B-66/100

Is Charles Schwab Corporation (SCHW) a risky stock?

Sector: Financials Price: $102.94 Composite: 66/100

As of July 21, 2026, Clavix grades Charles Schwab Corporation (SCHW) B- for risk, a composite score of 66 out of 100 on an A+ to F scale, which puts SCHW in the "solid" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind SCHW's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how SCHW scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
52
News sentimentscored, sourced recent coverage
60
Macro exposuresensitivity to rates, dollar, oil
67
Sector resiliencestrength vs the broad market
69
Price stabilitydrawdown and volatility
50

What's moving SCHW's risk right now

Company-specific signals Clavix flags behind SCHW's current grade, drawn from recent news and filings as of July 21, 2026.

Earnings & results · mixed signal

Wall Street has been lifting profit forecasts for Charles Schwab ahead of its July 21 release, and one model-based analysis suggests the stock may still trade below fair value. The signals are mixed, leaving the setup roughly balanced with a beat-and-raise as the main near-term catalyst.

Valuation · mixed signal

SEB Asset Management opened a new Charles Schwab position in Q1, HughesLittle Investment Management trimmed its stake by 6.5%, and Sanctuary Advisors added 17,810 shares (a 9.7% increase). The mixed 13F filings show no clear consensus among large investors on where the stock heads next.

Demand · raising risk

Schwab's 2026 industry survey ranks client referrals and hiring as the top priorities for RIAs, but firms flag hiring as a growing problem that could slow asset growth. Because Schwab earns fees on assets RIAs bring in, softer hiring at those firms could weigh on results.

What a B- grade means

On the Clavix A+ to F scale, SCHW's composite of 66 falls in the B band (65–79), read as "solid." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell SCHW or any security. Grades are risk indicators, not predictions of return. Data may be delayed.