GL · Globe Life Inc
Price
Snapshot
50 fields · last close| Market Cap | $12.97B |
| P/E | 10.70 |
| Float | 77.04M |
| Beta | 0.45 |
| Volatility | 11.4% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 85.7 |
| Price | 167.65 |
| Change | −0.66% |
| Prev Close | 168.77 |
| Open | 168.33 |
| Day Low | 167.17 |
| Day High | 169.51 |
| Avg Vol | 0 |
| Avg $ Vol | $67.54M |
| 52W High | 191.55 |
| 52W Low | 127.85 |
| 52W Pos | 62.5% |
| From High | −12.48% |
| From Low | +31.13% |
| Max DD 1Y | −12.15% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +0.53% |
| SMA 50 | −2.30% |
| SMA 200 | +5.68% |
| RSI (14) | 51.7 |
| Vol 30D | 13.5% |
| Vol 90D | 20.9% |
| 1Y Range | 128–192 |
| Daily bars | 536 |
| Perf Week | +2.80% |
| Perf Month | −2.03% |
| Perf Quarter | −8.40% |
| Perf Half Y | +11.14% |
| Perf Year | +22.21% |
| Perf YTD | +21.12% |
| Prev Day | −0.66% |
| Clavix | A- |
| Debt / Eq | 0.27 |
| Curr Ratio | 0.66 |
| Int Cover | 11.6× |
| FCF Margin | 20.9% |
| Rev Growth | +3.7% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 5 / 31 |
What GL does
Globe Life Inc., through its subsidiaries, provides various life and supplemental health insurance products to lower middle- and middle-income families in the United States.
It operates in three segments: Life Insurance, Supplemental Health Insurance, and Investments. The company offers whole, term, and other life insurance products, as well as life insurance for children; Medicare supplement and limited-benefit supplemental health insurance products, such as accident, cancer, critical illness, heart, intensive care, and other health products; and final expense, accidental death, mortgage protection, and hospital insurance products.
It sells its products through direct-to-consumer channels, exclusive independent agents, general agency independent agents, and brokers.
The company was formerly known as Torchmark Corporation and changed its name to Globe Life Inc. in August 2019.
Globe Life Inc. was founded in 1900 and is headquartered in McKinney, Texas.
Clavix risk grade
regraded every trading dayGL grades A-, 85.7 of 100. Steadiest on Price Stability (71), most exposed on Sector Resilience (63, mixed). 3 of the 4 weighted dimensions sit above the Insurance median. Ranks 5 of 31 in Insurance by Clavix score.
How rough the ride is
| GL | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.45 | 0.50 |
| Volatilityannualized | 11.4% | 12.5% |
| Max drawdown, past yearworst peak-to-trough fall | −12.2% | — |
| Typical daily movemedian absolute daily change | 0.70% | — |
| Days beyond ±3%of the last 252 sessions | 8 (3%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| GL | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.45 | 0.50 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low 74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| GL | |
|---|---|
| 1 week | +2.8% |
| 1 month | −2.0% |
| Year to date | +21.1% |
| 1 year | +22.2% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| GL | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 21 Jul |
| Average score0 most bearish, 100 most bullish | 58 |
| Bullish · bearisharticles above 60 · below 40 | 16 · 6 |
| Directionarticles whose tone is improving vs worsening | 16 ↑ 6 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| GL | |
|---|---|
| Revenue growthyear over year | +3.7% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openAn analyst at DOWLING & PARTN raised their FY2027 earnings-per-share estimate for Globe Life in a note issued on October 13th. The article is cut off and the specific new EPS figure is not visible.
Globe Life's stock has an average 'Moderate Buy' recommendation from eleven analyst firms that cover it, according to MarketBeat.com. Eight analysts rate it 'buy,' two say 'hold,' and the eleventh rating is cut off in the article body.
Globe Life says its health insurance business is growing premiums faster than before, led by its United American and Family Heritage units. This is bringing more business diversification beyond its core life insurance, which the company says strengthens its outlook for 2026.
Globe Life says its health insurance business is picking up speed in premium growth, driven by its United American and Family Heritage units, and is adding to the company's mix beyond life insurance.
Globe Life expects premium growth, AI adoption and distribution expansion to support earnings, while its strong capital position enables substantial share buybacks. The article frames GL as outperforming its industry yet trading at a discount.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| AIZ | Assurant Inc | A | $13.97B | 13.14 | 0.53 | Compare |
| RNR | Renaissancere Holdings Ltd | A- | $14.59B | 5.54 | 0.13 | Compare |
| UNM | Unum Group | A- | $14.60B | 20.78 | 0.24 | Compare |
| ERIE | Erie Indemnity Co | B- | $11.35B | 19.67 | 0.25 | Compare |
| EG | Everest Group Ltd | A- | $14.92B | 7.80 | 0.25 | Compare |
| RGA | Reinsurance Group of America Inc | A- | $17.42B | 11.54 | 0.42 | Compare |
| OSCR | Oscar Health Inc | C | $9.61B | 17.46 | 2.51 | Compare |
| KNSL | Kinsale Capital Group Inc | B | $8.32B | 14.63 | 0.84 | Compare |
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