UNM · Unum Group
Price
Snapshot
50 fields · last close| Market Cap | $14.43B |
| P/E | 16.61 |
| Float | 156.6M |
| Beta | 0.23 |
| Volatility 30D | 61.1% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 82.7 |
| Price | 73.53 |
| Change | −1.68% |
| Prev Close | 74.79 |
| Open | 75.00 |
| Day Low | 73.11 |
| Day High | 79.72 |
| Avg Vol | 1 |
| Avg $ Vol | $110.6M |
| 52W High | 96.77 |
| 52W Low | 69.02 |
| 52W Pos | 16.3% |
| From High | −24.02% |
| From Low | +6.53% |
| Max DD 1Y | −22.55% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −19.06% |
| SMA 50 | −20.07% |
| SMA 200 | −12.58% |
| RSI (14) | 19.5 |
| Vol 90D | 41.8% |
| Vol 1Y | 30.8% |
| 1Y Range | 69–97 |
| Daily bars | 549 |
| Perf Week | −17.13% |
| Perf Month | −18.56% |
| Perf Quarter | −16.72% |
| Perf Half Y | −6.85% |
| Perf Year | +2.55% |
| Perf YTD | −4.79% |
| Prev Day | −1.68% |
| Clavix | A- |
| Debt / Eq | 0.34 |
| Curr Ratio | — |
| Int Cover | 5.3× |
| FCF Margin | 4.2% |
| Rev Growth | +1.5% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 18 / 31 |
Clavix risk grade
regraded every trading dayUNM grades A-, 82.7 of 100. Steadiest on Macro Resilience (72), most exposed on Price Stability (56, mixed). 2 of the 4 weighted dimensions sit above the Insurance median. Ranks 18 of 31 in Insurance by Clavix score.
How rough the ride is
| UNM | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.23 | 0.47 |
| 30-day realized volatilityannualized, from daily closes | 61.1% | 23.6% |
| Max drawdown, past yearworst peak-to-trough fall | −22.6% | — |
| Typical daily movemedian absolute daily change | 0.84% | — |
| Days beyond ±3%of the last 252 sessions | 18 (7%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| UNM | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.23 | 0.47 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low 77% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| UNM | |
|---|---|
| 1 week | −17.1% |
| 1 month | −18.6% |
| Year to date | −4.8% |
| 1 year | +2.6% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| UNM | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 26 Aug |
| Average score0 most bearish, 100 most bullish | 67 |
| Bullish · bearisharticles above 60 · below 40 | 27 · 3 |
| Directionarticles whose tone is improving vs worsening | 27 ↑ 3 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| UNM | |
|---|---|
| Revenue growthyear over year | +1.5% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openUnum Group reported a third-quarter net loss of $419.7 million and disclosed an SEC comment-letter process, meaning the regulator has asked written questions about the company’s filings, along with a change in how it calculates reserves. Levi & Korsinsky said it is investigating on behalf of shareholders who lost money.
Unum Group (UNM) reported third-quarter 2026 earnings above estimates even though earnings fell 21.7%. Premium growth, strength at Colonial Life and investment income helped offset elevated disability claims.
Unum reported third-quarter earnings of $2.20 per share, above the $2.18 consensus estimate and $2.09 earned a year earlier. The headline also says revenue exceeded estimates, but no revenue figure was provided.
Fortitude Re announced the closing of a $3.8 billion long-term care reinsurance agreement with Unum Group. The brief announcement provides no additional terms or financial effects, so specific implications cannot be determined from the article alone.
Unum Group said its Unum Life Insurance Company of America subsidiary closed the previously announced $3.8 billion long-term care reinsurance transaction with Fortitude Re. Fortitude Re will pass biometric risk to a highly rated global reinsurer, and Unum will continue to service and administer the reinsured business; the excerpt does not disclose the financial impact on UNM.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| RNR | RenaissanceRe Holdings Ltd. | A- | $14.29B | 5.36 | 0.11 | Compare |
| AIZ | Assurant Inc | A | $15.22B | 13.73 | 0.52 | Compare |
| EG | Everest Group, Ltd. | A- | $15.61B | 7.95 | 0.22 | Compare |
| ERIE | Erie Indemnity Co | B- | $13.04B | 22.09 | 0.22 | Compare |
| GL | Globe Life Inc. | A- | $12.43B | 10.41 | 0.45 | Compare |
| RGA | Reinsurance Group of America, Incorporated | A- | $17.41B | 11.33 | 0.38 | Compare |
| OSCR | Oscar Health, Inc. | C+ | $10.86B | 19.72 | 2.58 | Compare |
| L | Loews Corporation | A | $22.58B | 13.18 | 0.48 | Compare |
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