AXP · American Express Co

315.18+1.59  (+0.51%)

Price

Snapshot

50 fields · last close
Market Cap$211.8B
P/E18.50
Float522.7M
Beta1.10
Volatility27.4%
ExchangeNYSE
SectorFinancial Services
Cap tierMega cap
Macro sensitivityModerate
Clavix score80.0
Price315.18
Change+0.51%
Prev Close313.59
Open316.26
Day Low312.40
Day High319.85
Avg Vol3
Avg $ Vol$958.3M
52W High387.49
52W Low290.97
52W Pos25.1%
From High−18.66%
From Low+8.32%
Max DD 1Y−24.06%
Spread0.10%
LiquidityDeep
SMA 20+2.65%
SMA 50−1.94%
SMA 200−4.04%
RSI (14)51.9
Vol 30D19.2%
Vol 90D23.0%
1Y Range291–387
Daily bars899
Perf Week+1.76%
Perf Month+0.78%
Perf Quarter−10.89%
Perf Half Y−4.94%
Perf Year−2.95%
Perf YTD−15.44%
Prev Day+0.51%
ClavixB+
Debt / Eq1.68
Curr Ratio—
Int Cover33.6×
FCF Margin—
Rev Growth+9.5%
ProfitProfitable
LeverageVery High
Sector rank15 / 69

What AXP does

American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally.

It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services.

The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending.

It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services.

The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising.

American Express Company was founded in 1850 and is headquartered in New York, New York.

Clavix risk grade

regraded every trading day
B+80.0/100

AXP grades B+, 80.0 of 100. Steadiest on Price Stability (68), most exposed on News Sentiment (54, mixed). 3 of the 4 weighted dimensions sit above the Financial Services median. Ranks 15 of 69 in Financial Services by Clavix score.

PriceMacroSectorNewsFinancial

How rough the ride is

AXPFinancial Services median
Betavs the overall market · lower is steadier1.101.21
Volatilityannualized27.4%30.2%
Max drawdown, past yearworst peak-to-trough fall−24.1%—
Typical daily movemedian absolute daily change0.91%—
Days beyond ±3%of the last 252 sessions18 (7%)—

How its days are spread

Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.

52-week range

AXP
313.59

The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.

Drawdown from the 1-year peak

AXP

Percent below the running high over the last 12 months. Zero is a fresh high.

Market sensitivity

AXPFinancial Services median
Beta to the markethow much it swings with the S&P 500 · lower is safer1.101.21
Macro sensitivityrate, dollar and credit exposure bucketModerateModerate 40% of 70

Where it sits on the macro scale

Low 7Moderate 28High 24Very High 11

Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.

Where it ranks in its sector

Sector
Financial Services69 companies ranked
AXP
#15 of 69

Rank by Clavix score within the sector. Right is the top of the sector.

Price performance

AXP
1 week+1.8%
1 month+0.8%
Year to date−15.4%
1 year−2.9%

Context for the rank, not itself a risk measure.

Recent coverage, scored

AXP
Articles scoredthe most recent scored coverage, up to 3030 since 16 Sep
Average score0 most bearish, 100 most bullish54
Bullish · bearisharticles above 60 · below 4018 · 10
Directionarticles whose tone is improving vs worsening18 ↑ 10 ↓

Where the article scores land

Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.

Balance sheet, against the sector

Debt / equityTotal debt vs shareholder equity · lower is stronger
1.68sector median 0.58 · 70 names
Interest coverageOperating income vs interest expense · higher is stronger
33.6×sector median 7.6× · 57 names

The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.

Growth

AXP
Revenue growthyear over year+9.5%

Financial Health is shown but does not count toward the grade. Why

0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.

Recent news

most recent scored articles · the chip is the article’s score · click to open

American Express is facing enforcement actions from the Federal Reserve and the OCC over past failures to detect and report suspicious activity under its anti-money laundering program, while investors highlight the company's strong credit quality, reserve release benefits, and a new position taken by the Oakmark Fund.

Source yahoo.com Significance minor Impact regulatory Risk neutral

Read the article →

The article is mostly about Southwest Airlines making its Companion Pass harder to earn starting January 1, 2027, by removing credit card sign-up bonuses, referrals, and shopping portal points as qualifying activities. It also mentions in passing that American Express (Amex) made a 'sneaky' change to how it pools points, without providing details on what the change is.

Source thriftytraveler.com Significance minor Impact product Risk worsening

Read the article →

Rakuten has launched a limited-edition American Express card featuring characters from the Naruto Shippuden anime, available to the first 10,000 new cardholders starting October 15, 2026. The card has no annual fee and offers extra cash back on Rakuten purchases and dining.

Source rakuten.com Significance minor Impact product Risk improving

Read the article →

American Express is developing AI-powered payment security tools designed to protect purchases made by AI agents on behalf of customers. The article frames this as a potential new source of transaction volume.

Source Zacks Investment Research Significance minor Impact product Risk improving

Read the article →

Grabar Law Office, a Philadelphia-based law firm, announced it is investigating potential claims on behalf of American Express shareholders who have held their shares continuously since before June 2014, and is encouraging those shareholders to contact the firm at no cost.

Source Newsfile Corp Significance moderate Impact regulatory Risk worsening

Read the article →

Nearest peers by size

Financial Services
TickerCompanyGradeMkt capP/EBeta
BLKBlackRock IncB+$184.3B26.671.41Compare
GSGoldman Sachs Group IncB$256.6B11.571.30Compare
SCHWCharles Schwab CorpA-$159.0B14.940.76Compare
MSMorgan StanleyB$283.6B13.871.24Compare
IBKRInteractive Brokers Group IncC+$140.3B119.171.39Compare
BXBlackstone IncB$132.4B37.621.57Compare
SPGIS&P Global IncB+$126.7B25.731.06Compare
COFCapital One Financial CorpB$123.8B11.761.11Compare

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