FCNCA · First Citizens BancShares Inc (Delaware)
Price
Snapshot
50 fields · last close| Market Cap | $24.50B |
| P/E | 10.28 |
| Float | 7.96M |
| Beta | 0.64 |
| Volatility | 16.0% |
| Exchange | NASDAQ |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 81 |
| Price | 2,214.96 |
| Change | +0.52% |
| Prev Close | 2,203.43 |
| Open | 2,183.90 |
| Day Low | 2,183.61 |
| Day High | 2,215.02 |
| Avg Vol | 0 |
| Avg $ Vol | $127.0M |
| 52W High | 2,296.30 |
| 52W Low | 1,623.76 |
| 52W Pos | 87.9% |
| From High | −3.54% |
| From Low | +36.41% |
| Max DD 1Y | −19.86% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +0.55% |
| SMA 50 | +2.62% |
| SMA 200 | +8.46% |
| RSI (14) | 53.2 |
| Vol 30D | 21.5% |
| Vol 90D | 25.1% |
| 1Y Range | 1,624–2,296 |
| Daily bars | 506 |
| Perf Week | +2.00% |
| Perf Month | −1.06% |
| Perf Quarter | +7.63% |
| Perf Half Y | +13.45% |
| Perf Year | +10.94% |
| Perf YTD | +2.61% |
| Prev Day | +0.52% |
| Clavix | B+ |
| Debt / Eq | 1.67 |
| Curr Ratio | n/abank |
| Int Cover | n/abank |
| FCF Margin | n/abank |
| Rev Growth | — |
| Profit | Mixed |
| Leverage | High |
| Sector rank | 20 / 29 |
Clavix risk grade
regraded every trading dayFCNCA grades B+, 81 of 100. Steadiest on News Sentiment (70), most exposed on Sector Resilience (59, mixed). 2 of the 4 weighted dimensions sit above the Banking median. Ranks 20 of 29 in Banking by Clavix score.
How rough the ride is
| FCNCA | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.64 | 0.92 |
| Volatilityannualized | 16.0% | 23.1% |
| Max drawdown, past yearworst peak-to-trough fall | −19.9% | — |
| Typical daily movemedian absolute daily change | 0.94% | — |
| Days beyond ±3%of the last 252 sessions | 208% | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| FCNCA | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.64 | 0.92 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate93% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| FCNCA | |
|---|---|
| 1 week | +2.0% |
| 1 month | −1.1% |
| Year to date | +2.6% |
| 1 year | +10.9% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| FCNCA | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 26since 19 Jun |
| Average score0 most bearish, 100 most bullish | 61 |
| Bullish · bearisharticles above 60 · below 40 | 17 · 5 |
| Directionarticles whose tone is improving vs worsening | 17 ↑ 5 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for FCNCA: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| FCNCA | |
|---|---|
| Revenue growthyear over year | — |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Against Banking
30 companies| Metric | FCNCA | Sector spread | Median |
|---|---|---|---|
| Beta | 0.64 | 0.92 | |
| Volatility | 16.0% | 23.1% | |
| P/E | 10.28 | 12.70 | |
| Debt / equity | 1.67 | 0.68 |
Recent news
most recent scored articles · the chip is the article’s score · click to openWest Coast Community Bank has launched a private banking division in Silicon Valley, hiring veteran bankers from Heritage Bank of Commerce and First Citizens Bank's SVB Private to lead it. The division will serve business owners and professionals.
The provided article body is too short to summarize beyond the headline: First Citizens Bank is asking a court to throw out a lawsuit from Hunkeler Eye Institute, which claims the bank should cover about $550,000 in credit card charges that were fraudulently made using a cloned card machine. No further details about the case or its current status are given.
First Citizens Bank's Commercial Bank division announced it provided $87 million in expanded funding and banking services to Revman International, including a larger asset-based lending line, factoring, a commercial real estate loan, and treasury management tools. The announcement was made by Revman, not by First Citizens itself.
First Citizens Bank announced the creation of a new Working Capital Finance Group that consolidates its factoring, asset-based lending, supply chain finance, and international factoring services into a unified offering for middle market companies.
First Citizens Bank announced it is combining its factoring, asset-based lending, supply chain finance, international factoring, and receivables purchasing businesses into one group called Working Capital Finance. The article provides no financial details or measurable impact.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| KEY | KeyCorp | A- | $23.60B | 11.58 | 1.09 | Compare |
| RF | Regions Financial Corp | A- | $25.93B | 11.57 | 1.05 | Compare |
| CFG | Citizens Financial Group Inc | A- | $29.83B | 13.82 | 1.10 | Compare |
| BAP | Credicorp Ltd | B | $30.56B | 13.92 | 0.82 | Compare |
| EWBC | East West Bancorp Inc | A- | $17.90B | 12.22 | 1.01 | Compare |
| HBAN | Huntington Bancshares Inc | A- | $34.47B | 14.37 | 1.00 | Compare |
| MTB | M&T Bank Corp | A- | $34.67B | 11.36 | 0.66 | Compare |
| PNFP | Pinnacle Financial Partners Inc | A- | $15.32B | 18.42 | 1.06 | Compare |
You just read one holding. Clavix reads the whole portfolio.
Every position you own, graded on the same five dimensions, with an alert when a grade moves. Three months free on iPhone.