ALLY · Ally Financial Inc
Price
Snapshot
50 fields · last close| Market Cap | $11.55B |
| P/E | 7.86 |
| Float | 272.8M |
| Beta | 1.18 |
| Volatility | 29.6% |
| Exchange | NYSE |
| Sector | Financial Services |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 79.8 |
| Price | 38.63 |
| Change | +1.74% |
| Prev Close | 37.97 |
| Open | 37.62 |
| Day Low | 36.56 |
| Day High | 38.43 |
| Avg Vol | 4 |
| Avg $ Vol | $161.4M |
| 52W High | 47.29 |
| 52W Low | 35.92 |
| 52W Pos | 23.8% |
| From High | −18.31% |
| From Low | +7.54% |
| Max DD 1Y | −23.59% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +2.12% |
| SMA 50 | −4.76% |
| SMA 200 | −8.40% |
| RSI (14) | 42.7 |
| Vol 30D | 18.5% |
| Vol 90D | 22.3% |
| 1Y Range | 36–47 |
| Daily bars | 900 |
| Perf Week | +0.98% |
| Perf Month | −4.81% |
| Perf Quarter | −15.00% |
| Perf Half Y | −16.91% |
| Perf Year | −4.65% |
| Perf YTD | −15.58% |
| Prev Day | +1.74% |
| Clavix | B+ |
| Debt / Eq | 1.10 |
| Curr Ratio | — |
| Int Cover | — |
| FCF Margin | — |
| Rev Growth | −3.3% |
| Profit | Profitable |
| Leverage | Moderate |
| Sector rank | 19 / 69 |
Clavix risk grade
regraded every trading dayALLY grades B+, 79.8 of 100. Steadiest on Price Stability (69), most exposed on Sector Resilience (52, mixed). 2 of the 4 weighted dimensions sit above the Financial Services median. Ranks 19 of 69 in Financial Services by Clavix score.
How rough the ride is
| ALLY | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.18 | 1.21 |
| Volatilityannualized | 29.6% | 30.2% |
| Max drawdown, past yearworst peak-to-trough fall | −23.6% | — |
| Typical daily movemedian absolute daily change | 1.06% | — |
| Days beyond ±3%of the last 252 sessions | 20 (8%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| ALLY | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.18 | 1.21 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 40% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| ALLY | |
|---|---|
| 1 week | +1.0% |
| 1 month | −4.8% |
| Year to date | −15.6% |
| 1 year | −4.6% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| ALLY | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 21 Jul |
| Average score0 most bearish, 100 most bullish | 60 |
| Bullish · bearisharticles above 60 · below 40 | 19 · 7 |
| Directionarticles whose tone is improving vs worsening | 19 ↑ 7 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| ALLY | |
|---|---|
| Revenue growthyear over year | −3.3% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openAlly Financial reported third-quarter core return on tangible common equity, a profitability measure based on tangible shareholder equity, of 13.1%, stable charge-offs and a dividend increase; retail auto charge-offs were 1.89%, within guidance. Tangible book value per share excluding accumulated other comprehensive income or losses has grown about 6% annually since 2021, while buybacks below book value and the recovery of those losses are adding more than $1 per share annually, even as the shares trade below tangible book value.
Ally Financial reported third-quarter adjusted earnings of $1.34 per share, up 16% from a year earlier, as growth in its retail auto and corporate finance businesses lifted revenue while adjusted expenses stayed flat.
Ally Financial reported third-quarter earnings of $1.34 per share, beating the $1.32 estimate, and revenue also came in ahead of expectations. That compares to $1.15 per share in the same quarter a year earlier.
Ally Financial reported third-quarter 2026 profit of $1.30 per share, up 10% from a year earlier, and profit before taxes of $567 million, up 11%. Consumer auto originations rose 10% to $12.9 billion, applications reached a record 4.8 million, and Ally declared a $0.35 fourth-quarter dividend after repurchasing $178 million of shares during the quarter.
Ally Financial's board declared a quarterly cash dividend of $0.35 per common share, a 17% increase over the prior quarter's dividend, payable November 16, 2026 to shareholders of record on November 2, 2026. The headline also notes dividends were declared on Series C and Series D preferred stock, though the body does not detail those amounts.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| CHYM | Chime Financial Inc | C- | $11.53B | — | 2.04 | Compare |
| FDS | Factset Research Systems Inc | B- | $11.11B | 20.78 | 0.74 | Compare |
| JKHY | Jack Henry & Associates Inc | A- | $10.85B | 21.67 | 0.56 | Compare |
| SEIC | SEI Investments Co | — | $12.36B | 17.37 | 0.96 | Compare |
| IVZ | Invesco Ltd | B | $12.71B | — | 1.65 | Compare |
| JEF | Jefferies Financial Group Inc | B- | $10.34B | 11.02 | 1.54 | Compare |
| SF | Stifel Financial Corp | B+ | $10.09B | 10.55 | 1.03 | Compare |
| ARCC | Ares Capital Corp | A- | $13.29B | 13.77 | 0.66 | Compare |
You just read one holding. Clavix reads the whole portfolio.
Every position you own, graded on the same five dimensions, with an alert when a grade moves. 1 month free on iPhone.