Is SoFi Technologies Inc (SOFI) a risky stock?
As of July 27, 2026, Clavix grades SoFi Technologies Inc (SOFI) C- for risk, a composite score of 50 out of 100 on an A+ to F scale, which puts SOFI in the "elevated risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.
Grade as of July 27, 2026. Clavix regrades every trading day.
SOFI price, last 3 months
SOFI's daily closes over the past three months. Clavix reads risk from the fundamentals and news behind the price, not the line itself.
The five risk dimensions behind SOFI's grade
Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how SOFI scores on each, as of July 27, 2026.
What's moving SOFI's risk right now
Company-specific signals Clavix flags behind SOFI's current grade, drawn from recent news and filings as of July 27, 2026.
The combination of significant year-to-date share price decline and unresolved short-seller allegations creates near-term uncertainty for SOFI, potentially weighing on investor se…
The stock's sharp decline appears disconnected from improving fundamentals, and at a forward P/E of 28 with a sub-1 PEG ratio of 0.81 against 38-42% medium-term EPS growth guidanc…
Recent SOFI news
The latest headlines Clavix ingested for SoFi Technologies Inc, newest first. These feed the news-sentiment dimension of SOFI's grade.
What a C- grade means
On the Clavix A+ to F scale, SOFI's composite of 50 falls in the D band (35–49), read as "elevated risk." The scale is fixed, so the meaning never moves.
This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell SOFI or any security. Grades are risk indicators, not predictions of return. Data may be delayed.