TOST · Toast Inc
Price
Snapshot
50 fields · last close| Market Cap | $18.37B |
| P/E | 37.80 |
| Float | 485.5M |
| Beta | 1.74 |
| Volatility | 43.5% |
| Exchange | NYSE |
| Sector | Financial Services |
| Cap tier | Large cap |
| Macro sensitivity | High |
| Clavix score | 69.6 |
| Price | 31.54 |
| Change | −0.25% |
| Prev Close | 31.62 |
| Open | 32.59 |
| Day Low | 31.27 |
| Day High | 32.78 |
| Avg Vol | 8 |
| Avg $ Vol | $250.1M |
| 52W High | 39.73 |
| 52W Low | 22.26 |
| 52W Pos | 53.1% |
| From High | −20.60% |
| From Low | +41.69% |
| Max DD 1Y | −42.77% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +3.85% |
| SMA 50 | −3.23% |
| SMA 200 | +6.89% |
| RSI (14) | 53.2 |
| Vol 30D | 39.4% |
| Vol 90D | 38.7% |
| 1Y Range | 22–40 |
| Daily bars | 536 |
| Perf Week | +0.99% |
| Perf Month | +3.16% |
| Perf Quarter | +2.50% |
| Perf Half Y | +8.73% |
| Perf Year | −15.05% |
| Perf YTD | −7.29% |
| Prev Day | −0.25% |
| Clavix | B- |
| Debt / Eq | 0.00 |
| Curr Ratio | 2.75 |
| Int Cover | -3.3× |
| FCF Margin | 10.7% |
| Rev Growth | +24.1% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 52 / 69 |
Clavix risk grade
regraded every trading dayTOST grades B-, 69.6 of 100. Steadiest on Price Stability (56), most exposed on Sector Resilience (52, mixed). 0 of the 4 weighted dimensions sit above the Financial Services median. Ranks 52 of 69 in Financial Services by Clavix score.
How rough the ride is
| TOST | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.74 | 1.21 |
| Volatilityannualized | 43.5% | 30.2% |
| Max drawdown, past yearworst peak-to-trough fall | −42.8% | — |
| Typical daily movemedian absolute daily change | 1.68% | — |
| Days beyond ±3%of the last 252 sessions | 69 (27%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| TOST | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.74 | 1.21 |
| Macro sensitivityrate, dollar and credit exposure bucket | High | Moderate 40% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| TOST | |
|---|---|
| 1 week | +1.0% |
| 1 month | +3.2% |
| Year to date | −7.3% |
| 1 year | −15.0% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| TOST | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 17 Sep |
| Average score0 most bearish, 100 most bullish | 63 |
| Bullish · bearisharticles above 60 · below 40 | 23 · 2 |
| Directionarticles whose tone is improving vs worsening | 23 ↑ 2 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| TOST | |
|---|---|
| Revenue growthyear over year | +24.1% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openToast launched Toast IQ Team and expanded Toast IQ Grow in early 2026, adding AI-based labor planning, payroll, marketing and menu tools that connect directly to its point-of-sale (the system restaurants use to ring up orders and take payments) and payments platform. Bank of America issued a fresh buy rating on the stock.
The article frames the core question as whether the current share price already reflects the operational story behind these new products. Note: the body text provided is truncated, so details beyond the headline and opening paragraphs are limited.
In October 2026, Toast launched Toast IQ Team, a new AI-powered labor management product, and added features to Toast IQ Grow including demand forecasting, AI-generated staff schedules, gamified performance tracking, multilingual support, and built-in payroll and benefits, aimed at restaurant and retail operators.
Toast launched a new AI product called Toast IQ Team and expanded an existing one called Toast IQ Grow. Both are designed to automate restaurant and retail tasks like staff scheduling, payroll, and marketing. The article asks whether the stock is fully priced now, noting shares jumped 7.94% in one day and 5.54% over seven days, while still being down 5.29% year to date and 13.85% over the past year.
Toast launched Toast IQ Team, an AI-driven labor management platform for restaurants and retailers, on October 14, 2026. The company also expanded its Toast IQ Grow suite with new marketing automation tools and added multilingual support for campaigns.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| FIS | Fidelity National Information Services Inc | B+ | $18.57B | 5.51 | 0.89 | Compare |
| SOFI | SoFi Technologies Inc | C- | $18.79B | 29.54 | 2.29 | Compare |
| TPG | TPG Inc | B- | $16.35B | 69.21 | 1.49 | Compare |
| BEN | Franklin Resources Inc | B+ | $15.74B | 19.37 | 1.62 | Compare |
| TROW | T Rowe Price Group Inc | A- | $21.54B | 9.70 | 1.47 | Compare |
| CRBG | Corebridge Financial Inc | B+ | $15.35B | 16.92 | 1.01 | Compare |
| GPN | Global Payments Inc | B | $22.14B | 15.81 | 0.87 | Compare |
| EQH | Equitable Holdings Inc | B+ | $14.53B | — | 1.07 | Compare |
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