HIG · Hartford Insurance Group Inc
Price
Snapshot
50 fields · last close| Market Cap | $37.92B |
| P/E | 8.62 |
| Float | 269.8M |
| Beta | 0.49 |
| Volatility | 12.3% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 84 |
| Price | 138.85 |
| Change | −0.82% |
| Prev Close | 140.00 |
| Open | 138.21 |
| Day Low | 138.21 |
| Day High | 140.41 |
| Avg Vol | 1 |
| Avg $ Vol | $185.8M |
| 52W High | 146.06 |
| 52W Low | 120.33 |
| 52W Pos | 72.0% |
| From High | −4.94% |
| From Low | +15.39% |
| Max DD 1Y | −12.26% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +0.31% |
| SMA 50 | −0.07% |
| SMA 200 | +1.94% |
| RSI (14) | 53.8 |
| Vol 30D | 18.8% |
| Vol 90D | 21.1% |
| 1Y Range | 120–146 |
| Daily bars | 506 |
| Perf Week | +1.60% |
| Perf Month | −2.51% |
| Perf Quarter | +9.95% |
| Perf Half Y | +0.23% |
| Perf Year | +5.14% |
| Perf YTD | +1.27% |
| Prev Day | −0.82% |
| Clavix | A- |
| Debt / Eq | 0.23 |
| Curr Ratio | — |
| Int Cover | 32.7× |
| FCF Margin | 20.3% |
| Rev Growth | +2.7% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 7 / 31 |
What HIG does
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally.
It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds.
The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers.
The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures.
In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges.
Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight.
The company was founded in 1810 and is headquartered in Hartford, Connecticut.
Clavix risk grade
regraded every trading dayHIG grades A-, 84 of 100. Steadiest on Price Stability (70), most exposed on Sector Resilience (65, steady). 1 of the 4 weighted dimensions sit above the Insurance median. Ranks 7 of 31 in Insurance by Clavix score.
How rough the ride is
| HIG | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.49 | 0.49 |
| Volatilityannualized | 12.3% | 12.4% |
| Max drawdown, past yearworst peak-to-trough fall | −12.3% | — |
| Typical daily movemedian absolute daily change | 0.77% | — |
| Days beyond ±3%of the last 252 sessions | 52% | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| HIG | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.49 | 0.49 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| HIG | |
|---|---|
| 1 week | +1.6% |
| 1 month | −2.5% |
| Year to date | +1.3% |
| 1 year | +5.1% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| HIG | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30since 20 Jul |
| Average score0 most bearish, 100 most bullish | 64 |
| Bullish · bearisharticles above 60 · below 40 | 23 · 1 |
| Directionarticles whose tone is improving vs worsening | 23 ↑ 1 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| HIG | |
|---|---|
| Revenue growthyear over year | +2.7% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Against Insurance
31 companies| Metric | HIG | Sector spread | Median |
|---|---|---|---|
| Beta | 0.49 | 0.49 | |
| Volatility | 12.3% | 12.4% | |
| P/E | 8.62 | 12.68 | |
| Debt / equity | 0.23 | 0.42 | |
| FCF margin | 20.3% | 19.8% | |
| Interest coverage | 32.7× | 10.8× |
Recent news
most recent scored articles · the chip is the article’s score · click to openAn analyst recommends retaining Hartford (HIG) stock, citing strong underwriting, rising investment income, and capital returns as positives, while noting catastrophe and leverage risks as concerns. The body provides no specific numbers, dates, or new developments.
An article recommends investors retain Hartford (HIG) stock, citing strong underwriting, rising investment income, and capital returns, while flagging catastrophe and leverage risks.
Analysts at Zacks Research upgraded Hartford Insurance Group (HIG) from a 'strong sell' rating to a 'hold' rating in a note issued on Tuesday. Separately, Wells Fargo lowered its price target on HIG shares (further details were cut off in the provided text).
Hartford Insurance Group's U.S. commercial multiperil liability direct premiums written grew 12.1% in 2025, enough to move it past Liberty Mutual into the No. 3 spot in Best's Rankings.
The Hartford has partnered with UC Berkeley's Bakar Labs for Energy & Materials to support startups working on next-generation energy and materials technologies. The insurer will provide support, counseling, educational programming, and mentorship to the lab's entrepreneurial tenants.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| AIG | American International Group Inc | A- | $40.19B | 13.58 | 0.52 | Compare |
| ACGL | Arch Capital Group Ltd | A- | $34.06B | 7.26 | 0.22 | Compare |
| PRU | Prudential Financial Inc | A- | $42.50B | 10.83 | 0.85 | Compare |
| WTW | Willis Towers Watson PLC | B+ | $31.74B | 20.04 | 0.45 | Compare |
| WRB | W. R. Berkley Corp | A- | $27.23B | 13.12 | 0.25 | Compare |
| CINF | Cincinnati Financial Corp | A- | $26.82B | 8.05 | 0.52 | Compare |
| PFG | Principal Financial Group Inc | A- | $25.37B | 16.32 | 0.89 | Compare |
| BRO | Brown & Brown Inc | B | $24.28B | 20.20 | 0.53 | Compare |
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