JKHY · Jack Henry & Associates Inc

NASDAQ Financial Services Large Cap Clavix A-
166.04−2.33  (−1.38%)

Price

Snapshot

50 fields · last close
Market Cap$11.80B
P/E23.55
Float70.63M
Beta0.56
Volatility13.9%
ExchangeNASDAQ
SectorFinancial Services
Cap tierLarge cap
Macro sensitivityLow
Clavix score79
Price166.04
Change−1.38%
Prev Close168.37
Open168.24
Day Low166.63
Day High170.95
Avg Vol1
Avg $ Vol$158.3M
52W High193.39
52W Low121.04
52W Pos62.2%
From High−14.14%
From Low+37.18%
Max DD 1Y−35.92%
Spread0.10%
LiquidityNormal
SMA 20+2.15%
SMA 50+7.53%
SMA 200+3.82%
RSI (14)61.7
Vol 30D31.9%
Vol 90D32.5%
1Y Range121–193
Daily bars506
Perf Week−0.75%
Perf Month+9.08%
Perf Quarter+28.79%
Perf Half Y+0.79%
Perf Year+4.20%
Perf YTD−6.90%
Prev Day−1.38%
ClavixA-
Debt / Eq0.00
Curr Ratio1.27
Int Cover78.8×
FCF Margin24.3%
Rev Growth+8.7%
ProfitProfitable
LeverageLow
Sector rank20 / 69

What JKHY does

Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services.

It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information.

The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions.

The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions.

The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities.

The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks.

It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services.

The company was founded in 1976 and is headquartered in Monett, Missouri.

Clavix risk grade

regraded every trading day
A-79/100

JKHY grades A-, 79 of 100. Steadiest on Sector Resilience (73), most exposed on Price Stability (61, mixed). 4 of the 4 weighted dimensions sit above the Financial Services median. Ranks 20 of 69 in Financial Services by Clavix score.

PriceMacroSectorNewsFinancial

How rough the ride is

JKHYFinancial Services median
Betavs the overall market · lower is steadier0.561.20
Volatilityannualized13.9%30.0%
Max drawdown, past yearworst peak-to-trough fall−35.9%
Typical daily movemedian absolute daily change1.02%
Days beyond ±3%of the last 252 sessions177%

How its days are spread

Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.

52-week range

JKHY
168.37

The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.

Drawdown from the 1-year peak

JKHY

Percent below the running high over the last 12 months. Zero is a fresh high.

Market sensitivity

JKHYFinancial Services median
Beta to the markethow much it swings with the S&P 500 · lower is safer0.561.20
Macro sensitivityrate, dollar and credit exposure bucketLowModerate40% of 70

Where it sits on the macro scale

Low 7Moderate 28High 24Very High 11

Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.

Where it ranks in its sector

Sector
Financial Services69 companies ranked
JKHY
#20 of 69

Rank by Clavix score within the sector. Right is the top of the sector.

Price performance

JKHY
1 week−0.7%
1 month+9.1%
Year to date−6.9%
1 year+4.2%

Context for the rank, not itself a risk measure.

Recent coverage, scored

JKHY
Articles scoredthe most recent scored coverage, up to 3030since 6 Aug
Average score0 most bearish, 100 most bullish62
Bullish · bearisharticles above 60 · below 4020 · 2
Directionarticles whose tone is improving vs worsening20 ↑ 2 ↓

Where the article scores land

Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.

Balance sheet, against the sector

Debt / equityTotal debt vs shareholder equity · lower is stronger
0.00sector median 0.83 · 70 names
Current ratioShort-term assets vs liabilities · higher is stronger
1.27sector median 1.03 · 62 names
FCF marginFree cash flow as a share of revenue · higher is stronger
24.3%sector median 27.9% · 65 names
Interest coverageOperating income vs interest expense · higher is stronger
78.8×sector median 7.6× · 57 names

The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.

Growth

JKHY
Revenue growthyear over year+8.7%

Financial Health is shown but does not count toward the grade. Why

0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.

Against Financial Services

70 companies
MetricJKHYSector spreadMedian
Beta0.56
1.20
Volatility13.9%
30.0%
P/E23.55
20.95
Debt / equity0.00
0.83
Current ratio1.27
1.03
FCF margin24.3%
27.9%
Interest coverage78.8×
7.6×

Recent news

most recent scored articles · the chip is the article’s score · click to open

Jack Henry & Associates said it detected a cybersecurity incident in a small part of its internal, non-production corporate systems and issued a public statement about its response.

Source PRNewsWire Significance minor Impact regulatory Risk worsening

Read the article →

Jack Henry & Associates (JKHY) announced that Richard N. Preece has been appointed to its Board of Directors. The press release is dated August 24, 2026, from Monett, Missouri.

Source PRNewsWire Significance minor Impact leadership Risk improving

Read the article →

Jack Henry's board kept its quarterly cash dividend at $0.61 per share, payable September 23, 2026, to shareholders of record as of September 7, 2026. The company also noted 2025 was its 22nd straight year of an annual dividend increase, with quarterly dividends paid consecutively since 1991.

Source yahoo.com Significance moderate Impact financial impact Risk neutral

Read the article →

Jack Henry & Associates (JKHY) announced that its Board of Directors maintained its regular quarterly cash dividend at $0.61 per share.

Source PRNewsWire Significance moderate Impact financial impact Risk improving

Read the article →

Jack Henry & Associates appointed Richard N. Preece to its Board on August 20, 2026, filling the seat left open when David B. Foss retired in July. The Board also reduced its size from ten to nine directors ahead of the 2026 Annual Meeting, and director Wes Brown will not stand for reelection after reaching the company's mandatory retirement age.

Source sec.gov Significance major Impact leadership Risk neutral

Read the article →

Nearest peers by size

Financial Services
TickerCompanyGradeMkt capP/EBeta
EVREvercore IncB-$11.42B15.171.50Compare
SEICSEI Investments Co$12.36B17.370.96Compare
SFStifel Financial CorpB+$12.42B12.891.02Compare
JEFJefferies Financial Group IncB-$12.51B13.841.54Compare
FDSFactset Research Systems IncB-$11.13B19.930.72Compare
CHYMChime Financial IncC-$12.74B2.08Compare
ALLYAlly Financial IncB+$13.26B8.931.17Compare
GLXYGalaxy Digital IncF$10.36B131.363.54Compare

You just read one holding. Clavix reads the whole portfolio.

Every position you own, graded on the same five dimensions, with an alert when a grade moves. Three months free on iPhone.