UNM · Unum Group
Price
Snapshot
50 fields · last close| Market Cap | $14.02B |
| P/E | 19.95 |
| Float | 156.6M |
| Beta | 0.24 |
| Volatility | 6.1% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 83.8 |
| Price | 88.57 |
| Change | +0.00% |
| Prev Close | 88.57 |
| Open | 88.25 |
| Day Low | 88.05 |
| Day High | 89.03 |
| Avg Vol | 2 |
| Avg $ Vol | $136.5M |
| 52W High | 96.77 |
| 52W Low | 69.02 |
| 52W Pos | 70.5% |
| From High | −8.47% |
| From Low | +28.33% |
| Max DD 1Y | −12.08% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −4.58% |
| SMA 50 | −2.83% |
| SMA 200 | +7.12% |
| RSI (14) | 39.8 |
| Vol 30D | 24.9% |
| Vol 90D | 26.1% |
| 1Y Range | 69–97 |
| Daily bars | 526 |
| Perf Week | −3.82% |
| Perf Month | −4.56% |
| Perf Quarter | −1.05% |
| Perf Half Y | +19.41% |
| Perf Year | +13.17% |
| Perf YTD | +14.68% |
| Prev Day | +0.00% |
| Clavix | A- |
| Debt / Eq | 0.34 |
| Curr Ratio | — |
| Int Cover | 5.3× |
| FCF Margin | 4.2% |
| Rev Growth | +1.5% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 12 / 31 |
Clavix risk grade
regraded every trading dayUNM grades A-, 83.8 of 100. Steadiest on Macro Resilience (72), most exposed on Sector Resilience (64, mixed). 3 of the 4 weighted dimensions sit above the Insurance median. Ranks 12 of 31 in Insurance by Clavix score.
How rough the ride is
| UNM | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.24 | 0.50 |
| Volatilityannualized | 6.1% | 12.6% |
| Max drawdown, past yearworst peak-to-trough fall | −12.1% | — |
| Typical daily movemedian absolute daily change | 0.84% | — |
| Days beyond ±3%of the last 252 sessions | 16 (6%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| UNM | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.24 | 0.50 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low 74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| UNM | |
|---|---|
| 1 week | −3.8% |
| 1 month | −4.6% |
| Year to date | +14.7% |
| 1 year | +13.2% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| UNM | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 16 Jul |
| Average score0 most bearish, 100 most bullish | 55 |
| Bullish · bearisharticles above 60 · below 40 | 15 · 7 |
| Directionarticles whose tone is improving vs worsening | 15 ↑ 7 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| UNM | |
|---|---|
| Revenue growthyear over year | +1.5% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openA Pennsylvania federal judge ruled that Unum must reinstate long-term disability benefits for a Morgan Lewis & Bockius attorney after finding the insurer abused its discretion by terminating her benefits and incorrectly applying criteria to assess her ability to return to work.
Unum Group announced a new US$1 billion share repurchase authorization. Separately, AM Best reaffirmed its A (Excellent) financial strength rating with a stable outlook for Unum's core U.S. insurance subsidiaries.
AM Best has affirmed Unum Group's credit ratings, keeping the Financial Strength Rating at A (Excellent) and the Long-Term Issuer Credit Rating at 'a+' (Excellent) for its core U.S. life and health insurance subsidiaries. The parent company's Long-Term Issuer Credit Rating was also affirmed at 'bbb+' (Good).
Unum Group has approved a new $1 billion share buyback program, adding to its ongoing practice of returning money to shareholders.
Unum Group announced a new $1 billion share buyback authorization, reinforcing its shareholder return program. The article notes the move is backed by strong capital and represents a continuation of recurring repurchases.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| EG | Everest Group Ltd | A- | $14.12B | 7.38 | 0.25 | Compare |
| RNR | Renaissancere Holdings Ltd | A- | $13.53B | 5.14 | 0.14 | Compare |
| AIZ | Assurant Inc | A | $13.19B | 12.40 | 0.54 | Compare |
| GL | Globe Life Inc | A- | $12.73B | 10.50 | 0.45 | Compare |
| RGA | Reinsurance Group of America Inc | A- | $16.29B | 10.79 | 0.42 | Compare |
| ERIE | Erie Indemnity Co | B- | $10.30B | 17.84 | 0.26 | Compare |
| BRO | Brown & Brown Inc | B | $20.05B | 16.64 | 0.55 | Compare |
| OSCR | Oscar Health Inc | C | $9.33B | 16.94 | 2.51 | Compare |
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