Is First Citizens BancShares Inc (Delaware) (FCNCA) a risky stock?
As of July 21, 2026, Clavix grades First Citizens BancShares Inc (Delaware) (FCNCA) C for risk, a composite score of 59 out of 100 on an A+ to F scale, which puts FCNCA in the "average" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.
Grade as of July 21, 2026. Clavix regrades every trading day.
The five risk dimensions behind FCNCA's grade
Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how FCNCA scores on each, as of July 21, 2026.
What's moving FCNCA's risk right now
Company-specific signals Clavix flags behind FCNCA's current grade, drawn from recent news and filings as of July 21, 2026.
Sumitomo Mitsui Trust Group cut its First Citizens holding by 70.7%, suggesting waning confidence from one major investor. Offsetting that, Sweden's Fjarde AP Fonden raised its position 43.3% in Q1, and the stock also traded up on softer-than-expected inflation data.
Recent data suggests First Citizens is on track for another earnings beat in the upcoming quarter, which could support the stock price and reinforce confidence in the bank's results.
What a C grade means
On the Clavix A+ to F scale, FCNCA's composite of 59 falls in the C band (50–64), read as "average." The scale is fixed, so the meaning never moves.
This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell FCNCA or any security. Grades are risk indicators, not predictions of return. Data may be delayed.