AXP · American Express Co
Price
Snapshot
50 fields · last close| Market Cap | $222.7B |
| P/E | 19.51 |
| Float | 522.7M |
| Beta | 1.11 |
| Volatility | 27.7% |
| Exchange | NYSE |
| Sector | Financial Services |
| Cap tier | Mega cap |
| Macro sensitivity | Moderate |
| Clavix score | 80 |
| Price | 327.57 |
| Change | −0.68% |
| Prev Close | 329.82 |
| Open | 332.98 |
| Day Low | 328.33 |
| Day High | 335.00 |
| Avg Vol | 2 |
| Avg $ Vol | $788.6M |
| 52W High | 387.49 |
| 52W Low | 290.97 |
| 52W Pos | 37.9% |
| From High | −15.46% |
| From Low | +12.58% |
| Max DD 1Y | −24.06% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | −2.56% |
| SMA 50 | −4.15% |
| SMA 200 | −2.81% |
| RSI (14) | 42.7 |
| Vol 30D | 24.0% |
| Vol 90D | 23.6% |
| 1Y Range | 291–387 |
| Daily bars | 863 |
| Perf Week | −1.30% |
| Perf Month | −5.49% |
| Perf Quarter | +5.53% |
| Perf Half Y | +9.57% |
| Perf Year | −0.25% |
| Perf YTD | −12.12% |
| Prev Day | −0.68% |
| Clavix | B+ |
| Debt / Eq | 1.68 |
| Curr Ratio | 0.64 |
| Int Cover | 33.6× |
| FCF Margin | — |
| Rev Growth | +0.1% |
| Profit | Profitable |
| Leverage | Very High |
| Sector rank | 16 / 69 |
What AXP does
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally.
It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services.
The company offers credit and charge cards and complementary products and services, including travel, dining, and lifestyle and expense management products and services; and banking and other payment and financing products and services, including deposits and non-card lending.
It also provides merchant acquisition and processing, servicing and settlement, fraud prevention, and point-of-sale marketing and information products and services, as well as network services.
The company offers its products and services to consumers, small businesses, mid-sized companies, and large corporations through mobile and online applications, affiliate marketing, customer referral programs, third-party service providers and business partners, in-house sales teams, direct mail, telephone, and direct response advertising.
American Express Company was founded in 1850 and is headquartered in New York, New York.
Clavix risk grade
regraded every trading dayAXP grades B+, 80 of 100. Steadiest on Price Stability (67), most exposed on Sector Resilience (51, mixed). 2 of the 4 weighted dimensions sit above the Financial Services median. Ranks 16 of 69 in Financial Services by Clavix score.
How rough the ride is
| AXP | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.11 | 1.20 |
| Volatilityannualized | 27.7% | 30.0% |
| Max drawdown, past yearworst peak-to-trough fall | −24.1% | — |
| Typical daily movemedian absolute daily change | 0.91% | — |
| Days beyond ±3%of the last 252 sessions | 187% | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| AXP | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.11 | 1.20 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate40% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| AXP | |
|---|---|
| 1 week | −1.3% |
| 1 month | −5.5% |
| Year to date | −12.1% |
| 1 year | −0.3% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| AXP | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30since 29 Jul |
| Average score0 most bearish, 100 most bullish | 61 |
| Bullish · bearisharticles above 60 · below 40 | 21 · 4 |
| Directionarticles whose tone is improving vs worsening | 21 ↑ 4 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| AXP | |
|---|---|
| Revenue growthyear over year | +0.1% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Against Financial Services
70 companies| Metric | AXP | Sector spread | Median |
|---|---|---|---|
| Beta | 1.11 | 1.20 | |
| Volatility | 27.7% | 30.0% | |
| P/E | 19.51 | 20.95 | |
| Debt / equity | 1.68 | 0.83 | |
| Current ratio | 0.64 | 1.03 | |
| Interest coverage | 33.6× | 7.6× |
Recent news
most recent scored articles · the chip is the article’s score · click to openThe article cites AXP's own guidance for 10% annual revenue growth through 2026, driven by strong Gen Z and Millennial engagement, rising fees per card, and accelerating customer spending, especially in travel.
A market commentary reaffirms a Buy rating on American Express, pointing to steady growth in premium cards, strong credit quality, and ongoing capital returns. Most new card accounts are on products that charge an annual fee, and younger customers now make up the bulk of new U.S. sign-ups.
Delta Air Lines is running a promotion for holders of its cobranded Amex cards: earn 1 Medallion Qualifying Dollar (a unit used by Delta to track progress toward elite status) per dollar spent on Hertz rentals booked through Delta's Cars and Stays website by September 20 for rentals returned by December 15, 2026. SkyMiles members also earn 4-8 miles per dollar based on their elite tier, and Platinum and Reserve Amex cardholders get complimentary Hertz Five Star or President's Circle status.
18 NFL teams are switching their fan credit cards from Visa to American Express, following American Express replacing Visa as the NFL's official payments partner after three decades.
The article states that American Express paid Berkshire Hathaway $576 million in annual dividends and has raised its dividend by more than $3 per share over the past 20 years. The body of the article is only two sentences and provides no further detail.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| SCHW | Charles Schwab Corp | A- | $190.9B | 18.85 | 0.75 | Compare |
| BLK | BlackRock Inc | B+ | $183.0B | 29.23 | 1.41 | Compare |
| BX | Blackstone Inc | B | $171.0B | 48.58 | 1.54 | Compare |
| GS | Goldman Sachs Group Inc | B- | $302.2B | 14.31 | 1.29 | Compare |
| IBKR | Interactive Brokers Group Inc | C+ | $157.7B | 139.25 | 1.37 | Compare |
| MS | Morgan Stanley | B | $341.0B | 16.93 | 1.23 | Compare |
| COF | Capital One Financial Corp | B | $135.3B | 12.77 | 1.11 | Compare |
| UBS | UBS Group AG | B+ | $135.2B | 18.32 | 0.62 | Compare |
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