CHYM · Chime Financial, Inc.
Price
Snapshot
50 fields · last close| Market Cap | $11.31B |
| P/E | — |
| Float | 294.6M |
| Beta | 2.21 |
| Volatility 30D | 36.5% |
| Exchange | NASDAQ |
| Sector | Financial Services |
| Cap tier | Large cap |
| Macro sensitivity | Very High |
| Clavix score | 55.9 |
| Price | 30.05 |
| Change | +0.60% |
| Prev Close | 29.87 |
| Open | 29.00 |
| Day Low | 28.96 |
| Day High | 30.45 |
| Avg Vol | 3 |
| Avg $ Vol | $75.15M |
| 52W High | 35.55 |
| 52W Low | 15.88 |
| 52W Pos | 72.0% |
| From High | −15.47% |
| From Low | +89.23% |
| Max DD 1Y | −41.14% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +2.29% |
| SMA 50 | +0.04% |
| SMA 200 | +26.17% |
| RSI (14) | 54.6 |
| Vol 90D | 55.8% |
| Vol 1Y | 62.1% |
| 1Y Range | 16–36 |
| Daily bars | 352 |
| Perf Week | +3.72% |
| Perf Month | +8.03% |
| Perf Quarter | −4.42% |
| Perf Half Y | +37.46% |
| Perf Year | +67.39% |
| Perf YTD | +13.83% |
| Prev Day | +0.60% |
| Clavix | C- |
| Debt / Eq | 0.00 |
| Curr Ratio | 4.53 |
| Int Cover | — |
| FCF Margin | 2.4% |
| Rev Growth | +30.7% |
| Profit | Unprofitable |
| Leverage | Low |
| Sector rank | 62 / 69 |
Clavix risk grade
regraded every trading dayCHYM grades C-, 55.9 of 100. Steadiest on News Sentiment (66), most exposed on Macro Resilience (39, fragile). 1 of the 4 weighted dimensions sit above the Financial Services median. Ranks 62 of 69 in Financial Services by Clavix score.
How rough the ride is
| CHYM | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 2.21 | 1.22 |
| 30-day realized volatilityannualized, from daily closes | 36.5% | 29.4% |
| Max drawdown, past yearworst peak-to-trough fall | −41.1% | — |
| Typical daily movemedian absolute daily change | 2.51% | — |
| Days beyond ±3%of the last 252 sessions | 99 (39%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| CHYM | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 2.21 | 1.22 |
| Macro sensitivityrate, dollar and credit exposure bucket | Very High | Moderate 39% of 69 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| CHYM | |
|---|---|
| 1 week | +3.7% |
| 1 month | +8.0% |
| Year to date | +13.8% |
| 1 year | +67.4% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| CHYM | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 9 Sep |
| Average score0 most bearish, 100 most bullish | 61 |
| Bullish · bearisharticles above 60 · below 40 | 18 · 6 |
| Directionarticles whose tone is improving vs worsening | 18 ↑ 6 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 69 Financial Services names Clavix covers; the tick is the sector median.
Growth
| CHYM | |
|---|---|
| Revenue growthyear over year | +30.7% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openChime Financial reported quarterly earnings of $0.15 per share, beating the $0.09 consensus estimate and improving from a year-earlier loss of $0.15 per share. The headline says revenue also exceeded estimates, but no revenue figure is provided.
Employees at companies using Workday can now select Chime within Workday for direct deposit without manually entering their account details. Chime announced the capability in a Nov. 3 press release.
Chime expanded its partnership with Workday so employees at Workday customer companies can select Chime for direct deposit through Workday's Enhanced Direct Deposit experience. The announcement said millions of employees could connect their paychecks to Chime tools for saving and building credit without manually entering account information.
The article previews Chime Financial's upcoming earnings, saying growth is expected but Chime lacks the combination of two factors needed for a likely earnings beat. The supplied text does not identify those factors or provide specific financial expectations.
Chime Financial insider Ryan King sold 11,318 CHYM shares on Tuesday, October 20, at an average price of $31.03, totaling $351,197.54. After the sale, King owned 37,812 shares.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| SF | Stifel Financial Corp. | B+ | $10.95B | 11.18 | 1.05 | Compare |
| JEF | Jefferies Financial Group Inc | B | $11.75B | 12.56 | 1.54 | Compare |
| ALLY | Ally Financial Inc | B+ | $11.81B | 7.82 | 1.18 | Compare |
| EVR | Evercore Inc. | B- | $11.96B | 15.95 | 1.50 | Compare |
| HLI | Houlihan Lokey, Inc. | B | $10.69B | 26.41 | 0.94 | Compare |
| FDS | FactSet Research Systems Inc. | B- | $12.06B | 22.75 | 0.70 | Compare |
| JKHY | Jack Henry & Associates Inc | A- | $12.56B | 24.67 | 0.52 | Compare |
| IVZ | Invesco Ltd | B | $12.94B | — | 1.67 | Compare |
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