A-81/100

Is Kinsale Capital Group Inc (KNSL) a risky stock?

Sector: Insurance Price: $349.10 Composite: 81/100

As of July 27, 2026, Clavix grades Kinsale Capital Group Inc (KNSL) A- for risk, a composite score of 81 out of 100 on an A+ to F scale, which puts KNSL in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 27, 2026. Clavix regrades every trading day.

The five risk dimensions behind KNSL's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how KNSL scores on each, as of July 27, 2026.

Financial healthbalance sheet, margins, cash flow
80
News sentimentscored, sourced recent coverage
69
Macro exposuresensitivity to rates, dollar, oil
65
Sector resiliencestrength vs the broad market
71
Price stabilitydrawdown and volatility
37

What's moving KNSL's risk right now

Company-specific signals Clavix flags behind KNSL's current grade, drawn from recent news and filings as of July 27, 2026.

Earnings & results · supporting the grade

Kinsale grew Q2 net income to $175.9M from $134.1M a year ago, including modest after-tax catastrophe losses. The company held profits even as the excess and surplus lines market cooled, suggesting its pricing and risk selection are working.

Earnings & results · supporting the grade

KNSL topped rating estimates on both the top and bottom lines, driven by better underwriting results and higher investment income. The beat points to solid execution on core insurance operations alongside a helpful investment backdrop.

Competition · mixed signal

Commercial property premiums at Kinsale shrank sharply as rivals competed, yet the company kept its underwriting margins and still grew profits. That points to disciplined risk selection and strength in its other lines.

Recent KNSL news

The latest headlines Clavix ingested for Kinsale Capital Group Inc, newest first. These feed the news-sentiment dimension of KNSL's grade.

What a A- grade means

On the Clavix A+ to F scale, KNSL's composite of 81 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell KNSL or any security. Grades are risk indicators, not predictions of return. Data may be delayed.