedian absolute daily change | 0.74% | — |
| Days beyond ±3%of the last 252 sessions | 10 (4%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| CINF | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.51 | 0.50 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low 74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| CINF | |
|---|---|
| 1 week | +4.8% |
| 1 month | +0.8% |
| Year to date | +5.2% |
| 1 year | +9.5% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| CINF | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 27 Jul |
| Average score0 most bearish, 100 most bullish | 54 |
| Bullish · bearisharticles above 60 · below 40 | 13 · 5 |
| Directionarticles whose tone is improving vs worsening | 13 ↑ 5 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| CINF | |
|---|---|
| Revenue growthyear over year | +11.4% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openCincinnati Financial's earnings are supported by growth in premiums, expansion of its specialty business and higher investment income, even as catastrophe losses and claims costs continue to pressure results.
Cincinnati Financial is seeing strong premium growth, expanding its specialty lines, and earning more from its investments, though rising catastrophe and claims costs are creating headwinds.
Cincinnati Financial and its subsidiary CFC Investment Company extended the expiration date of their $1 billion credit facility from 2025 to 2031, with Fifth Third Bank continuing as the administrative agent on the deal.
Cincinnati Financial (CINF) declared a total dividend of $0.94 per share, with an ex-dividend date of September 23, 2026. The stock is down 4.8% over the past week and 8.5% over 90 days, though its year-to-date return is slightly positive and its 1-year total shareholder return is 7.6%. The article body is truncated and does not provide further detail.
The article discusses how high Treasury yields, near five-year highs, benefit property and casualty insurers, highlighting four dividend-raising companies that are positioned to benefit from this environment.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| WRB | W. R. Berkley Corp | A- | $27.23B | 14.40 | 0.23 | Compare |
| PFG | Principal Financial Group Inc | A- | $23.30B | 14.95 | 0.90 | Compare |
| BRO | Brown & Brown Inc | B | $23.22B | 19.27 | 0.54 | Compare |
| MKL | Markel Group Inc | A- | $22.92B | 10.03 | 0.60 | Compare |
| L | Loews Corp | A | $22.59B | 13.39 | 0.50 | Compare |
| WTW | Willis Towers Watson PLC | B+ | $31.74B | 18.38 | 0.45 | Compare |
| ACGL | Arch Capital Group Ltd | A- | $34.56B | 7.36 | 0.22 | Compare |
| HIG | Hartford Insurance Group Inc | A- | $36.60B | 8.38 | 0.48 | Compare |
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