CPAY · Corpay Inc

401.89+2.05  (+0.51%)

Price

Snapshot

50 fields · last close
Market Cap$26.25B
P/E23.01
Float62.81M
Beta0.94
Volatility23.6%
ExchangeNYSE
SectorFinancial Services
Cap tierLarge cap
Macro sensitivityModerate
Clavix score79.9
Price401.89
Change+0.51%
Prev Close399.84
Open410.16
Day Low394.73
Day High411.80
Avg Vol1
Avg $ Vol$211.7M
52W High427.46
52W Low252.84
52W Pos85.4%
From High−5.98%
From Low+58.95%
Max DD 1Y−20.20%
Spread0.10%
LiquidityNormal
SMA 20+1.07%
SMA 50−0.60%
SMA 200+14.39%
RSI (14)50.1
Vol 30D19.3%
Vol 90D26.3%
1Y Range253–427
Daily bars537
Perf Week+0.48%
Perf Month−1.09%
Perf Quarter+8.28%
Perf Half Y+18.53%
Perf Year+44.09%
Perf YTD+33.70%
Prev Day+0.51%
ClavixB+
Debt / Eq2.58
Curr Ratio0.98
Int Cover4.8×
FCF Margin28.7%
Rev Growth+13.9%
ProfitProfitable
LeverageHigh
Sector rank19 / 69

What CPAY does

Corpay, Inc. operates as a payments company that helps businesses and consumers to manage and pay their expenses.

It operates through Corporate Payments, Vehicle Payments, Lodging Payments, and Other segments.

The company offers vehicle payment solutions for fuel, tolls and parking, vehicle compliance, auto insurance and road assistance, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards.

It also provides corporate payment solutions, such as cross-border payments, spend management solutions, AP modernization, virtual cards, and purchasing and T&E cards.

Additionally, it offers lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; workforce lodging solutions for business travel programs; airline logistics, crew management, insurance, and other payments solutions.

Further, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers.

The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in June 2002.

Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.

Clavix risk grade

regraded every trading day
B+79.9/100

CPAY grades B+, 79.9 of 100. Steadiest on News Sentiment (68), most exposed on Sector Resilience (58, mixed). 4 of the 4 weighted dimensions sit above the Financial Services median. Ranks 19 of 69 in Financial Services by Clavix score.

PriceMacroSectorNewsFinancial

How rough the ride is

CPAYFinancial Services median
Betavs the overall market · lower is steadier0.941.21
Volatilityannualized23.6%30.2%
Max drawdown, past yearworst peak-to-trough fall−20.2%—
Typical daily movemedian absolute daily change1.25%—
Days beyond ±3%of the last 252 sessions32 (13%)—

How its days are spread

Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.

52-week range

CPAY
399.84

The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.

Drawdown from the 1-year peak

CPAY

Percent below the running high over the last 12 months. Zero is a fresh high.

Market sensitivity

CPAYFinancial Services median
Beta to the markethow much it swings with the S&P 500 · lower is safer0.941.21
Macro sensitivityrate, dollar and credit exposure bucketModerateModerate 40% of 70

Where it sits on the macro scale

Low 7Moderate 28High 24Very High 11

Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.

Where it ranks in its sector

Sector
Financial Services69 companies ranked
CPAY
#19 of 69

Rank by Clavix score within the sector. Right is the top of the sector.

Price performance

CPAY
1 week+0.5%
1 month−1.1%
Year to date+33.7%
1 year+44.1%

Context for the rank, not itself a risk measure.

Recent coverage, scored

CPAY
Articles scoredthe most recent scored coverage, up to 3030 since 6 Aug
Average score0 most bearish, 100 most bullish64
Bullish · bearisharticles above 60 · below 4024 · 4
Directionarticles whose tone is improving vs worsening24 ↑ 4 ↓

Where the article scores land

Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.

Balance sheet, against the sector

Debt / equityTotal debt vs shareholder equity · lower is stronger
2.58sector median 0.58 · 70 names
Current ratioShort-term assets vs liabilities · higher is stronger
0.98sector median 1.37 · 54 names
FCF marginFree cash flow as a share of revenue · higher is stronger
28.7%sector median 27.3% · 55 names
Interest coverageOperating income vs interest expense · higher is stronger
4.8×sector median 7.6× · 57 names

The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.

Growth

CPAY
Revenue growthyear over year+13.9%

Financial Health is shown but does not count toward the grade. Why

0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.

Recent news

most recent scored articles · the chip is the article’s score · click to open

Corpay's Cross-Border business has extended its exclusive partnership with the World Baseball Softball Confederation (WBSC) to remain the Official Foreign Exchange Payments Provider, continuing a relationship that began in 2022.

Source Business Wire Significance moderate Impact financial impact Risk improving

Read the article →

Corpay's Cross-Border business extended its exclusive partnership with the World Baseball Softball Confederation (WBSC) as the Official Foreign Exchange Payments Provider. The agreement continues a collaboration that has been in place since 2022.

Source businesswire.com Significance moderate Impact financial impact Risk improving

Read the article →

Corpay has added several AI-powered tools to its Corpay Complete payments platform that automate expense analysis, voice-driven expense creation, virtual card issuance, and transaction coding for corporate, fleet, and vendor payments. The new tools are rolling out to eligible customers this month.

Source yahoo.com Significance minor Impact product Risk improving

Read the article →

Wall Street analysts covering Corpay have given the stock an average 'Moderate Buy' rating, based on 15 firms: 12 issued buy ratings and 3 issued hold ratings, according to Marketbeat Ratings.

Source marketbeat.com Significance minor Impact other Risk improving

Read the article →

Corpay reported Q2 2026 revenue of $1.34 billion, up 21% from a year earlier. The growth was driven mainly by its existing core business, with acquisitions adding more, while businesses it sold off dragged results down and broader economic conditions helped.

Source Zacks Investment Research Significance moderate Impact financial impact Risk improving

Read the article →

Nearest peers by size

Financial Services
TickerCompanyGradeMkt capP/EBeta
TWTradeweb Markets IncB+$26.56B29.600.60Compare
FISVFiserv IncB$25.29B9.030.87Compare
LPLALPL Financial Holdings IncB$25.27B25.100.55Compare
ARESAres Management CorpC+$25.14B39.511.56Compare
AFRMAffirm Holdings IncC-$24.97B12.943.77Compare
SYFSynchrony FinancialB+$23.97B6.811.43Compare
RJFRaymond James Financial IncB+$30.16B13.080.96Compare
NTRSNorthern Trust CorpA-$30.29B13.511.23Compare

You just read one holding. Clavix reads the whole portfolio.

Every position you own, graded on the same five dimensions, with an alert when a grade moves. 1 month free on iPhone.