B+78/100

Is Brown & Brown (BRO) a risky stock?

Sector: Financials Price: $67.14 Composite: 78/100

As of July 21, 2026, Clavix grades Brown & Brown (BRO) B+ for risk, a composite score of 78 out of 100 on an A+ to F scale, which puts BRO in the "solid" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind BRO's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how BRO scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
71
News sentimentscored, sourced recent coverage
61
Macro exposuresensitivity to rates, dollar, oil
75
Sector resiliencestrength vs the broad market
74
Price stabilitydrawdown and volatility
44

What's moving BRO's risk right now

Company-specific signals Clavix flags behind BRO's current grade, drawn from recent news and filings as of July 21, 2026.

Valuation · raising risk

JPMorgan issued a pessimistic forecast for Brown & Brown, lowering its price target. The move suggests the bank expects the stock to mostly trade sideways rather than climb meaningfully in the near term.

Valuation · mixed signal

Brown & Brown trades below its industry peers, which some see as a buying opportunity. But rising expenses, higher debt, and international risk could weigh on the stock, even as Wells Fargo cut its target to $68 and a fund opened a new position.

Competition · mixed signal

Rival insurance broker Arthur J. Gallagher is growing through acquisitions and organic sales, though margins and debt levels remain pressured. Investors often compare peers like this to Brown & Brown's own growth path.

What a B+ grade means

On the Clavix A+ to F scale, BRO's composite of 78 falls in the B band (65–79), read as "solid." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell BRO or any security. Grades are risk indicators, not predictions of return. Data may be delayed.