VLY · Valley National Bancorp
Price
Snapshot
50 fields · last close| Market Cap | $7.79B |
| P/E | 11.55 |
| Float | 544.4M |
| Beta | 1.14 |
| Volatility 30D | 26.4% |
| Exchange | NASDAQ |
| Sector | Banking |
| Cap tier | Mid cap |
| Macro sensitivity | Moderate |
| Clavix score | 83.3 |
| Price | 14.13 |
| Change | −2.48% |
| Prev Close | 14.49 |
| Open | 14.65 |
| Day Low | 14.39 |
| Day High | 14.89 |
| Avg Vol | 8 |
| Avg $ Vol | $116.3M |
| 52W High | 15.20 |
| 52W Low | 10.34 |
| 52W Pos | 78.0% |
| From High | −7.04% |
| From Low | +36.65% |
| Max DD 1Y | −18.30% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +5.19% |
| SMA 50 | +5.43% |
| SMA 200 | +4.72% |
| RSI (14) | 68.2 |
| Vol 90D | 23.1% |
| Vol 1Y | 25.1% |
| 1Y Range | 10–15 |
| Daily bars | 549 |
| Perf Week | +2.77% |
| Perf Month | +14.36% |
| Perf Quarter | +0.14% |
| Perf Half Y | +6.08% |
| Perf Year | +32.45% |
| Perf YTD | +20.87% |
| Prev Day | −2.48% |
| Clavix | A- |
| Debt / Eq | 0.21 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +9.3% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 15 / 29 |
Clavix risk grade
regraded every trading dayVLY grades A-, 83.3 of 100. Steadiest on Macro Resilience (69), most exposed on Sector Resilience (64, mixed). 2 of the 4 weighted dimensions sit above the Banking median. Ranks 15 of 29 in Banking by Clavix score.
How rough the ride is
| VLY | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.14 | 0.93 |
| 30-day realized volatilityannualized, from daily closes | 26.4% | 20.0% |
| Max drawdown, past yearworst peak-to-trough fall | −18.3% | — |
| Typical daily movemedian absolute daily change | 0.98% | — |
| Days beyond ±3%of the last 252 sessions | 15 (6%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| VLY | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.14 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 93% of 29 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| VLY | |
|---|---|
| 1 week | +2.8% |
| 1 month | +14.4% |
| Year to date | +20.9% |
| 1 year | +32.4% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| VLY | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 28 Sep |
| Average score0 most bearish, 100 most bullish | 72 |
| Bullish · bearisharticles above 60 · below 40 | 26 · 2 |
| Directionarticles whose tone is improving vs worsening | 26 ↑ 2 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 29 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for VLY: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| VLY | |
|---|---|
| Revenue growthyear over year | +9.3% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openValley National expects acquisitions to add more than $3.5 billion in core deposits, meaning stable customer funds held in checking and savings accounts. Its concentration in commercial real estate loans has fallen by more than 160 percentage points from its peak.
On its Oct. 22, 2026 third-quarter earnings call, Valley National said its efficiency ratio, overhead expenses relative to revenue, fell below 50%, one quarter ahead of schedule. The article says AI-driven cost controls, cheaper core deposits and lower debt costs are improving operating leverage, while acquisitions are replacing expensive wholesale borrowing with stable small-business deposit accounts.
The 15 brokerages covering Valley National Bancorp have a consensus recommendation of “Moderate Buy,” according to MarketBeat Ratings, and the article lists an average analyst price target of $16.71. The provided text is cut off after noting three hold ratings and 11 buy ratings and does not describe any new operating or financial development at VLY.
Valley National Bancorp's third-quarter earnings beat expectations, with net interest margin (lending income after funding costs, measured against interest-earning assets) expanding and deposits rising 8% year over year because of customer growth. The article maintains a Buy rating based on balance-sheet improvements, reduced commercial real estate (loans backed by commercial property) exposure and a robust capital position; the pending Bluevine acquisition is expected to add $2 billion in lower-cost deposits, support further margin expansion and potentially raise profit per share by 2028.
Valley National Bancorp (VLY) reported Q3 2026 revenue of $585.5 million, up 14.3% from a year earlier and above the $578.5 million analyst estimate. Adjusted profit, excluding one-time accounting adjustments, was $0.36 per share versus $0.33 expected, with management citing core deposit growth, efficiency gains and momentum in commercial and owner-occupied real estate lending.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| COLB | Columbia Banking System Inc | A- | $8.87B | 10.60 | 0.71 | Compare |
| FNB | FNB Corp | A- | $6.47B | 10.55 | 0.93 | Compare |
| ZION | Zions Bancorporation, National Association | A- | $9.47B | 8.29 | 0.87 | Compare |
| ONB | Old National Bancorp | A- | $9.79B | 10.23 | 0.91 | Compare |
| FHN | First Horizon Corporation | A- | $11.25B | 15.85 | 0.64 | Compare |
| PNFP | Pinnacle Financial Partners, Inc. | A- | $15.76B | 15.14 | 1.06 | Compare |
| EWBC | East West Bancorp, Inc. | A- | $18.37B | 12.54 | 1.00 | Compare |
| KEY | KeyCorp | A- | $23.00B | 10.80 | 1.09 | Compare |
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