FICO · Fair Isaac Corp
Price
Snapshot
50 fields · last close| Market Cap | $14.28B |
| P/E | 17.52 |
| Float | 20.93M |
| Beta | 1.40 |
| Volatility | 34.9% |
| Exchange | NYSE |
| Sector | Technology |
| Cap tier | Large cap |
| Macro sensitivity | High |
| Clavix score | 55.6 |
| Price | 661.25 |
| Change | +0.00% |
| Prev Close | 661.25 |
| Open | 614.00 |
| Day Low | 609.00 |
| Day High | 675.50 |
| Avg Vol | 1 |
| Avg $ Vol | $938.0M |
| 52W High | 1,998.01 |
| 52W Low | 586.05 |
| 52W Pos | 5.3% |
| From High | −66.90% |
| From Low | +12.83% |
| Max DD 1Y | −68.48% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | −24.44% |
| SMA 50 | −35.70% |
| SMA 200 | −45.74% |
| RSI (14) | 26.0 |
| Vol 30D | 112.1% |
| Vol 90D | 82.3% |
| 1Y Range | 586–1,998 |
| Daily bars | 526 |
| Perf Week | −23.39% |
| Perf Month | −39.86% |
| Perf Quarter | −48.60% |
| Perf Half Y | −39.32% |
| Perf Year | −56.29% |
| Perf YTD | −59.76% |
| Prev Day | +0.00% |
| Clavix | C |
| Debt / Eq | 2.54 |
| Curr Ratio | 0.83 |
| Int Cover | 6.7× |
| FCF Margin | 38.7% |
| Rev Growth | +15.9% |
| Profit | Profitable |
| Leverage | High |
| Sector rank | 44 / 100 |
What FICO does
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings.
Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services.
This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases.
In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services.
It markets its products and services primarily through its direct sales organization and indirect channels, as well as online.
The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992.
Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Clavix risk grade
regraded every trading dayFICO grades C, 55.6 of 100. Steadiest on Sector Resilience (76), most exposed on News Sentiment (23, weak). 2 of the 4 weighted dimensions sit above the Technology median. Ranks 44 of 100 in Technology by Clavix score.
How rough the ride is
| FICO | Technology median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.40 | 1.26 |
| Volatilityannualized | 34.9% | 32.0% |
| Max drawdown, past yearworst peak-to-trough fall | −68.5% | — |
| Typical daily movemedian absolute daily change | 1.56% | — |
| Days beyond ±3%of the last 252 sessions | 63 (25%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| FICO | Technology median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.40 | 1.26 |
| Macro sensitivityrate, dollar and credit exposure bucket | High | Moderate 40% of 102 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Technology names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| FICO | |
|---|---|
| 1 week | −23.4% |
| 1 month | −39.9% |
| Year to date | −59.8% |
| 1 year | −56.3% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| FICO | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 5 Sep |
| Average score0 most bearish, 100 most bullish | 42 |
| Bullish · bearisharticles above 60 · below 40 | 10 · 16 |
| Directionarticles whose tone is improving vs worsening | 10 ↑ 16 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 100 Technology names Clavix covers; the tick is the sector median.
Growth
| FICO | |
|---|---|
| Revenue growthyear over year | +15.9% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Technology median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openFICO had its worst stock trading day since 1989 after a mortgage rule change that could allow lenders to check a different credit score than the one most consumers know. The article body provides no further detail beyond that one-line explanation.
The article compares Fair Isaac to Cadence Design Systems, noting both sell products customers find hard to replace. It points out that FICO has grown mainly by raising prices on its FICO Score, and flags that the Federal Housing Finance Agency said in September 2026 it would start using a cheaper rival called VantageScore to set mortgage prices.
Analyst Robert W. Baird cut its price target on FICO from $1,549 to $1,070 (about a 31% reduction) but kept its 'outperform' rating, meaning the analyst still expects the stock to do better than the broader market.
The article reports that shares of FICO fell sharply on news that the company is losing its grip on the home mortgage industry, a key market for its credit-rating business. The article body is truncated and does not provide specific details about what triggered the decline.
FICO shares rose about 9.7% to $649.97 during trading, even as law firm Levi & Korsinsky announced it is investigating whether the company misled investors about risks tied to the FHFA's mortgage credit score announcement and new competition.
Nearest peers by size
Technology| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| TRMB | Trimble Inc | B+ | $13.41B | 31.63 | 1.36 | Compare |
| CHKP | Check Point Software Technologies Ltd | B | $13.31B | 12.69 | 0.45 | Compare |
| TYL | Tyler Technologies Inc | B | $13.22B | 40.72 | 0.78 | Compare |
| GEN | Gen Digital Inc | C+ | $13.16B | 12.50 | 1.33 | Compare |
| PTC | PTC Inc | B | $15.63B | 12.77 | 0.99 | Compare |
| AKAM | Akamai Technologies Inc | C | $15.65B | 38.09 | 0.65 | Compare |
| QNT | Quantinuum Inc | — | $12.99B | — | 2.72 | Compare |
| DOCU | DocuSign Inc | B- | $12.90B | 39.09 | 0.84 | Compare |
You just read one holding. Clavix reads the whole portfolio.
Every position you own, graded on the same five dimensions, with an alert when a grade moves. Three months free on iPhone.