AFRM · Affirm Holdings Inc
Snapshot
50 fields · last close| Market Cap | $26.28B |
| P/E | 13.62 |
| Float | 281.3M |
| Beta | 3.79 |
| Volatility | 94.7% |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Cap tier | Large cap |
| Macro sensitivity | Very High |
| Clavix score | 54.1 |
| Price | 70.49 |
| Change | −9.50% |
| Prev Close | 77.89 |
| Open | 78.14 |
| Day Low | 77.44 |
| Day High | 79.43 |
| Avg Vol | 4 |
| Avg $ Vol | $286.6M |
| 52W High | 90.44 |
| 52W Low | 42.09 |
| 52W Pos | 58.7% |
| From High | −22.06% |
| From Low | +67.45% |
| Max DD 1Y | — |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | — |
| SMA 50 | — |
| SMA 200 | — |
| RSI (14) | — |
| Vol 30D | — |
| Vol 90D | — |
| 1Y Range | 42–90 |
| Daily bars | — |
| Perf Week | — |
| Perf Month | — |
| Perf Quarter | — |
| Perf Half Y | — |
| Perf Year | — |
| Perf YTD | — |
| Prev Day | −9.50% |
| Clavix | C- |
| Debt / Eq | 1.79 |
| Curr Ratio | 4.16 |
| Int Cover | -5.6× |
| FCF Margin | 68.8% |
| Rev Growth | +32.1% |
| Profit | Profitable |
| Leverage | High |
| Sector rank | 62 / 69 |
Clavix risk grade
regraded every trading dayAFRM grades C-, 54.1 of 100. Steadiest on News Sentiment (69), most exposed on Macro Resilience (33, weak). 1 of the 4 weighted dimensions sit above the Financial Services median. Ranks 62 of 69 in Financial Services by Clavix score.
How rough the ride is
| AFRM | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 3.79 | 1.21 |
| Volatilityannualized | 94.7% | 30.2% |
| Max drawdown, past yearworst peak-to-trough fall | — | — |
| Typical daily movemedian absolute daily change | — | — |
| Days beyond ±3%of the last 0 sessions | — | — |
Market sensitivity
| AFRM | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 3.79 | 1.21 |
| Macro sensitivityrate, dollar and credit exposure bucket | Very High | Moderate 41% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| AFRM | |
|---|---|
| 1 week | — |
| 1 month | — |
| Year to date | — |
| 1 year | — |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| AFRM | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 18 Sep |
| Average score0 most bearish, 100 most bullish | 69 |
| Bullish · bearisharticles above 60 · below 40 | 26 · 2 |
| Directionarticles whose tone is improving vs worsening | 26 ↑ 2 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| AFRM | |
|---|---|
| Revenue growthyear over year | +32.1% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openTD Cowen analyst Moshe Orenbuch named Capital One and Affirm among his top consumer finance stock picks ahead of Q3 earnings season. No company-specific news from Affirm itself was reported.
Affirm's Card product volume rose 124% in fiscal Q4, but only about 19% of its customers actually use the Card. The article shows analyst price targets (a mid-target around $136 and a street consensus around $99 against the $74.75 current price) and asks readers whether the stock is one to sell or to buy more of.
Affirm is partnering with Ant International's Antom to add Affirm's pay-over-time option to Antom's U.S. merchant checkout starting this month, with purchase amounts from $35 to $30,000 and terms up to 36 months. The companies also highlighted that 96% of Affirm transactions come from repeat customers.
Antom, the merchant payment arm of Ant International, is integrating Affirm so that US merchants on Antom's platform can offer Affirm's pay-over-time financing (biweekly or monthly plans) at checkout starting this month.
Affirm is partnering with Ant International's Antom to offer its pay-over-time financing option to Antom's US merchants, with customers able to choose biweekly or monthly payment plans at checkout starting this month.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| CPAY | Corpay Inc | B+ | $26.20B | 22.89 | 0.95 | Compare |
| ARES | Ares Management Corp | C+ | $25.89B | 40.56 | 1.56 | Compare |
| TW | Tradeweb Markets Inc | B+ | $25.74B | 28.79 | 0.61 | Compare |
| LPLA | LPL Financial Holdings Inc | B | $25.64B | 25.82 | 0.56 | Compare |
| FISV | Fiserv Inc | B | $24.81B | 8.83 | 0.88 | Compare |
| SYF | Synchrony Financial | B+ | $23.94B | 6.81 | 1.43 | Compare |
| RJF | Raymond James Financial Inc | B+ | $30.15B | 13.23 | 0.96 | Compare |
| CBOE | Cboe Global Markets Inc | B+ | $30.52B | 22.72 | 0.42 | Compare |
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