DAVE · Dave Inc
Price
Snapshot
50 fields · last close| Market Cap | $4.69B |
| P/E | 21.05 |
| Float | 10.16M |
| Beta | 4.11 |
| Volatility | 100.0% |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Cap tier | Mid cap |
| Macro sensitivity | Very High |
| Clavix score | 47.5 |
| Price | 366.60 |
| Change | −0.22% |
| Prev Close | 367.40 |
| Open | 372.72 |
| Day Low | 355.42 |
| Day High | 379.96 |
| Avg Vol | 0 |
| Avg $ Vol | $96.69M |
| 52W High | 458.25 |
| 52W Low | 152.21 |
| 52W Pos | 70.1% |
| From High | −20.00% |
| From Low | +140.85% |
| Max DD 1Y | −39.11% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +5.69% |
| SMA 50 | +4.80% |
| SMA 200 | +30.48% |
| RSI (14) | 55.1 |
| Vol 30D | 55.5% |
| Vol 90D | 70.4% |
| 1Y Range | 152–458 |
| Daily bars | 536 |
| Perf Week | −0.28% |
| Perf Month | +3.06% |
| Perf Quarter | −16.17% |
| Perf Half Y | +46.54% |
| Perf Year | +66.59% |
| Perf YTD | +67.03% |
| Prev Day | −0.22% |
| Clavix | D+ |
| Debt / Eq | 0.21 |
| Curr Ratio | 3.83 |
| Int Cover | 1.6× |
| FCF Margin | 52.3% |
| Rev Growth | +59.7% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 65 / 69 |
Clavix risk grade
regraded every trading dayDAVE grades D+, 47.5 of 100. Steadiest on News Sentiment (67), most exposed on Macro Resilience (26, weak). 1 of the 4 weighted dimensions sit above the Financial Services median. Ranks 65 of 69 in Financial Services by Clavix score.
How rough the ride is
| DAVE | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 4.11 | 1.21 |
| Volatilityannualized | 100.0% | 30.2% |
| Max drawdown, past yearworst peak-to-trough fall | −39.1% | — |
| Typical daily movemedian absolute daily change | 2.65% | — |
| Days beyond ±3%of the last 252 sessions | 107 (42%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| DAVE | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 4.11 | 1.21 |
| Macro sensitivityrate, dollar and credit exposure bucket | Very High | Moderate 40% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| DAVE | |
|---|---|
| 1 week | −0.3% |
| 1 month | +3.1% |
| Year to date | +67.0% |
| 1 year | +66.6% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| DAVE | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 1 Aug |
| Average score0 most bearish, 100 most bullish | 65 |
| Bullish · bearisharticles above 60 · below 40 | 22 · 4 |
| Directionarticles whose tone is improving vs worsening | 22 ↑ 4 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| DAVE | |
|---|---|
| Revenue growthyear over year | +59.7% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openDave reported June quarter revenue of $170.79 million and net profit of $6.69 million, after which analysts at Barrington and Seaport Global said they remain positive on the stock. Shares rose 4.25% the day after the results and were trading at $368.42, putting the stock up 67.86% year to date.
Wall Street Zen raised its rating on Dave (NASDAQ:DAVE) from "sell" to "hold" in a Saturday report. No business or financial developments at the company were mentioned.
Dave reported strong non-GAAP results for its most recent quarter (revenue up 29.6% to $170.8M, adjusted EBITDA up 48% to $75.5M on a 44% margin, new members up 32%), but GAAP net income fell 26% to $6.7M, sending the stock down roughly 30% in the days after the August 5 report. Analysts are turning bullish while legal challenges over the company's fee structure remain unresolved.
Diageo has appointed Joanne Wilson, a long-time Tesco executive, as its new chief financial officer, as CEO Dave Lewis pushes broader leadership changes at the Guinness owner.
The new chief executive of Diageo has hired a former Tesco colleague to help speed up a turnaround at the Guinness and drinks maker.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| RDN | Radian Group Inc | A- | $4.50B | 8.40 | 0.69 | Compare |
| SEZL | Sezzle Inc | D | $4.31B | 26.71 | 6.73 | Compare |
| RELY | Remitly Global Inc | C+ | $5.11B | 16.77 | 0.46 | Compare |
| GLXY | Galaxy Digital Inc | D- | $6.31B | 80.01 | 3.56 | Compare |
| WEX | WEX Inc | B | $6.35B | 18.38 | 0.93 | Compare |
| VCTR | Victory Capital Holdings Inc | B+ | $6.68B | 14.49 | 1.17 | Compare |
| VIRT | Virtu Financial Inc | B | $8.82B | 16.02 | 0.69 | Compare |
| HLI | Houlihan Lokey Inc | B | $9.06B | 22.29 | 0.94 | Compare |
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