RGA · Reinsurance Group of America Inc
Price
Snapshot
50 fields · last close| Market Cap | $17.24B |
| P/E | 11.40 |
| Float | 65.31M |
| Beta | 0.42 |
| Volatility | 10.6% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 86.0 |
| Price | 266.75 |
| Change | +0.00% |
| Prev Close | 266.75 |
| Open | 264.25 |
| Day Low | 261.29 |
| Day High | 265.41 |
| Avg Vol | 1 |
| Avg $ Vol | $134.9M |
| 52W High | 264.04 |
| 52W Low | 178.21 |
| 52W Pos | 103.2% |
| From High | +1.03% |
| From Low | +49.68% |
| Max DD 1Y | −13.42% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +6.01% |
| SMA 50 | +7.31% |
| SMA 200 | +20.58% |
| RSI (14) | 70.9 |
| Vol 30D | 17.8% |
| Vol 90D | 20.1% |
| 1Y Range | 178–264 |
| Daily bars | 535 |
| Perf Week | +3.17% |
| Perf Month | +6.43% |
| Perf Quarter | +9.20% |
| Perf Half Y | +26.50% |
| Perf Year | +34.03% |
| Perf YTD | +31.12% |
| Prev Day | +0.00% |
| Clavix | A- |
| Debt / Eq | 0.42 |
| Curr Ratio | — |
| Int Cover | 5.4× |
| FCF Margin | 17.3% |
| Rev Growth | +7.2% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 3 / 31 |
Clavix risk grade
regraded every trading dayRGA grades A-, 86.0 of 100. Steadiest on Macro Resilience (72), most exposed on Sector Resilience (66, steady). 4 of the 4 weighted dimensions sit above the Insurance median. Ranks 3 of 31 in Insurance by Clavix score.
How rough the ride is
| RGA | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.42 | 0.50 |
| Volatilityannualized | 10.6% | 12.6% |
| Max drawdown, past yearworst peak-to-trough fall | −13.4% | — |
| Typical daily movemedian absolute daily change | 0.87% | — |
| Days beyond ±3%of the last 252 sessions | 6 (2%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| RGA | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.42 | 0.50 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low 74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| RGA | |
|---|---|
| 1 week | +3.2% |
| 1 month | +6.4% |
| Year to date | +31.1% |
| 1 year | +34.0% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| RGA | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 27 since 6 Jul |
| Average score0 most bearish, 100 most bullish | 72 |
| Bullish · bearisharticles above 60 · below 40 | 25 · 1 |
| Directionarticles whose tone is improving vs worsening | 25 ↑ 1 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| RGA | |
|---|---|
| Revenue growthyear over year | +7.2% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openMorgan Stanley upgraded its rating on Reinsurance Group of America (RGA) from 'equal weight' to 'overweight' and set a $295 price target in a Monday research note.
A short article discusses how long-term U.S. Treasury yields sitting near 20-year highs and a roughly US$1 trillion interest bill are reshaping U.S. insurance stocks. It notes the impact differs across bond insurers, life insurers, and liability-driven asset managers, and previews three stocks from a screener that look positively exposed to these rate conditions. The text cuts off before the individual stock stories are discussed. Nothing specific about RGA's own business, earnings, or strategy is reported.
RGA's Financial Solutions and longevity businesses are growing, fueled by capital-efficient transactions, new business, and demand for pension risk transfers. The article provides no specific financial figures or deal announcements.
RGA's Financial Solutions and longevity business lines are growing, fueled by capital-efficient transactions, new business, and pension-risk-transfer demand.
Reinsurance Group of America (RGA) expects its first third-party capitalised life reinsurance sidecar, Ruby Re, to be fully deployed this year and is already evaluating a second version of the same structure. RGA launched Ruby Re in December 2023 to underwrite U.S. asset-intensive life reinsurance, backed by investors including ILS specialist Hudson Structured Capital Management, raising $480 million against a $400-500 million target by November 2024. The sidecar's coverable grew from $2.5 billion in retroceded liabilities at launch to $4.5 billion by end-2025, easing back to $4.1 billion by end-June.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| UNM | Unum Group | A- | $14.63B | 20.69 | 0.24 | Compare |
| EG | Everest Group Ltd | A- | $14.62B | 7.65 | 0.25 | Compare |
| RNR | Renaissancere Holdings Ltd | A- | $14.30B | 5.42 | 0.14 | Compare |
| AIZ | Assurant Inc | A | $13.90B | 12.95 | 0.54 | Compare |
| L | Loews Corp | A | $22.24B | 13.41 | 0.50 | Compare |
| MKL | Markel Group Inc | A- | $22.61B | 9.95 | 0.61 | Compare |
| BRO | Brown & Brown Inc | B | $22.75B | 18.99 | 0.55 | Compare |
| GL | Globe Life Inc | A- | $12.88B | 10.62 | 0.45 | Compare |
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