COF · Capital One Financial Corp
Price
Snapshot
50 fields · last close| Market Cap | $123.8B |
| P/E | 11.76 |
| Float | 601.4M |
| Beta | 1.11 |
| Volatility | 27.8% |
| Exchange | NYSE |
| Sector | Financial Services |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 76.5 |
| Price | 199.85 |
| Change | −0.94% |
| Prev Close | 201.74 |
| Open | 200.60 |
| Day Low | 200.27 |
| Day High | 204.00 |
| Avg Vol | 4 |
| Avg $ Vol | $770.5M |
| 52W High | 259.64 |
| 52W Low | 174.24 |
| 52W Pos | 30.0% |
| From High | −23.03% |
| From Low | +14.70% |
| Max DD 1Y | −31.73% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +1.11% |
| SMA 50 | −3.94% |
| SMA 200 | −1.58% |
| RSI (14) | 51.6 |
| Vol 30D | 21.5% |
| Vol 90D | 28.0% |
| 1Y Range | 174–260 |
| Daily bars | 537 |
| Perf Week | +1.24% |
| Perf Month | −0.15% |
| Perf Quarter | −2.43% |
| Perf Half Y | −1.93% |
| Perf Year | −0.69% |
| Perf YTD | −19.39% |
| Prev Day | −0.94% |
| Clavix | B |
| Debt / Eq | 0.28 |
| Curr Ratio | — |
| Int Cover | — |
| FCF Margin | — |
| Rev Growth | +36.6% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 31 / 69 |
What COF does
Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom.
It operates through three segments: Credit Card, Consumer Banking, and Commercial Banking. The company accepts checking accounts, money market deposits, negotiable order of withdrawals, savings deposits, time deposits, and sweep accounts.
Its loan products include credit card and personal loans; auto and retail banking loans; and commercial and multifamily real estate, and commercial and industrial loans.
The company offers credit and debit card products; bank lending; and provides advisory, capital markets, net interchange, treasury management, and depository services.
It serves consumers, small businesses, and commercial clients through digital channels, branches, cafés, and other distribution channels located in New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and the District of Columbia.
Capital One Financial Corporation was founded in 1988 and is headquartered in McLean, Virginia.
Clavix risk grade
regraded every trading dayCOF grades B, 76.5 of 100. Steadiest on Price Stability (65), most exposed on Sector Resilience (47, fragile). 2 of the 4 weighted dimensions sit above the Financial Services median. Ranks 31 of 69 in Financial Services by Clavix score.
How rough the ride is
| COF | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.11 | 1.21 |
| Volatilityannualized | 27.8% | 30.2% |
| Max drawdown, past yearworst peak-to-trough fall | −31.7% | — |
| Typical daily movemedian absolute daily change | 1.16% | — |
| Days beyond ±3%of the last 252 sessions | 24 (10%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| COF | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.11 | 1.21 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 40% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| COF | |
|---|---|
| 1 week | +1.2% |
| 1 month | −0.1% |
| Year to date | −19.4% |
| 1 year | −0.7% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| COF | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 3 Sep |
| Average score0 most bearish, 100 most bullish | 48 |
| Bullish · bearisharticles above 60 · below 40 | 13 · 14 |
| Directionarticles whose tone is improving vs worsening | 13 ↑ 14 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| COF | |
|---|---|
| Revenue growthyear over year | +36.6% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openCapital One launched a $25 million homeownership program aimed at down payment help, alternative credit evaluation, and community housing in underserved U.S. areas. Separately, the Office of the Comptroller of the Currency reported findings on major banks' debanking practices and how account closures affect certain customers.
Capital One's Q3 earnings are expected to come under pressure from weak consumer loan demand and higher loan-loss provisions (cash set aside to cover expected soured loans), even as its credit card business stayed healthy.
The U.S. Treasury Department found that the nine largest national banks used reputation-risk policies that could let political and social views influence banking decisions. The review covered nearly 100,000 complaints and about 420,000 pages of documents, but the article does not name COF or report any action specific to the company.
Capital One is offering its existing Venture X Business credit card holders up to $500 in travel credit if they spend $3,000 booking through the company's Capital One Business Travel portal by December 15. To qualify, cardholders must have held the card before September 27, 2026, marking the product's third anniversary.
BMO Capital Markets upgraded Capital One Financial (COF) shares to a 'Hold' rating. The article also briefly mentions that Deutsche Bank set a $245 price target on COF in August, and Wolfe Research adjusted its view, though the article text is cut off.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| SPGI | S&P Global Inc | B+ | $126.7B | 25.73 | 1.06 | Compare |
| UBS | UBS Group AG | B+ | $120.7B | 15.38 | 0.68 | Compare |
| BX | Blackstone Inc | B | $132.4B | 37.62 | 1.57 | Compare |
| IBKR | Interactive Brokers Group Inc | C+ | $140.3B | 119.17 | 1.39 | Compare |
| CME | CME Group Inc | A- | $105.7B | 24.65 | 0.21 | Compare |
| BNY | Bank of New York Mellon Corp | B | $97.23B | 14.86 | 1.02 | Compare |
| SCHW | Charles Schwab Corp | A- | $159.0B | 14.94 | 0.76 | Compare |
| ICE | Intercontinental Exchange Inc | B+ | $90.70B | 22.46 | 0.87 | Compare |
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