COF · Capital One Financial Corp
Price
Snapshot
50 fields · last close| Market Cap | $135.3B |
| P/E | 12.77 |
| Float | 601.4M |
| Beta | 1.11 |
| Volatility | 27.8% |
| Exchange | NYSE |
| Sector | Financial Services |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 76 |
| Price | 220.05 |
| Change | −0.20% |
| Prev Close | 220.50 |
| Open | 219.16 |
| Day Low | 216.87 |
| Day High | 221.09 |
| Avg Vol | 3 |
| Avg $ Vol | $720.3M |
| 52W High | 259.64 |
| 52W Low | 174.24 |
| 52W Pos | 53.6% |
| From High | −15.25% |
| From Low | +26.29% |
| Max DD 1Y | −31.73% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +0.74% |
| SMA 50 | +4.03% |
| SMA 200 | +6.08% |
| RSI (14) | 57.2 |
| Vol 30D | 26.6% |
| Vol 90D | 28.9% |
| 1Y Range | 174–260 |
| Daily bars | 507 |
| Perf Week | +1.77% |
| Perf Month | −0.51% |
| Perf Quarter | +20.36% |
| Perf Half Y | +17.47% |
| Perf Year | −2.57% |
| Perf YTD | −11.25% |
| Prev Day | −0.20% |
| Clavix | B |
| Debt / Eq | 0.28 |
| Curr Ratio | — |
| Int Cover | — |
| FCF Margin | — |
| Rev Growth | +0.4% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 30 / 69 |
What COF does
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom.
It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts.
Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans.
The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services.
It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia.
Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
Clavix risk grade
regraded every trading dayCOF grades B, 76 of 100. Steadiest on News Sentiment (65), most exposed on Sector Resilience (48, fragile). 2 of the 4 weighted dimensions sit above the Financial Services median. Ranks 30 of 69 in Financial Services by Clavix score.
How rough the ride is
| COF | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.11 | 1.20 |
| Volatilityannualized | 27.8% | 30.0% |
| Max drawdown, past yearworst peak-to-trough fall | −31.7% | — |
| Typical daily movemedian absolute daily change | 1.09% | — |
| Days beyond ±3%of the last 252 sessions | 2811% | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| COF | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.11 | 1.20 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate40% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| COF | |
|---|---|
| 1 week | +1.8% |
| 1 month | −0.5% |
| Year to date | −11.2% |
| 1 year | −2.6% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| COF | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30since 2 Aug |
| Average score0 most bearish, 100 most bullish | 48 |
| Bullish · bearisharticles above 60 · below 40 | 12 · 13 |
| Directionarticles whose tone is improving vs worsening | 12 ↑ 13 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| COF | |
|---|---|
| Revenue growthyear over year | +0.4% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Against Financial Services
70 companies| Metric | COF | Sector spread | Median |
|---|---|---|---|
| Beta | 1.11 | 1.20 | |
| Volatility | 27.8% | 30.0% | |
| P/E | 12.77 | 20.95 | |
| Debt / equity | 0.28 | 0.83 |
Recent news
most recent scored articles · the chip is the article’s score · click to openCapital One's second-quarter results showed a net interest margin of 8.01% and earnings of $5.81 per share, beating expectations by $1.12. An analyst rated the stock a buy, citing resilient consumer credit trends, loan loss reserves of 5.02%, and a 1.5% dividend yield alongside active share buybacks.
Capital One reported a 30-day delinquency rate (the share of credit card customers behind on payments) of 3.13% for the second quarter of 2026, down from a year earlier and down from the first quarter. The article contrasts this with Synchrony Financial's higher rate of 4.16% and notes that while 90-day delinquencies have nearly doubled since 2022, new delinquencies have not increased.
Lawyers for President Trump publicly criticized Capital One's anti-money-laundering (AML) process, saying the bank first reviewed and cleared Trump-linked transactions and only later re-examined them and decided to close his accounts before gathering evidence. The criticism frames Capital One's account-closure decision as procedurally flawed rather than grounded in financial-crime findings.
Capital One announced that a limited-time travel credit offer for new Spark Cash Plus and Spark Cash business credit card customers will end on September 7, 2026. The offer helps small business owners cut travel costs and simplify corporate booking, policies, and expense management.
Berkshire Hathaway's Q2 portfolio update shows it increased its Alphabet (GOOGL) stake by 83% to about $37.8 billion, making it Berkshire's third-largest holding. The filing also shows Berkshire added to Lennar and cut its positions in Capital One, Nucor, Kroger, and Constellation Brands.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| UBS | UBS Group AG | B+ | $135.2B | 18.32 | 0.62 | Compare |
| SPGI | S&P Global Inc | B+ | $132.8B | 26.94 | 1.07 | Compare |
| IBKR | Interactive Brokers Group Inc | C+ | $157.7B | 139.25 | 1.37 | Compare |
| HOOD | Robinhood Markets Inc | D- | $112.1B | 43.12 | 2.53 | Compare |
| BNY | Bank of New York Mellon Corp | B+ | $111.5B | 17.61 | 1.02 | Compare |
| BX | Blackstone Inc | B | $171.0B | 48.58 | 1.54 | Compare |
| CME | CME Group Inc | B+ | $101.4B | 23.62 | 0.21 | Compare |
| BLK | BlackRock Inc | B+ | $183.0B | 29.23 | 1.41 | Compare |
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