FCNCA · First Citizens BancShares Inc (Delaware)
Price
Snapshot
50 fields · last close| Market Cap | $23.56B |
| P/E | 10.01 |
| Float | 7.96M |
| Beta | 0.64 |
| Volatility | 16.0% |
| Exchange | NASDAQ |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 82.2 |
| Price | 2,114.47 |
| Change | −0.44% |
| Prev Close | 2,123.74 |
| Open | 2,109.53 |
| Day Low | 2,107.77 |
| Day High | 2,154.61 |
| Avg Vol | 0 |
| Avg $ Vol | $124.3M |
| 52W High | 2,296.30 |
| 52W Low | 1,623.76 |
| 52W Pos | 73.0% |
| From High | −7.92% |
| From Low | +30.22% |
| Max DD 1Y | −19.86% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +1.72% |
| SMA 50 | −1.31% |
| SMA 200 | +2.76% |
| RSI (14) | 55.0 |
| Vol 30D | 19.5% |
| Vol 90D | 23.6% |
| 1Y Range | 1,624–2,296 |
| Daily bars | 536 |
| Perf Week | +2.68% |
| Perf Month | +0.15% |
| Perf Quarter | +2.29% |
| Perf Half Y | +4.61% |
| Perf Year | +21.62% |
| Perf YTD | −2.05% |
| Prev Day | −0.44% |
| Clavix | A- |
| Debt / Eq | 1.61 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | −2.2% |
| Profit | Mixed |
| Leverage | High |
| Sector rank | 18 / 29 |
Clavix risk grade
regraded every trading dayFCNCA grades A-, 82.2 of 100. Steadiest on Price Stability (68), most exposed on News Sentiment (59, mixed). 2 of the 4 weighted dimensions sit above the Banking median. Ranks 18 of 29 in Banking by Clavix score.
How rough the ride is
| FCNCA | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.64 | 0.93 |
| Volatilityannualized | 16.0% | 23.3% |
| Max drawdown, past yearworst peak-to-trough fall | −19.9% | — |
| Typical daily movemedian absolute daily change | 0.89% | — |
| Days beyond ±3%of the last 252 sessions | 16 (6%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| FCNCA | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.64 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 90% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| FCNCA | |
|---|---|
| 1 week | +2.7% |
| 1 month | +0.1% |
| Year to date | −2.0% |
| 1 year | +21.6% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| FCNCA | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 17 Jul |
| Average score0 most bearish, 100 most bullish | 67 |
| Bullish · bearisharticles above 60 · below 40 | 25 · 2 |
| Directionarticles whose tone is improving vs worsening | 25 ↑ 2 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for FCNCA: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| FCNCA | |
|---|---|
| Revenue growthyear over year | −2.2% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openFirst Citizens Bank announced the official launch of First Citizens Innovation Banking, a new division dedicated to serving the innovation economy, alongside a marketing campaign called 'Where Silicon Valley Banks.' The article body is truncated and cuts off mid-sentence, so further detail is not available.
The article appears to compare First Citizens BancShares and MP Materials as 'regulation bets,' noting that Washington has spent the past year and a half funding private companies with mixed results, while a lighter supervisory approach to banks has received less attention. The full article body was not provided.
An Altimetry analyst named Joel Litman said he prefers First Citizens BancShares over MP Materials because he expects bank regulations to loosen, while he warned that the U.S. government's ownership stake in MP Materials has not solved its weak profit margins. The body text is too short to provide further detail.
CB Insights, a private company research firm, said it joined Silicon Valley Bank's partner network. The article provides no further details on the scope or terms of the partnership.
UBS Group upgraded First Citizens BancShares (FCNCA) to a 'Hold' rating in a Monday report. No prior rating, price target, or reasoning was provided, leaving the substance of the call unclear.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| RF | Regions Financial Corp | A- | $23.39B | 10.19 | 1.05 | Compare |
| KEY | KeyCorp | A- | $21.33B | 10.51 | 1.10 | Compare |
| CFG | Citizens Financial Group Inc | A- | $26.69B | 12.55 | 1.11 | Compare |
| HBAN | Huntington Bancshares Inc | A- | $30.85B | 12.87 | 1.01 | Compare |
| BAP | Credicorp Ltd | B+ | $30.99B | 14.45 | 0.80 | Compare |
| MTB | M&T Bank Corp | A- | $31.09B | 10.25 | 0.67 | Compare |
| EWBC | East West Bancorp Inc | A- | $17.38B | 12.02 | 1.01 | Compare |
| PNFP | Pinnacle Financial Partners Inc | A- | $14.31B | 17.44 | 1.06 | Compare |
You just read one holding. Clavix reads the whole portfolio.
Every position you own, graded on the same five dimensions, with an alert when a grade moves. 1 month free on iPhone.