Is Chime Financial Inc (CHYM) a risky stock?
As of July 27, 2026, Clavix grades Chime Financial Inc (CHYM) D+ for risk, a composite score of 49 out of 100 on an A+ to F scale, which puts CHYM in the "elevated risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.
Grade as of July 27, 2026. Clavix regrades every trading day.
CHYM price, last 3 months
CHYM's daily closes over the past three months. Clavix reads risk from the fundamentals and news behind the price, not the line itself.
The five risk dimensions behind CHYM's grade
Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how CHYM scores on each, as of July 27, 2026.
What's moving CHYM's risk right now
Company-specific signals Clavix flags behind CHYM's current grade, drawn from recent news and filings as of July 27, 2026.
Earnings beats or upward guidance revisions are reducing near-term uncertainty and supporting multiple expansion.
Declining volatility suggests the market is becoming more confident in the near-term outlook.
Despite the reduced price target, the 'outperform' rating signals BMO still expects Chime shares to trade above the new $28 target, suggesting tempered but still positive near-ter…
Recent CHYM news
The latest headlines Clavix ingested for Chime Financial Inc, newest first. These feed the news-sentiment dimension of CHYM's grade.
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BMO Capital Markets lowered its price target on Chime Financial (NASDAQ:CHYM) from $30.00 to $28.00 while assigning an 'outperform' rating in a research note on Wednesday.
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Brown University increased its position in Chime Financial (NASDAQ:CHYM) by 99.0% in Q1 2024, making CHYM the university's 8th largest holding with 204,625 shares.
What a D+ grade means
On the Clavix A+ to F scale, CHYM's composite of 49 falls in the D band (35–49), read as "elevated risk." The scale is fixed, so the meaning never moves.
This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell CHYM or any security. Grades are risk indicators, not predictions of return. Data may be delayed.