A-82/100

Is Valley National Bancorp (VLY) a risky stock?

Sector: Banking Price: $14.33 Composite: 82/100

As of July 28, 2026, Clavix grades Valley National Bancorp (VLY) A- for risk, a composite score of 82 out of 100 on an A+ to F scale, which puts VLY in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 28, 2026. Clavix regrades every trading day.

The five risk dimensions behind VLY's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how VLY scores on each, as of July 28, 2026.

Financial healthbalance sheet, margins, cash flow
80
News sentimentscored, sourced recent coverage
60
Macro exposuresensitivity to rates, dollar, oil
72
Sector resiliencestrength vs the broad market
59
Price stabilitydrawdown and volatility
57

What's moving VLY's risk right now

Company-specific signals Clavix flags behind VLY's current grade, drawn from recent news and filings as of July 28, 2026.

Margins · mixed signal

JPMorgan cut its Valley National price target to $17 but kept its overweight rating, signaling tempered but still positive expectations. Q2 results beat on revenue with solid loan and deposit growth, though investors remain wary about margin sustainability.

Earnings & results · mixed signal

VLY shares have rallied 62% yet Q2 results missed expectations despite strong revenue growth, as elevated operating costs continue to squeeze profits. Investors now look to upcoming earnings to confirm net interest margins and credit quality hold up.

Recent VLY news

The latest headlines Clavix ingested for Valley National Bancorp, newest first. These feed the news-sentiment dimension of VLY's grade.

What a A- grade means

On the Clavix A+ to F scale, VLY's composite of 82 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell VLY or any security. Grades are risk indicators, not predictions of return. Data may be delayed.