A-82/100

Is Garmin (GRMN) a risky stock?

Sector: Consumer Discretionary Price: $245.24 Composite: 82/100

As of July 21, 2026, Clavix grades Garmin (GRMN) A- for risk, a composite score of 82 out of 100 on an A+ to F scale, which puts GRMN in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind GRMN's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how GRMN scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
75
News sentimentscored, sourced recent coverage
62
Macro exposuresensitivity to rates, dollar, oil
68
Sector resiliencestrength vs the broad market
70
Price stabilitydrawdown and volatility
54

What's moving GRMN's risk right now

Company-specific signals Clavix flags behind GRMN's current grade, drawn from recent news and filings as of July 21, 2026.

Product · supporting the grade

Garmin is moving toward a subscription model with Garmin Connect+, a paid tier of its app that could generate repeat revenue and keep users tied to its ecosystem of fitness devices.

Competition · mixed signal

An app listing leak shows Garmin is preparing a screenless, subscription-based fitness tracker called CIRQA that would push it into a market currently led by Whoop, possibly opening a new line of recurring revenue.

Demand · mixed signal

Garmin's vívoactive 5 smartwatch is now selling for less than $190, a price cut that could pull in more budget shoppers and lift unit sales of its fitness wearables.

What a A- grade means

On the Clavix A+ to F scale, GRMN's composite of 82 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell GRMN or any security. Grades are risk indicators, not predictions of return. Data may be delayed.