FICO · Fair Isaac Corp
Price
Snapshot
50 fields · last close| Market Cap | $16.66B |
| P/E | 20.44 |
| Float | 20.93M |
| Beta | 1.37 |
| Volatility | 34.4% |
| Exchange | NYSE |
| Sector | Technology |
| Cap tier | Large cap |
| Macro sensitivity | High |
| Clavix score | 53.9 |
| Price | 776.97 |
| Change | +0.75% |
| Prev Close | 771.19 |
| Open | 778.50 |
| Day Low | 755.00 |
| Day High | 785.64 |
| Avg Vol | 1 |
| Avg $ Vol | $922.7M |
| 52W High | 1,858.91 |
| 52W Low | 586.05 |
| 52W Pos | 15.0% |
| From High | −58.20% |
| From Low | +32.58% |
| Max DD 1Y | −67.89% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +3.75% |
| SMA 50 | −17.13% |
| SMA 200 | −33.41% |
| RSI (14) | 45.8 |
| Vol 30D | 121.4% |
| Vol 90D | 84.5% |
| 1Y Range | 586–1,859 |
| Daily bars | 536 |
| Perf Week | +15.52% |
| Perf Month | −20.19% |
| Perf Quarter | −38.98% |
| Perf Half Y | −28.16% |
| Perf Year | −52.88% |
| Perf YTD | −52.72% |
| Prev Day | +0.75% |
| Clavix | C |
| Debt / Eq | 2.54 |
| Curr Ratio | 0.83 |
| Int Cover | 6.7× |
| FCF Margin | 38.7% |
| Rev Growth | +15.9% |
| Profit | Profitable |
| Leverage | High |
| Sector rank | 52 / 100 |
What FICO does
Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific.
It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings.
Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services.
This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases.
In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services.
It markets its products and services primarily through its direct sales organization and indirect channels, as well as online.
The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992.
Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.
Clavix risk grade
regraded every trading dayFICO grades C, 53.9 of 100. Steadiest on Sector Resilience (76), most exposed on Price Stability (26, weak). 3 of the 4 weighted dimensions sit above the Technology median. Ranks 52 of 100 in Technology by Clavix score.
How rough the ride is
| FICO | Technology median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.37 | 1.29 |
| Volatilityannualized | 34.4% | 32.7% |
| Max drawdown, past yearworst peak-to-trough fall | −67.9% | — |
| Typical daily movemedian absolute daily change | 1.62% | — |
| Days beyond ±3%of the last 252 sessions | 65 (26%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| FICO | Technology median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.37 | 1.29 |
| Macro sensitivityrate, dollar and credit exposure bucket | High | Moderate 39% of 102 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Technology names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| FICO | |
|---|---|
| 1 week | +15.5% |
| 1 month | −20.2% |
| Year to date | −52.7% |
| 1 year | −52.9% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| FICO | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 23 Sep |
| Average score0 most bearish, 100 most bullish | 35 |
| Bullish · bearisharticles above 60 · below 40 | 6 · 20 |
| Directionarticles whose tone is improving vs worsening | 6 ↑ 20 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 100 Technology names Clavix covers; the tick is the sector median.
Growth
| FICO | |
|---|---|
| Revenue growthyear over year | +15.9% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Technology median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openSeveral Wall Street analysts updated their ratings and price targets for Fair Isaac (FICO) in early October 2026, including an upgrade from Weiss Ratings, a downgrade to 'strong sell' from Zacks Research, and a price target cut from Barclays. The article body is cut off and does not provide further detail.
An analysis questioning whether Fair Isaac's competitive moat has narrowed. FICO's stock has dropped over 34% since the end of March, while the Insider Monkey Billionaire Index rose over 42%. The article argues FICO's advantage is not exclusive data (since competitors like VantageScore use the same underlying credit information) but rather the financial system's trust in its scoring interpretation, and notes that Fannie Mae and Freddie Mac have begun accepting VantageScore in mortgage lending.
Fair Isaac's stock has fallen about 60% since the end of 2025, closing at roughly $682 on October 7 versus about $1,691 at year-end. The article says investors are rethinking the company's near-monopoly position because mortgage lenders can now use VantageScore 4.0 instead of Classic FICO for certain loans they sell.
Zacks Research downgraded Fair Isaac (FICO) from a 'hold' rating to a 'strong sell' rating on Wednesday, and Wells Fargo cut its price target on the stock from $1,350.00 (the article is cut off before the new target is given). The article notes other analysts have also recently commented on FICO, but is too short to show what they said.
Zacks Research lowered its rating on Fair Isaac (FICO) shares from 'hold' to 'strong sell' in a report issued on Wednesday.
Nearest peers by size
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|---|---|---|---|---|---|---|
| DT | Dynatrace Inc | B | $17.66B | 116.68 | 0.74 | Compare |
| U | Unity Software Inc | C | $17.78B | — | 2.10 | Compare |
| NTNX | Nutanix Inc | B | $18.11B | 12.02 | 0.72 | Compare |
| TYL | Tyler Technologies Inc | B | $14.78B | 45.53 | 0.77 | Compare |
| GEN | Gen Digital Inc | B- | $14.46B | 13.73 | 1.32 | Compare |
| CHKP | Check Point Software Technologies Ltd | B | $14.08B | 13.42 | 0.45 | Compare |
| DOCU | DocuSign Inc | B- | $13.95B | 42.29 | 0.83 | Compare |
| TRMB | Trimble Inc | B+ | $13.86B | 32.70 | 1.35 | Compare |
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