AFRM · Affirm Holdings, Inc.
Price
Snapshot
50 fields · last close| Market Cap | $25.63B |
| P/E | 13.28 |
| Float | 285.4M |
| Beta | 3.87 |
| Volatility 30D | 56.9% |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Cap tier | Large cap |
| Macro sensitivity | Very High |
| Clavix score | 54.9 |
| Price | 69.76 |
| Change | −7.71% |
| Prev Close | 75.59 |
| Open | 71.97 |
| Day Low | 71.97 |
| Day High | 77.59 |
| Avg Vol | 3 |
| Avg $ Vol | $233.9M |
| 52W High | 90.44 |
| 52W Low | 42.09 |
| 52W Pos | 57.2% |
| From High | −22.87% |
| From Low | +65.72% |
| Max DD 1Y | −48.79% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −5.88% |
| SMA 50 | −4.26% |
| SMA 200 | +4.84% |
| RSI (14) | 54.7 |
| Vol 90D | 51.1% |
| Vol 1Y | 59.1% |
| 1Y Range | 42–90 |
| Daily bars | 900 |
| Perf Week | +3.10% |
| Perf Month | +0.95% |
| Perf Quarter | −1.29% |
| Perf Half Y | +15.26% |
| Perf Year | +4.87% |
| Perf YTD | −5.77% |
| Prev Day | −7.71% |
| Clavix | C- |
| Debt / Eq | 1.79 |
| Curr Ratio | 4.16 |
| Int Cover | -5.6× |
| FCF Margin | 68.8% |
| Rev Growth | +32.1% |
| Profit | Profitable |
| Leverage | High |
| Sector rank | 63 / 69 |
Clavix risk grade
regraded every trading dayAFRM grades C-, 54.9 of 100. Steadiest on News Sentiment (64), most exposed on Macro Resilience (33, weak). 0 of the 4 weighted dimensions sit above the Financial Services median. Ranks 63 of 69 in Financial Services by Clavix score.
How rough the ride is
| AFRM | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 3.87 | 1.22 |
| 30-day realized volatilityannualized, from daily closes | 56.9% | 29.4% |
| Max drawdown, past yearworst peak-to-trough fall | −48.8% | — |
| Typical daily movemedian absolute daily change | 2.50% | — |
| Days beyond ±3%of the last 252 sessions | 99 (39%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| AFRM | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 3.87 | 1.22 |
| Macro sensitivityrate, dollar and credit exposure bucket | Very High | Moderate 39% of 69 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| AFRM | |
|---|---|
| 1 week | +3.1% |
| 1 month | +0.9% |
| Year to date | −5.8% |
| 1 year | +4.9% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| AFRM | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 6 Oct |
| Average score0 most bearish, 100 most bullish | 70 |
| Bullish · bearisharticles above 60 · below 40 | 27 · 2 |
| Directionarticles whose tone is improving vs worsening | 27 ↑ 2 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 69 Financial Services names Clavix covers; the tick is the sector median.
Growth
| AFRM | |
|---|---|
| Revenue growthyear over year | +32.1% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openAffirm Holdings’ shares rose 227.6% over the past three years, raising questions about whether the company’s returns on capital justify its current valuation. The article also notes a new high-profile distribution deal but provides no financial terms.
Affirm announced a partnership with Sur La Table to offer pay-over-time installment plans on higher-priced purchases at checkout during the 2026 holiday shopping period. The deal supports Affirm's expansion into specialty retail, including cookware categories where spending can recur.
Sur la table announced a partnership with Affirm that gives customers more choice in how they pay for the kitchenware retailer’s products. The article did not disclose the partnership’s terms or expected financial impact.
Sur la table announced a partnership with Affirm that gives customers more choice and control over how they pay for kitchenware. The supplied excerpt does not include deal terms or financial impact.
Zacks Research raised its Affirm (AFRM) stock rating from Hold to Strong Buy on Tuesday. The brief report gives no supporting financial, operational, or valuation details.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| GPN | Global Payments Inc | B | $25.43B | 18.52 | 0.80 | Compare |
| LPLA | LPL Financial Holdings Inc. | B | $24.25B | 16.64 | 0.57 | Compare |
| TROW | T. Rowe Price Group, Inc. | A- | $24.01B | 10.69 | 1.47 | Compare |
| CPAY | Corpay, Inc. | B+ | $27.49B | 23.40 | 0.93 | Compare |
| SYF | Synchrony Financial | B+ | $23.36B | 7.02 | 1.42 | Compare |
| SOFI | SoFi Technologies, Inc. | C- | $22.54B | 30.54 | 2.32 | Compare |
| TW | Tradeweb Markets Inc | B+ | $29.80B | 33.21 | 0.56 | Compare |
| ARES | Ares Management Corporation | B- | $30.65B | 48.06 | 1.55 | Compare |
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