A-82/100

Is Pinnacle Financial Partners Inc (PNFP) a risky stock?

Sector: Banking Price: $99.81 Composite: 82/100

As of July 24, 2026, Clavix grades Pinnacle Financial Partners Inc (PNFP) A- for risk, a composite score of 82 out of 100 on an A+ to F scale, which puts PNFP in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 24, 2026. Clavix regrades every trading day.

The five risk dimensions behind PNFP's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how PNFP scores on each, as of July 24, 2026.

Financial healthbalance sheet, margins, cash flow
80
News sentimentscored, sourced recent coverage
66
Macro exposuresensitivity to rates, dollar, oil
71
Sector resiliencestrength vs the broad market
58
Price stabilitydrawdown and volatility
51

What's moving PNFP's risk right now

Company-specific signals Clavix flags behind PNFP's current grade, drawn from recent news and filings as of July 24, 2026.

Earnings & results · raising risk

Pinnacle Financial earned $328 million in Q2 2026 but fell short of Wall Street's sales expectations, with a worse-than-expected efficiency ratio and shrinking net interest margins raising concerns about costs and profitability.

Earnings & results · supporting the grade

Pinnacle Financial's second-quarter earnings came in at $2.50 per share, beating the consensus estimate of $2.46 by four cents, with revenue also topping forecasts in a modest upside surprise.

Recent PNFP news

The latest headlines Clavix ingested for Pinnacle Financial Partners Inc, newest first. These feed the news-sentiment dimension of PNFP's grade.

What a A- grade means

On the Clavix A+ to F scale, PNFP's composite of 82 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell PNFP or any security. Grades are risk indicators, not predictions of return. Data may be delayed.