GL · Globe Life Inc
Price
Snapshot
50 fields · last close| Market Cap | $13.57B |
| P/E | 11.17 |
| Float | 77.04M |
| Beta | 0.45 |
| Volatility | 11.4% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 84 |
| Price | 175.63 |
| Change | −0.50% |
| Prev Close | 176.52 |
| Open | 175.27 |
| Day Low | 174.69 |
| Day High | 176.99 |
| Avg Vol | 0 |
| Avg $ Vol | $78.38M |
| 52W High | 191.55 |
| 52W Low | 127.85 |
| 52W Pos | 75.0% |
| From High | −8.31% |
| From Low | +37.37% |
| Max DD 1Y | −11.04% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −0.28% |
| SMA 50 | −1.63% |
| SMA 200 | +14.22% |
| RSI (14) | 51.2 |
| Vol 30D | 21.2% |
| Vol 90D | 23.9% |
| 1Y Range | 128–192 |
| Daily bars | 506 |
| Perf Week | +0.42% |
| Perf Month | −3.99% |
| Perf Quarter | +14.39% |
| Perf Half Y | +23.12% |
| Perf Year | +25.57% |
| Perf YTD | +26.88% |
| Prev Day | −0.50% |
| Clavix | A- |
| Debt / Eq | 0.44 |
| Curr Ratio | 0.66 |
| Int Cover | 11.6× |
| FCF Margin | 19.5% |
| Rev Growth | +8.0% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 9 / 31 |
What GL does
Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products to lower middle- and middle-income families in the United States.
It operates in three segments: Life Insurance, Supplemental Health Insurance, and Investments. The company offers whole, term, and other life insurance products, as well as life insurance for children; Medicare supplement and limited-benefit supplemental health insurance products, such as accident, cancer, critical illness, heart, intensive care, and other health products; and final expense, accidental death, mortgage protection, and hospital insurance products.
It sells its products through direct-to-consumer channels, exclusive independent agents, general agency independent agents, and brokers.
The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019.
Globe Life Inc. was founded in 1900 and is headquartered in McKinney, Texas.
Clavix risk grade
regraded every trading dayGL grades A-, 84 of 100. Steadiest on Macro Resilience (71), most exposed on Sector Resilience (65, steady). 2 of the 4 weighted dimensions sit above the Insurance median. Ranks 9 of 31 in Insurance by Clavix score.
How rough the ride is
| GL | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.45 | 0.49 |
| Volatilityannualized | 11.4% | 12.4% |
| Max drawdown, past yearworst peak-to-trough fall | −11.0% | — |
| Typical daily movemedian absolute daily change | 0.76% | — |
| Days beyond ±3%of the last 252 sessions | 83% | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| GL | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.45 | 0.49 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| GL | |
|---|---|
| 1 week | +0.4% |
| 1 month | −4.0% |
| Year to date | +26.9% |
| 1 year | +25.6% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| GL | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30since 22 Jul |
| Average score0 most bearish, 100 most bullish | 55 |
| Bullish · bearisharticles above 60 · below 40 | 16 · 8 |
| Directionarticles whose tone is improving vs worsening | 16 ↑ 8 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| GL | |
|---|---|
| Revenue growthyear over year | +8.0% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Against Insurance
31 companies| Metric | GL | Sector spread | Median |
|---|---|---|---|
| Beta | 0.45 | 0.49 | |
| Volatility | 11.4% | 12.4% | |
| P/E | 11.17 | 12.68 | |
| Debt / equity | 0.44 | 0.42 | |
| Current ratio | 0.66 | 0.89 | |
| FCF margin | 19.5% | 19.8% | |
| Interest coverage | 11.6× | 10.8× |
Recent news
most recent scored articles · the chip is the article’s score · click to openFreestone Grove Partners LP disclosed in a regulatory filing that it bought a new position in Globe Life Inc. during the second quarter, 274,736 shares worth about $49.09 million in total.
The article is a brief law firm solicitation encouraging Globe Life shareholders to contact the firm about potential fiduciary duty breaches by company insiders. No specific breach, lawsuit, or regulatory action is described; the body contains only the firm's standard contingent-fee pitch.
Bank of New York Mellon Corp disclosed it bought a new position in Globe Life Inc. (GL) during the second quarter, acquiring 543,889 shares worth approximately $97.18 million.
Globe Life's health insurance business is driving earnings growth through higher premiums, rate increases, and expanded distribution channels, though rising medical costs remain a risk.
Globe Life's health insurance business is growing, supported by higher premiums, rate increases, and more distribution channels, though rising medical costs remain a risk.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| RNR | Renaissancere Holdings Ltd | A- | $14.04B | 5.29 | 0.12 | Compare |
| AIZ | Assurant Inc | A | $14.19B | 13.34 | 0.54 | Compare |
| EG | Everest Group Ltd | A- | $14.81B | 7.72 | 0.25 | Compare |
| UNM | Unum Group | A- | $14.93B | 21.24 | 0.25 | Compare |
| ERIE | Erie Indemnity Co | B- | $12.03B | 21.16 | 0.25 | Compare |
| RGA | Reinsurance Group of America Inc | A- | $16.71B | 11.08 | 0.45 | Compare |
| OSCR | Oscar Health Inc | C | $9.72B | 17.65 | 2.59 | Compare |
| KNSL | Kinsale Capital Group Inc | B | $8.72B | 15.32 | 0.81 | Compare |
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