SOFI · SoFi Technologies, Inc.
Price
Snapshot
50 fields · last close| Market Cap | $22.54B |
| P/E | 30.54 |
| Float | 1.28B |
| Beta | 2.32 |
| Volatility 30D | 57.1% |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Cap tier | Large cap |
| Macro sensitivity | Very High |
| Clavix score | 51.7 |
| Price | 15.86 |
| Change | −8.75% |
| Prev Close | 17.38 |
| Open | 17.02 |
| Day Low | 16.97 |
| Day High | 17.74 |
| Avg Vol | 63 |
| Avg $ Vol | $1.10B |
| 52W High | 32.73 |
| 52W Low | 13.86 |
| 52W Pos | 10.6% |
| From High | −51.54% |
| From Low | +14.43% |
| Max DD 1Y | −55.85% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +1.63% |
| SMA 50 | −3.69% |
| SMA 200 | −10.14% |
| RSI (14) | 61.0 |
| Vol 90D | 54.5% |
| Vol 1Y | 56.9% |
| 1Y Range | 14–33 |
| Daily bars | 549 |
| Perf Week | +1.40% |
| Perf Month | +10.28% |
| Perf Quarter | −3.98% |
| Perf Half Y | +6.63% |
| Perf Year | −43.26% |
| Perf YTD | −42.24% |
| Prev Day | −8.75% |
| Clavix | C- |
| Debt / Eq | 0.52 |
| Curr Ratio | — |
| Int Cover | — |
| FCF Margin | — |
| Rev Growth | +35.1% |
| Profit | Unprofitable |
| Leverage | Low |
| Sector rank | 64 / 69 |
Clavix risk grade
regraded every trading daySOFI grades C-, 51.7 of 100. Steadiest on Sector Resilience (54), most exposed on Macro Resilience (29, weak). 0 of the 4 weighted dimensions sit above the Financial Services median. Ranks 64 of 69 in Financial Services by Clavix score.
How rough the ride is
| SOFI | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 2.32 | 1.22 |
| 30-day realized volatilityannualized, from daily closes | 57.1% | 29.4% |
| Max drawdown, past yearworst peak-to-trough fall | −55.9% | — |
| Typical daily movemedian absolute daily change | 1.99% | — |
| Days beyond ±3%of the last 252 sessions | 88 (35%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| SOFI | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 2.32 | 1.22 |
| Macro sensitivityrate, dollar and credit exposure bucket | Very High | Moderate 39% of 69 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| SOFI | |
|---|---|
| 1 week | +1.4% |
| 1 month | +10.3% |
| Year to date | −42.2% |
| 1 year | −43.3% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| SOFI | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 23 Oct |
| Average score0 most bearish, 100 most bullish | 73 |
| Bullish · bearisharticles above 60 · below 40 | 25 · 1 |
| Directionarticles whose tone is improving vs worsening | 25 ↑ 1 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 69 Financial Services names Clavix covers; the tick is the sector median.
Growth
| SOFI | |
|---|---|
| Revenue growthyear over year | +35.1% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openSoFi added a record 1.2 million members last quarter and continued growing across key business measures this year. Its stock nevertheless remained more than 30% lower in 2026.
SoFi reported strong Q3 results, including record customer acquisition and growth in financial services and lending. Its FY2027 guidance points to $6.4 billion in revenue on an adjusted reporting basis and $0.90 in earnings per share, implying earnings growth of nearly 50% from the prior year, while financial-services contribution margin grew 15%.
SoFi Technologies reported 44% year-over-year revenue growth and 70% growth in adjusted profit before interest, taxes, depreciation and amortization. Fee-based revenue reached $571 million, and the company forecast that its products business could grow fourfold and produce $5 billion in annual revenue.
SoFi is using its own digital dollar to settle transactions across its Mastercard card program. This applies blockchain, a digital ledger for recording transactions, within an established card payment network.
SoFi Technologies (SOFI) delivered a strong third quarter, raised its 2026 guidance and issued a strong outlook for 2027 despite fears of higher interest rates. The company said it could generate $5 billion in revenue by the fourth quarter of 2030, equal to its entire 2026 revenue guidance.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| SYF | Synchrony Financial | B+ | $23.36B | 7.02 | 1.42 | Compare |
| TROW | T. Rowe Price Group, Inc. | A- | $24.01B | 10.69 | 1.47 | Compare |
| LPLA | LPL Financial Holdings Inc. | B | $24.25B | 16.64 | 0.57 | Compare |
| TOST | Toast, Inc. | B- | $20.55B | 37.36 | 1.78 | Compare |
| GPN | Global Payments Inc | B | $25.43B | 18.52 | 0.80 | Compare |
| AFRM | Affirm Holdings, Inc. | C- | $25.63B | 13.28 | 3.87 | Compare |
| TPG | TPG Inc | B- | $19.29B | 81.65 | 1.47 | Compare |
| CPAY | Corpay, Inc. | B+ | $27.49B | 23.40 | 0.93 | Compare |
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