RF · Regions Financial Corp
Price
Snapshot
50 fields · last close| Market Cap | $23.27B |
| P/E | 10.28 |
| Float | 850.9M |
| Beta | 1.05 |
| Volatility | 26.3% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 82.8 |
| Price | 27.49 |
| Change | +0.15% |
| Prev Close | 27.45 |
| Open | 27.48 |
| Day Low | 26.80 |
| Day High | 27.48 |
| Avg Vol | 11 |
| Avg $ Vol | $287.2M |
| 52W High | 32.47 |
| 52W Low | 22.70 |
| 52W Pos | 49.0% |
| From High | −15.34% |
| From Low | +21.10% |
| Max DD 1Y | −19.22% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | +0.73% |
| SMA 50 | −5.91% |
| SMA 200 | −4.12% |
| RSI (14) | 41.9 |
| Vol 30D | 19.8% |
| Vol 90D | 20.7% |
| 1Y Range | 23–32 |
| Daily bars | 535 |
| Perf Week | +0.89% |
| Perf Month | −4.07% |
| Perf Quarter | −13.71% |
| Perf Half Y | −2.18% |
| Perf Year | +8.55% |
| Perf YTD | −0.25% |
| Prev Day | +0.15% |
| Clavix | A- |
| Debt / Eq | 0.22 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +6.2% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 16 / 29 |
What RF does
Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers.
It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors.
The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships.
The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities.
It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services.
The company was founded in 1971 and is headquartered in Birmingham, Alabama.
Clavix risk grade
regraded every trading dayRF grades A-, 82.8 of 100. Steadiest on Price Stability (70), most exposed on Sector Resilience (54, mixed). 2 of the 4 weighted dimensions sit above the Banking median. Ranks 16 of 29 in Banking by Clavix score.
How rough the ride is
| RF | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.05 | 0.93 |
| Volatilityannualized | 26.3% | 23.2% |
| Max drawdown, past yearworst peak-to-trough fall | −19.2% | — |
| Typical daily movemedian absolute daily change | 0.85% | — |
| Days beyond ±3%of the last 252 sessions | 14 (6%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| RF | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.05 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 90% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| RF | |
|---|---|
| 1 week | +0.9% |
| 1 month | −4.1% |
| Year to date | −0.3% |
| 1 year | +8.5% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| RF | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 26 Aug |
| Average score0 most bearish, 100 most bullish | 63 |
| Bullish · bearisharticles above 60 · below 40 | 22 · 3 |
| Directionarticles whose tone is improving vs worsening | 22 ↑ 3 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for RF: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| RF | |
|---|---|
| Revenue growthyear over year | +6.2% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openRegions Financial is profitable, with the gap between what it earns on loans and pays on deposits (net interest margin) improving to 3.68%, supported by hedging and cheap deposits. The article flags deposit outflows, weak loan growth, a premium stock valuation, and an expected earnings slowdown after 2026 as concerns.
Regions Financial's third-quarter earnings came in above analyst estimates, helped by higher net interest income (the difference between what the bank earns on loans and pays out on deposits), revenue growth from fees, and improving credit quality. Expenses rose during the quarter, partly offsetting those positives.
Regions Financial reported third-quarter profit of $0.73 per share, beating the analyst consensus estimate of $0.67 per share. That compares to earnings of $0.63 per share in the same quarter a year earlier.
Regions Financial reported third-quarter 2026 net income of $611 million and earnings per share of $0.71, up 11% and 16% respectively from a year earlier. Profitability metrics strengthened against the prior quarter, with net interest margin of 3.68%, return on average common equity of 14.16%, and annualized net charge-offs improving to 0.29% of loans.
Regions Financial Corp. reported third-quarter 2026 earnings of $611 million, or $0.71 per share. The article provides only the headline figure with no further detail on revenue, loan growth, deposits.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| FCNCA | First Citizens BancShares Inc (Delaware) | A- | $23.26B | 9.69 | 0.64 | Compare |
| KEY | KeyCorp | A- | $21.28B | 10.35 | 1.10 | Compare |
| CFG | Citizens Financial Group Inc | A- | $26.72B | 12.40 | 1.11 | Compare |
| BAP | Credicorp Ltd | B+ | $30.85B | 14.12 | 0.80 | Compare |
| HBAN | Huntington Bancshares Inc | A- | $31.01B | 12.93 | 1.01 | Compare |
| EWBC | East West Bancorp Inc | A- | $17.30B | 11.79 | 1.01 | Compare |
| MTB | M&T Bank Corp | A- | $31.58B | 10.41 | 0.67 | Compare |
| PNFP | Pinnacle Financial Partners Inc | A- | $14.26B | 17.05 | 1.06 | Compare |
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