BRO · Brown & Brown Inc
Price
Snapshot
50 fields · last close| Market Cap | $24.28B |
| P/E | 20.20 |
| Float | 289.9M |
| Beta | 0.53 |
| Volatility | 13.2% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 75 |
| Price | 72.01 |
| Change | −0.76% |
| Prev Close | 72.56 |
| Open | 72.70 |
| Day Low | 72.13 |
| Day High | 74.00 |
| Avg Vol | 2 |
| Avg $ Vol | $111.0M |
| 52W High | 96.55 |
| 52W Low | 53.81 |
| 52W Pos | 42.6% |
| From High | −25.42% |
| From Low | +33.82% |
| Max DD 1Y | −43.33% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +0.25% |
| SMA 50 | +3.13% |
| SMA 200 | +3.73% |
| RSI (14) | 55.2 |
| Vol 30D | 33.0% |
| Vol 90D | 34.9% |
| 1Y Range | 54–97 |
| Daily bars | 507 |
| Perf Week | +1.64% |
| Perf Month | +2.27% |
| Perf Quarter | +26.46% |
| Perf Half Y | −1.28% |
| Perf Year | −24.01% |
| Perf YTD | −7.23% |
| Prev Day | −0.76% |
| Clavix | B |
| Debt / Eq | 1.36 |
| Curr Ratio | 1.04 |
| Int Cover | 4.9× |
| FCF Margin | 23.4% |
| Rev Growth | +0.2% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 27 / 31 |
What BRO does
Brown & Brown, Inc. markets and sells insurance products and services in the United States, the United Kingdom, and internationally.
It operates through Retail and Specialty Distribution segments. The Retail segment provides property and casualty insurance products, employee benefits insurance products, personal insurance products, specialties insurance products, risk management strategies, loss control surveys and analysis, consulting, and claims processing services.
This segment also offers non-insurance services and products through automobile and recreational vehicle dealer services businesses.
It serves commercial, public and quasi-public entities, professionals, and individual customers. The Specialty Distribution segment comprises wholesale brokerage and specialty businesses.
This segment offers professional liability and related package insurance products for dentistry, legal, eyecare, financial services, physicians, and real estate title professionals, as well as supplementary insurance products related to weddings, events, medical facilities, and cyber liabilities.
This segment also provides public entity-related and specialty programs through a network of independent agents, as well as program management services for insurance carrier partners.
In addition, the company’s wholesale brokerage businesses underwrite and place excess and surplus commercial and personal lines insurance through independent agents and brokers.
Its program businesses operate under the Arrowhead Programs name. The company was formerly known as Poe & Brown, Inc. and changed its name to Brown & Brown, Inc. in April 1999.
Brown & Brown, Inc. was founded in 1939 and is headquartered in Daytona Beach, Florida.
Clavix risk grade
regraded every trading dayBRO grades B, 75 of 100. Steadiest on News Sentiment (70), most exposed on Price Stability (59, mixed). 1 of the 4 weighted dimensions sit above the Insurance median. Ranks 27 of 31 in Insurance by Clavix score.
How rough the ride is
| BRO | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.53 | 0.49 |
| Volatilityannualized | 13.2% | 12.4% |
| Max drawdown, past yearworst peak-to-trough fall | −43.3% | — |
| Typical daily movemedian absolute daily change | 1.05% | — |
| Days beyond ±3%of the last 252 sessions | 2410% | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| BRO | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.53 | 0.49 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| BRO | |
|---|---|
| 1 week | +1.6% |
| 1 month | +2.3% |
| Year to date | −7.2% |
| 1 year | −24.0% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| BRO | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30since 13 Jul |
| Average score0 most bearish, 100 most bullish | 52 |
| Bullish · bearisharticles above 60 · below 40 | 10 · 9 |
| Directionarticles whose tone is improving vs worsening | 10 ↑ 9 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| BRO | |
|---|---|
| Revenue growthyear over year | +0.2% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Against Insurance
31 companies| Metric | BRO | Sector spread | Median |
|---|---|---|---|
| Beta | 0.53 | 0.49 | |
| Volatility | 13.2% | 12.4% | |
| P/E | 20.20 | 12.68 | |
| Debt / equity | 1.36 | 0.42 | |
| Current ratio | 1.04 | 0.89 | |
| FCF margin | 23.4% | 19.8% | |
| Interest coverage | 4.9× | 10.8× |
Recent news
most recent scored articles · the chip is the article’s score · click to openThe article also notes a 30.9% total return over five years but a weaker one-year share price result followed by a recent bounce.
Heron Bay Capital Management bought a new position in Brown & Brown during the second quarter, purchasing 184,321 shares worth about $11.82 million, according to its SEC disclosure. The article body is truncated so further details about the firm or its reasoning are not provided.
The article observes that Brown & Brown has trailed the broader market over the past year and that Wall Street analysts are cautious on the stock, but the article does not provide specific analyst ratings, price targets, or reasons for that caution.
BlackRock bought a new position in Brown & Brown in the second quarter, purchasing 22,113,344 shares worth about $1.42 billion.
Brown & Brown (BRO) is trading at a price-to-earnings ratio of 15.04X, below the industry average, as the company's acquisition-led growth, rising commissions and fees, and cash generation continue to support earnings, though rising debt and expenses are pressuring margins.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| PFG | Principal Financial Group Inc | A- | $25.37B | 16.32 | 0.89 | Compare |
| MKL | Markel Group Inc | A- | $22.83B | 9.98 | 0.62 | Compare |
| L | Loews Corp | A | $22.50B | 13.30 | 0.51 | Compare |
| CINF | Cincinnati Financial Corp | A- | $26.82B | 8.05 | 0.52 | Compare |
| WRB | W. R. Berkley Corp | A- | $27.23B | 13.12 | 0.25 | Compare |
| WTW | Willis Towers Watson PLC | B+ | $31.74B | 20.04 | 0.45 | Compare |
| ACGL | Arch Capital Group Ltd | A- | $34.06B | 7.26 | 0.22 | Compare |
| RGA | Reinsurance Group of America Inc | A- | $16.71B | 11.08 | 0.45 | Compare |
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