HIG · Hartford Insurance Group Inc
Price
Snapshot
50 fields · last close| Market Cap | $36.60B |
| P/E | 8.38 |
| Float | 269.8M |
| Beta | 0.48 |
| Volatility | 12.1% |
| Exchange | NYSE |
| Sector | Insurance |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 83.7 |
| Price | 133.83 |
| Change | −0.95% |
| Prev Close | 135.12 |
| Open | 132.80 |
| Day Low | 132.50 |
| Day High | 135.22 |
| Avg Vol | 2 |
| Avg $ Vol | $215.5M |
| 52W High | 146.06 |
| 52W Low | 120.33 |
| 52W Pos | 52.5% |
| From High | −8.38% |
| From Low | +11.22% |
| Max DD 1Y | −16.01% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +4.48% |
| SMA 50 | +0.06% |
| SMA 200 | −1.20% |
| RSI (14) | 62.9 |
| Vol 30D | 19.9% |
| Vol 90D | 20.0% |
| 1Y Range | 120–146 |
| Daily bars | 536 |
| Perf Week | +4.65% |
| Perf Month | +1.49% |
| Perf Quarter | −3.83% |
| Perf Half Y | −3.38% |
| Perf Year | +5.02% |
| Perf YTD | −2.39% |
| Prev Day | −0.95% |
| Clavix | A- |
| Debt / Eq | 0.23 |
| Curr Ratio | — |
| Int Cover | 32.7× |
| FCF Margin | — |
| Rev Growth | +6.9% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 13 / 31 |
What HIG does
The Hartford Insurance Group, Inc., together with its subsidiaries, provides insurance and financial services to individual and business customers in the United States, the United Kingdom, and internationally.
It operates through Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits and Hartford Funds.
The company offers insurance coverage, including workers’ compensation, property, automobile, general and professional liability, package business, umbrella, fidelity and surety, marine, livestock, accident, health, and reinsurance through regional offices, branches, sales and policyholder service centers, independent retail agents and brokers, wholesale agents, and reinsurance brokers.
The company also provides automobiles, homeowners, and personal umbrella coverages. The Property & Casualty Other Operations segment offers coverage for asbestos and environmental exposures.
In addition, it provides group life, disability, and other group coverages to members of employer groups, associations, and affinity groups through direct insurance policies; reinsurance to other insurance companies; employer paid and voluntary product coverages; disability underwriting, administration, and claims processing to self-funded employer plans; leave management solution; distributes its group insurance products and services through brokers, consultants, third-party administrators, trade associations, and private exchanges.
Further, the company offers managed mutual funds across various asset classes; and exchange-traded funds through broker-dealer organizations, independent financial advisers, defined contribution plans, financial consultants, bank trust, and registered investment advisers, as well as investment management, distribution, and administrative services, such as product design, implementation, and oversight.
The company was founded in 1810 and is headquartered in Hartford, Connecticut.
Clavix risk grade
regraded every trading dayHIG grades A-, 83.7 of 100. Steadiest on Price Stability (70), most exposed on Sector Resilience (64, mixed). 1 of the 4 weighted dimensions sit above the Insurance median. Ranks 13 of 31 in Insurance by Clavix score.
How rough the ride is
| HIG | Insurance median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.48 | 0.50 |
| Volatilityannualized | 12.1% | 12.5% |
| Max drawdown, past yearworst peak-to-trough fall | −16.0% | — |
| Typical daily movemedian absolute daily change | 0.80% | — |
| Days beyond ±3%of the last 252 sessions | 5 (2%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| HIG | Insurance median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.48 | 0.50 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Low 74% of 31 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Insurance names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| HIG | |
|---|---|
| 1 week | +4.7% |
| 1 month | +1.5% |
| Year to date | −2.4% |
| 1 year | +5.0% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| HIG | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 6 Aug |
| Average score0 most bearish, 100 most bullish | 66 |
| Bullish · bearisharticles above 60 · below 40 | 22 · 1 |
| Directionarticles whose tone is improving vs worsening | 22 ↑ 1 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 31 Insurance names Clavix covers; the tick is the sector median.
Growth
| HIG | |
|---|---|
| Revenue growthyear over year | +6.9% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Insurance median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openHartford Insurance appointed Shekar Pannala as its chief information officer to lead the company's technology organization, which now includes data and artificial intelligence.
The Hartford (HIG) is acquiring Equitable's Employee Benefits business, adding $500 million in premiums, expanding its product offerings, and adding digital capabilities.
The Hartford announced leadership and organizational changes effective November 2, combining its Data and Artificial Intelligence group with its Technology organization under CIO Shekar Pannala, expanding Chief Claims Officer Stephen Deane's role to also oversee Operations, and appointing a new chief risk officer.
The Hartford has completed its acquisition of Equitable's Employee Benefits business, adding roughly $500 million in annual premiums focused on non-medical benefits like disability and life insurance, along with Equitable's benefits technology.
Hartford Insurance Group's international division, based in London, says growing its specialty lines business is a strategic focus. The unit is targeting new opportunities in Asia, the United Kingdom, and Latin America.
Nearest peers by size
Insurance| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| ACGL | Arch Capital Group Ltd | A- | $34.56B | 7.36 | 0.22 | Compare |
| PRU | Prudential Financial Inc | A- | $39.99B | 10.21 | 0.84 | Compare |
| WTW | Willis Towers Watson PLC | B+ | $31.74B | 18.38 | 0.45 | Compare |
| AIG | American International Group Inc | A- | $42.22B | 14.24 | 0.50 | Compare |
| WRB | W. R. Berkley Corp | A- | $27.23B | 14.40 | 0.23 | Compare |
| CINF | Cincinnati Financial Corp | A- | $26.28B | 7.90 | 0.51 | Compare |
| PFG | Principal Financial Group Inc | A- | $23.30B | 14.95 | 0.90 | Compare |
| BRO | Brown & Brown Inc | B | $23.22B | 19.27 | 0.54 | Compare |
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