JKHY · Jack Henry & Associates Inc
Price
Snapshot
50 fields · last close| Market Cap | $10.74B |
| P/E | 21.36 |
| Float | 70.63M |
| Beta | 0.56 |
| Volatility | 13.9% |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Cap tier | Large cap |
| Macro sensitivity | Low |
| Clavix score | 78.9 |
| Price | 152.55 |
| Change | −0.42% |
| Prev Close | 153.19 |
| Open | 157.97 |
| Day Low | 150.71 |
| Day High | 158.51 |
| Avg Vol | 1 |
| Avg $ Vol | $124.6M |
| 52W High | 193.39 |
| 52W Low | 121.04 |
| 52W Pos | 43.6% |
| From High | −21.12% |
| From Low | +26.03% |
| Max DD 1Y | −35.92% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +2.75% |
| SMA 50 | −2.40% |
| SMA 200 | −2.14% |
| RSI (14) | 52.5 |
| Vol 30D | 31.5% |
| Vol 90D | 32.4% |
| 1Y Range | 121–193 |
| Daily bars | 536 |
| Perf Week | +2.60% |
| Perf Month | −1.93% |
| Perf Quarter | +0.02% |
| Perf Half Y | −0.56% |
| Perf Year | −0.82% |
| Perf YTD | −14.47% |
| Prev Day | −0.42% |
| Clavix | A- |
| Debt / Eq | 0.02 |
| Curr Ratio | 1.17 |
| Int Cover | 78.8× |
| FCF Margin | 27.3% |
| Rev Growth | +7.1% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 22 / 69 |
What JKHY does
Jack Henry & Associates, Inc. operates as a financial technology company that connects people and financial institutions through technology solutions and payment processing services.
It operates through four segments: Core, Payments, Complementary, and Corporate and Other. The Core segment provides core information processing platforms to banks and credit unions, which consist of integrated applications required to process deposit, loan, general ledger transactions, and maintain centralized accountholder information.
The Payments segment offers secure payment processing tools and services, including ATM, automated clearing house origination and remote deposit capture processing, and risk management products and services, as well as debit and credit card processing services, and online and mobile bill pay solutions.
The Complementary segment provides software, and hosted processing platforms and services comprising digital/mobile banking, treasury, online account opening, fraud/anti-money laundering, and lending/deposit solutions.
The Corporate and Other segment offers hardware and other products. It offers specialized financial performance, imaging and payment, information security and risk management, retail delivery, and online and mobile solutions to financial services organizations and corporate entities.
The company also provides SilverLake system, a system primarily designed for commercial-focused banks; Symitar, a system designed for credit unions; CIF 20/20, a parameter-driven system for banks; and Core Director, a system with point-and-click operation for banks.
It provides digital products and services under the Banno Digital Platform, and electronic payment solutions; hardware systems; implementation, training, and support and service solutions; data center solutions; and data and transaction processing, and software licensing and related services, as well as professional services.
The company was founded in 1976 and is headquartered in Monett, Missouri.
Clavix risk grade
regraded every trading dayJKHY grades A-, 78.9 of 100. Steadiest on Macro Resilience (69), most exposed on Price Stability (61, mixed). 3 of the 4 weighted dimensions sit above the Financial Services median. Ranks 22 of 69 in Financial Services by Clavix score.
How rough the ride is
| JKHY | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.56 | 1.21 |
| Volatilityannualized | 13.9% | 30.2% |
| Max drawdown, past yearworst peak-to-trough fall | −35.9% | — |
| Typical daily movemedian absolute daily change | 1.07% | — |
| Days beyond ±3%of the last 252 sessions | 19 (8%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| JKHY | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.56 | 1.21 |
| Macro sensitivityrate, dollar and credit exposure bucket | Low | Moderate 40% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| JKHY | |
|---|---|
| 1 week | +2.6% |
| 1 month | −1.9% |
| Year to date | −14.5% |
| 1 year | −0.8% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| JKHY | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 24 Aug |
| Average score0 most bearish, 100 most bullish | 64 |
| Bullish · bearisharticles above 60 · below 40 | 24 · 4 |
| Directionarticles whose tone is improving vs worsening | 24 ↑ 4 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| JKHY | |
|---|---|
| Revenue growthyear over year | +7.1% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openJack Henry announced on October 16, 2026 that it is expanding its work with Google Cloud so banks and credit unions can offer tokenized deposits (digital versions of customer bank balances recorded on a shared electronic ledger) through Google Cloud Universal Ledger. Jack Henry says it will be the first core banking technology provider to plug into that platform.
Jack Henry announced it will be the first core banking software provider to integrate with Google Cloud Universal Ledger (GCUL), a blockchain-based platform, to offer tokenized deposits to banks and credit unions. Tokenized deposits are digital versions of regular bank deposits that sit on a shared ledger and can move between institutions in seconds rather than days.
Bank of America started covering Jack Henry & Associates with a 'neutral' rating and a $165.00 price target.
Jack Henry & Associates' stock has dropped about 19% so far this year, and the article raises the possibility that the shares could fall further because Battery Ventures is splitting off the Alogent payments unit into a separate company.
Jack Henry announced that 10 financial institutions received 2026 WebAwards for websites built using the company's web hosting and graphic design services, including the Best Bank Website award.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| FDS | Factset Research Systems Inc | B- | $10.73B | 20.11 | 0.73 | Compare |
| JEF | Jefferies Financial Group Inc | B- | $10.29B | 10.99 | 1.54 | Compare |
| CHYM | Chime Financial Inc | C- | $11.23B | — | 2.07 | Compare |
| SF | Stifel Financial Corp | B+ | $10.20B | 10.70 | 1.03 | Compare |
| ALLY | Ally Financial Inc | B+ | $11.46B | 7.88 | 1.18 | Compare |
| EVR | Evercore Inc | B- | $9.77B | 13.12 | 1.50 | Compare |
| SEIC | SEI Investments Co | — | $12.36B | 17.37 | 0.96 | Compare |
| IVZ | Invesco Ltd | B | $12.45B | — | 1.66 | Compare |
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