B-69/100

Is Zions Bancorporation NA (ZION) a risky stock?

Sector: Banking Price: $70.07 Composite: 69/100

As of July 23, 2026, Clavix grades Zions Bancorporation NA (ZION) B- for risk, a composite score of 69 out of 100 on an A+ to F scale, which puts ZION in the "solid" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 23, 2026. Clavix regrades every trading day.

The five risk dimensions behind ZION's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how ZION scores on each, as of July 23, 2026.

Financial healthbalance sheet, margins, cash flow
76
News sentimentscored, sourced recent coverage
58
Macro exposuresensitivity to rates, dollar, oil
51
Sector resiliencestrength vs the broad market
61
Price stabilitydrawdown and volatility
53

What's moving ZION's risk right now

Company-specific signals Clavix flags behind ZION's current grade, drawn from recent news and filings as of July 23, 2026.

Price volatility · raising risk

Investors are buying large volumes of put options on Zions Bancorporation, signaling bets on a near-term stock decline or hedging against losses in existing positions.

Earnings & results · mixed signal

Zions topped earnings estimates in Q2 but missed on revenue, with rising expenses, deposit competition squeezing margins, and tightening loan spreads worrying investors.

Earnings & results · supporting the grade

Zions delivered double-digit revenue growth and beat earnings estimates in Q2, signaling strong operational trend that could prompt analysts to raise forward forecasts.

Recent ZION news

The latest headlines Clavix ingested for Zions Bancorporation NA, newest first. These feed the news-sentiment dimension of ZION's grade.

What a B- grade means

On the Clavix A+ to F scale, ZION's composite of 69 falls in the B band (65–79), read as "solid." The scale is fixed, so the meaning never moves.

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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell ZION or any security. Grades are risk indicators, not predictions of return. Data may be delayed.