B+80/100

Is Jack Henry & Associates (JKHY) a risky stock?

Sector: Financials Price: $150.81 Composite: 80/100

As of July 21, 2026, Clavix grades Jack Henry & Associates (JKHY) B+ for risk, a composite score of 80 out of 100 on an A+ to F scale, which puts JKHY in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind JKHY's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how JKHY scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
75
News sentimentscored, sourced recent coverage
63
Macro exposuresensitivity to rates, dollar, oil
76
Sector resiliencestrength vs the broad market
70
Price stabilitydrawdown and volatility
42

What's moving JKHY's risk right now

Company-specific signals Clavix flags behind JKHY's current grade, drawn from recent news and filings as of July 21, 2026.

Demand · mixed signal

A Hong Kong-based firm opened a $3.57M position in JKHY, while Sumitomo Mitsui Trust reduced its stake without exiting fully. These offsetting moves leave institutional ownership roughly unchanged.

Product · supporting the grade

Webster First Federal Credit Union has launched a Pay-a-Person feature built on Jack Henry's Payrailz platform, marking another credit union adoption. The win adds recurring digital payments revenue and shows demand for the product.

Valuation · mixed signal

Recent commentary debates if Jack Henry's stock is cheap or if investors have already paid up for its cloud transition story. The piece flags real-time trading signals but offers no fresh earnings or guidance data.

What a B+ grade means

On the Clavix A+ to F scale, JKHY's composite of 80 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell JKHY or any security. Grades are risk indicators, not predictions of return. Data may be delayed.