SEZL · Sezzle Inc

118.97+2.42  (+2.08%)

Price

Snapshot

50 fields · last close
Market Cap$3.92B
P/E24.31
Float15.77M
Beta6.74
Volatility100.0%
ExchangeNASDAQ
SectorFinancial Services
Cap tierMid cap
Macro sensitivityVery High
Clavix score37
Price118.97
Change+2.08%
Prev Close116.55
Open113.39
Day Low112.57
Day High117.16
Avg Vol0
Avg $ Vol$43.66M
52W High195.71
52W Low49.50
52W Pos47.5%
From High−39.21%
From Low+140.34%
Max DD 1Y−44.59%
Spread0.10%
LiquidityNormal
SMA 20−0.65%
SMA 50−14.93%
SMA 200+17.80%
RSI (14)41.8
Vol 30D129.8%
Vol 90D96.6%
1Y Range50–196
Daily bars516
Perf Week−1.95%
Perf Month−2.03%
Perf Quarter−28.62%
Perf Half Y+75.95%
Perf Year+31.70%
Perf YTD+82.61%
Prev Day+2.08%
ClavixD-
Debt / Eq0.82
Curr Ratio3.92
Int Cover15.5×
FCF Margin64.9%
Rev Growth+51.6%
ProfitProfitable
LeverageModerate
Sector rank68 / 69

Clavix risk grade

regraded every trading day
D-37/100

SEZL grades D-, 37 of 100. Steadiest on News Sentiment (68), most exposed on Price Stability (22, weak). 1 of the 4 weighted dimensions sit above the Financial Services median. Ranks 68 of 69 in Financial Services by Clavix score.

PriceMacroSectorNewsFinancial

How rough the ride is

SEZLFinancial Services median
Betavs the overall market · lower is steadier6.741.21
Volatilityannualized100.0%30.2%
Max drawdown, past yearworst peak-to-trough fall−44.6%
Typical daily movemedian absolute daily change2.65%
Days beyond ±3%of the last 252 sessions11646%

How its days are spread

Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.

52-week range

SEZL
116.55

The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.

Drawdown from the 1-year peak

SEZL

Percent below the running high over the last 12 months. Zero is a fresh high.

Market sensitivity

SEZLFinancial Services median
Beta to the markethow much it swings with the S&P 500 · lower is safer6.741.21
Macro sensitivityrate, dollar and credit exposure bucketVery HighModerate40% of 70

Where it sits on the macro scale

Low 7Moderate 28High 24Very High 11

Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.

Where it ranks in its sector

Sector
Financial Services69 companies ranked
SEZL
#68 of 69

Rank by Clavix score within the sector. Right is the top of the sector.

Price performance

SEZL
1 week−2.0%
1 month−2.0%
Year to date+82.6%
1 year+31.7%

Context for the rank, not itself a risk measure.

Recent coverage, scored

SEZL
Articles scoredthe most recent scored coverage, up to 3030since 16 Aug
Average score0 most bearish, 100 most bullish69
Bullish · bearisharticles above 60 · below 4026 · 3
Directionarticles whose tone is improving vs worsening26 ↑ 3 ↓

Where the article scores land

Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.

Balance sheet, against the sector

Debt / equityTotal debt vs shareholder equity · lower is stronger
0.82sector median 0.87 · 70 names
Current ratioShort-term assets vs liabilities · higher is stronger
3.92sector median 1.03 · 62 names
FCF marginFree cash flow as a share of revenue · higher is stronger
64.9%sector median 27.9% · 65 names
Interest coverageOperating income vs interest expense · higher is stronger
15.5×sector median 7.6× · 57 names

The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.

Growth

SEZL
Revenue growthyear over year+51.6%

Financial Health is shown but does not count toward the grade. Why

0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.

Recent news

most recent scored articles · the chip is the article’s score · click to open

Sezzle is spending more on marketing and using that money efficiently: the company is gaining subscribers and engagement while still recovering its customer acquisition costs in under six months. The article frames this as evidence that the company's growth is supported by productive marketing spending.

Source Zacks Investment Research Significance moderate Impact financial impact Risk improving

Read the article →

Sezzle increased its marketing spending, which brought in more subscribers and boosted user engagement. The company recovers its marketing costs in under six months, which supports its growth strategy.

Source yahoo.com Significance moderate Impact financial impact Risk improving

Read the article →

Analyst firm Wall Street Zen lowered its rating on Sezzle (SEZL) from "buy" to "hold" in a research note issued on Saturday. No reason for the change was given in the article.

Source marketbeat.com Significance moderate Impact financial impact Risk worsening

Read the article →

Sezzle's merchant growth, rising customer engagement, and expanding financial tools are described as supporting its outlook, with the company's valuation sitting below other buy-now-pay-later (BNPL) companies.

Source Zacks Investment Research Significance moderate Impact financial impact Risk improving

Read the article →

Sezzle is growing its merchant base, seeing higher customer engagement, and adding new financial tools, while its stock trades at a lower valuation than other 'buy now, pay later' companies (BNPL, companies that let shoppers split purchases into interest-free installments).

Source yahoo.com Significance moderate Impact financial impact Risk improving

Read the article →

Nearest peers by size

Financial Services
TickerCompanyGradeMkt capP/EBeta
DAVEDave IncD+$4.31B19.354.11Compare
RDNRadian Group IncA-$4.63B8.640.70Compare
RELYRemitly Global IncC+$4.64B15.220.50Compare
WEXWEX IncB$6.35B18.810.94Compare
VCTRVictory Capital Holdings IncB+$6.55B14.221.18Compare
VIRTVirtu Financial IncB+$8.88B16.130.67Compare
HLIHoulihan Lokey IncB$9.13B22.470.94Compare
GLXYGalaxy Digital IncF$9.65B122.393.54Compare

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