FISV · Fiserv Inc
Price
Snapshot
50 fields · last close| Market Cap | $24.26B |
| P/E | 8.66 |
| Float | 529.1M |
| Beta | 0.87 |
| Volatility | 21.9% |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 71.6 |
| Price | 46.07 |
| Change | +0.96% |
| Prev Close | 45.63 |
| Open | 45.90 |
| Day Low | 45.28 |
| Day High | 45.97 |
| Avg Vol | 7 |
| Avg $ Vol | $298.3M |
| 52W High | 128.78 |
| 52W Low | 43.87 |
| 52W Pos | 2.6% |
| From High | −64.23% |
| From Low | +5.01% |
| Max DD 1Y | −36.49% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −1.21% |
| SMA 50 | −8.23% |
| SMA 200 | −18.01% |
| RSI (14) | 40.0 |
| Vol 30D | 33.7% |
| Vol 90D | 41.2% |
| 1Y Range | 44–129 |
| Daily bars | 229 |
| Perf Week | +2.86% |
| Perf Month | −6.74% |
| Perf Quarter | −10.84% |
| Perf Half Y | −18.65% |
| Perf Year | — |
| Perf YTD | −29.76% |
| Prev Day | +0.96% |
| Clavix | B |
| Debt / Eq | 0.13 |
| Curr Ratio | 1.03 |
| Int Cover | 3.1× |
| FCF Margin | 20.3% |
| Rev Growth | +3.6% |
| Profit | Profitable |
| Leverage | Moderate |
| Sector rank | 45 / 69 |
What FISV does
Fiserv, Inc. provides payments and financial services technology solutions in the United States, Europe, the Middle East and Africa, Latin America, the Asia-Pacific, and internationally.
It operates through the Merchant Solutions and Financial Solutions segments. The Merchant Solutions segment offers merchant acquiring and digital commerce services; mobile payment services; security and fraud protection solutions; stored-value solutions; software-as-a-service; POS devices; and pay-by-bank solutions.
Its Financial Solutions segment provides digital payments, including debit card processing services, debit network services, security and fraud protection products, bill payment, person-to-person payments, and account-to-account transfers; issuing services comprising credit card processing services, prepaid card processing services, card production services, print services, government payment processing, and student loan processing; and banking services, such as customer loan and deposit account processing, digital banking, financial and risk management, professional services and consulting, and check processing services.
The company serves merchants, banks, credit unions, other financial institutions, corporate, and public sector customers.
The company has a strategic alliance with Western Alliance Bancorporation. Fiserv, Inc. was incorporated in 1984 and is headquartered in Milwaukee, Wisconsin.
Clavix risk grade
regraded every trading dayFISV grades B, 71.6 of 100. Steadiest on Macro Resilience (67), most exposed on Sector Resilience (50, mixed). 2 of the 4 weighted dimensions sit above the Financial Services median. Ranks 45 of 69 in Financial Services by Clavix score.
How rough the ride is
| FISV | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.87 | 1.21 |
| Volatilityannualized | 21.9% | 30.1% |
| Max drawdown, past yearworst peak-to-trough fall | −36.5% | — |
| Typical daily movemedian absolute daily change | 1.35% | — |
| Days beyond ±3%of the last 228 sessions | 35 (15%) | — |
How its days are spread
Daily returns over the last 228 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| FISV | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.87 | 1.21 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 41% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| FISV | |
|---|---|
| 1 week | +2.9% |
| 1 month | −6.7% |
| Year to date | −29.8% |
| 1 year | — |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| FISV | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 14 Sep |
| Average score0 most bearish, 100 most bullish | 59 |
| Bullish · bearisharticles above 60 · below 40 | 18 · 7 |
| Directionarticles whose tone is improving vs worsening | 18 ↑ 7 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| FISV | |
|---|---|
| Revenue growthyear over year | +3.6% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openFiserv has launched a digital asset platform that is now live with its first financial institution clients. The platform supports Bank of North Dakota's Roughrider Coin stablecoin on the Solana blockchain and handles the work of issuing the coin, holding the cash reserves behind it, safeguarding it, and processing transactions. More than 90 banks and credit unions in North Dakota can now use it to send stablecoin-based payments to each other.
Fiserv, a payments processor, had planned to launch its own stablecoin called FIUSD by last year, but changed course for multiple reasons. The article excerpt does not detail what those reasons were.
Fiserv published its Small Business Index for September 2026, showing small business sales rose 2.2% compared to a year earlier and 0.7% versus August, the strongest yearly gain since June, with back-to-school shopping credited as the driver even as consumers made fewer store visits.
Fiserv launched a stablecoin called Roughrider on the Solana blockchain, designed for bank-to-bank settlement in North Dakota. The announcement was discussed on a daily crypto show hosted by Scott Melker.
Fiserv launched its digital-asset platform for bank clients on October 1, with Bank of North Dakota's dollar-backed Roughrider Coin as the first live use case. VersaBank issues the coin, Fireblocks handles the digital-asset infrastructure, and Solana processes the transactions, wiring stablecoin settlement into the core banking systems that banks already use.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| SYF | Synchrony Financial | B+ | $23.69B | 6.73 | 1.43 | Compare |
| TW | Tradeweb Markets Inc | B+ | $26.00B | 28.97 | 0.61 | Compare |
| LPLA | LPL Financial Holdings Inc | B | $26.05B | 25.88 | 0.56 | Compare |
| CPAY | Corpay Inc | B+ | $26.13B | 22.90 | 0.95 | Compare |
| TROW | T Rowe Price Group Inc | A- | $22.43B | 10.10 | 1.47 | Compare |
| ARES | Ares Management Corp | C+ | $26.25B | 41.25 | 1.55 | Compare |
| GPN | Global Payments Inc | B | $21.75B | 15.54 | 0.87 | Compare |
| AFRM | Affirm Holdings Inc | C- | $27.23B | 14.11 | 3.79 | Compare |
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