B-65/100

Is Fair Isaac (FICO) a risky stock?

Sector: Information Technology Price: $1229.29 Composite: 65/100

As of July 21, 2026, Clavix grades Fair Isaac (FICO) B- for risk, a composite score of 65 out of 100 on an A+ to F scale, which puts FICO in the "average" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind FICO's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how FICO scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
63
News sentimentscored, sourced recent coverage
57
Macro exposuresensitivity to rates, dollar, oil
52
Sector resiliencestrength vs the broad market
81
Price stabilitydrawdown and volatility
36

What's moving FICO's risk right now

Company-specific signals Clavix flags behind FICO's current grade, drawn from recent news and filings as of July 21, 2026.

Regulatory · mixed signal

Publicly visible score discrepancies between FICO's platform and the underlying bureau could erode consumer trust in FICO's score products, undermine the value proposition of its…

Earnings & results · mixed signal

BOZEMAN, Mont.--(BUSINESS WIRE)--Global analytics software leader FICO (NYSE: FICO), will announce its third quarter fiscal 2026 results on July 29, 2026, after the market closes…

What a B- grade means

On the Clavix A+ to F scale, FICO's composite of 65 falls in the C band (50–64), read as "average." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell FICO or any security. Grades are risk indicators, not predictions of return. Data may be delayed.