B73/100

Is Unum Group (UNM) a risky stock?

Sector: Insurance Price: $85.64 Composite: 73/100

As of July 27, 2026, Clavix grades Unum Group (UNM) B for risk, a composite score of 73 out of 100 on an A+ to F scale, which puts UNM in the "solid" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 27, 2026. Clavix regrades every trading day.

The five risk dimensions behind UNM's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how UNM scores on each, as of July 27, 2026.

Financial healthbalance sheet, margins, cash flow
65
News sentimentscored, sourced recent coverage
55
Macro exposuresensitivity to rates, dollar, oil
81
Sector resiliencestrength vs the broad market
59
Price stabilitydrawdown and volatility
57

What's moving UNM's risk right now

Company-specific signals Clavix flags behind UNM's current grade, drawn from recent news and filings as of July 27, 2026.

Earnings & results · raising risk

Analysts have lowered their FY2026 earnings estimate for Unum Group, and the insurer may also fall short of Wall Street consensus when it next reports. Either outcome could pressure the stock.

Demand · mixed signal

Dimensional Fund Advisors increased its stake in Unum Group by 292,670 shares in a recent filing. A single fund adding to its position shows confidence from one big investor, though it isn't a strong directional signal on its own.

Product · supporting the grade

Rippling's HR and workforce management platform now connects directly to Unum, MetLife, and Guardian benefits products. The new channel could make it easier for employers to buy Unum's data.

Recent UNM news

The latest headlines Clavix ingested for Unum Group, newest first. These feed the news-sentiment dimension of UNM's grade.

What a B grade means

On the Clavix A+ to F scale, UNM's composite of 73 falls in the B band (65–79), read as "solid." The scale is fixed, so the meaning never moves.

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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell UNM or any security. Grades are risk indicators, not predictions of return. Data may be delayed.