RF · Regions Financial Corp

NYSE Banking Large Cap Clavix A-
30.57+0.13  (+0.43%)

Price

Snapshot

50 fields · last close
Market Cap$25.93B
P/E11.57
Float850.9M
Beta1.05
Volatility26.1%
ExchangeNYSE
SectorBanking
Cap tierLarge cap
Macro sensitivityModerate
Clavix score82
Price30.57
Change+0.43%
Prev Close30.44
Open29.96
Day Low29.96
Day High30.48
Avg Vol7
Avg $ Vol$222.0M
52W High32.47
52W Low22.70
52W Pos80.6%
From High−5.85%
From Low+34.67%
Max DD 1Y−19.22%
Spread0.10%
LiquidityNormal
SMA 20−0.83%
SMA 50−0.99%
SMA 200+7.54%
RSI (14)47.7
Vol 30D19.4%
Vol 90D22.5%
1Y Range23–32
Daily bars506
Perf Week+0.13%
Perf Month−4.52%
Perf Quarter+7.07%
Perf Half Y+9.73%
Perf Year+12.99%
Perf YTD+10.92%
Prev Day+0.43%
ClavixA-
Debt / Eq0.26
Curr Ration/abank
Int Covern/abank
FCF Marginn/abank
Rev Growth+31.5%
ProfitProfitable
LeverageLow
Sector rank16 / 29

What RF does

Regions Financial Corporation, a financial holding company, provides various banking and related products and services to individual and corporate customers.

It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; capital markets activities, such as securities underwriting and placement; and loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services to corporate, middle market, and commercial real estate developers and investors.

The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as the corresponding deposit relationships.

The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning to individuals, businesses, governmental institutions, and non-profit entities.

It also provides investment and insurance products; home improvement lending, investment advisory services, equipment financing for commercial clients, small business customers, low-income housing tax credit corporate fund syndication services, financing to CRA-qualified customers, and broker-dealer services to commercial clients, as well as other specialty financing services.

The company was founded in 1971 and is headquartered in Birmingham, Alabama.

Clavix risk grade

regraded every trading day
A-82/100

RF grades A-, 82 of 100. Steadiest on Price Stability (69), most exposed on Sector Resilience (55, mixed). 0 of the 4 weighted dimensions sit above the Banking median. Ranks 16 of 29 in Banking by Clavix score.

PriceMacroSectorNewsFinancial

How rough the ride is

RFBanking median
Betavs the overall market · lower is steadier1.050.92
Volatilityannualized26.1%23.1%
Max drawdown, past yearworst peak-to-trough fall−19.2%
Typical daily movemedian absolute daily change0.85%
Days beyond ±3%of the last 252 sessions146%

How its days are spread

Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.

52-week range

RF
30.44

The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.

Drawdown from the 1-year peak

RF

Percent below the running high over the last 12 months. Zero is a fresh high.

Market sensitivity

RFBanking median
Beta to the markethow much it swings with the S&P 500 · lower is safer1.050.92
Macro sensitivityrate, dollar and credit exposure bucketModerateModerate93% of 30

Where it sits on the macro scale

Low 2Moderate 28High 0Very High 0

Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.

Where it ranks in its sector

Sector
Banking29 companies ranked
RF
#16 of 29

Rank by Clavix score within the sector. Right is the top of the sector.

Price performance

RF
1 week+0.1%
1 month−4.5%
Year to date+10.9%
1 year+13.0%

Context for the rank, not itself a risk measure.

Recent coverage, scored

RF
Articles scoredthe most recent scored coverage, up to 3030since 17 Jul
Average score0 most bearish, 100 most bullish58
Bullish · bearisharticles above 60 · below 4015 · 4
Directionarticles whose tone is improving vs worsening15 ↑ 4 ↓

Where the article scores land

Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.

Balance sheet, against the sector

Debt / equityTotal debt vs shareholder equity · lower is stronger
0.26sector median 0.68 · 30 names
Current ratioShort-term assets vs liabilities · higher is stronger
RFdeposit banknot meaningful for a bankn/a
FCF marginFree cash flow as a share of revenue · higher is stronger
RFdeposit banknot meaningful for a bankn/a
Interest coverageOperating income vs interest expense · higher is stronger
RFdeposit banknot meaningful for a bankn/a

The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.

Current ratio, FCF margin and interest coverage are not shown for RF: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.

Growth

RF
Revenue growthyear over year+31.5%

Financial Health is shown but does not count toward the grade. Why

0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.

Against Banking

30 companies
MetricRFSector spreadMedian
Beta1.05
0.92
Volatility26.1%
23.1%
P/E11.57
12.70
Debt / equity0.26
0.68
FCF margin26.1%
37.2%

Recent news

most recent scored articles · the chip is the article’s score · click to open

An article discusses the outlook for Regions Financial, stating that its revenue growth is expected to speed up in 2026, supported by stronger net interest income, continued loan growth, and a larger fee-income base. The article is forward-looking analysis rather than a report of a confirmed event.

Source Zacks Investment Research Significance major Impact financial impact Risk improving

Read the article →

United Capital Financial Advisors LLC disclosed a new position in Regions Financial Corporation, buying 72,185 shares worth about $2.18 million during the second quarter, according to its SEC filing.

Source marketbeat.com Significance moderate Impact financial impact Risk neutral

Read the article →

Legal & General Group Plc disclosed in its quarterly SEC Form 13F filing (a regulatory report in which large investment managers list their stock holdings) that it opened a new position in Regions Financial during the second quarter, buying roughly 5.4 million shares.

Source marketbeat.com Significance moderate Impact financial impact Risk improving

Read the article →

Regions Bank launched Regions Whole Loan Advisory (RWLA), a new team within Regions Securities LLC that advises financial institutions on buying, selling, and managing whole-loan portfolios across multiple asset classes, covering balance sheet optimization, loan portfolio diversification, liquidity management, and funding strategy.

Source Business Wire Significance minor Impact product Risk improving

Read the article →

Regions Bank launched Regions Whole Loan Advisory, a new team within its Regions Securities division that advises other financial institutions on buying, selling, and managing bundles of loans across different categories. The team will also help clients with balance sheet management, diversifying their loan holdings, and managing cash and funding.

Source businesswire.com Significance minor Impact product Risk improving

Read the article →

Nearest peers by size

Banking
TickerCompanyGradeMkt capP/EBeta
FCNCAFirst Citizens BancShares Inc (Delaware)B+$24.50B10.280.64Compare
KEYKeyCorpA-$23.60B11.581.09Compare
CFGCitizens Financial Group IncA-$29.83B13.821.10Compare
BAPCredicorp LtdB$30.56B13.920.82Compare
HBANHuntington Bancshares IncA-$34.47B14.371.00Compare
MTBM&T Bank CorpA-$34.67B11.360.66Compare
EWBCEast West Bancorp IncA-$17.90B12.221.01Compare
PNFPPinnacle Financial Partners IncA-$15.32B18.421.06Compare

You just read one holding. Clavix reads the whole portfolio.

Every position you own, graded on the same five dimensions, with an alert when a grade moves. Three months free on iPhone.