MTB · M&T Bank Corp
Price
Snapshot
50 fields · last close| Market Cap | $31.09B |
| P/E | 10.25 |
| Float | 144.4M |
| Beta | 0.67 |
| Volatility | 16.7% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 84.5 |
| Price | 212.94 |
| Change | −1.09% |
| Prev Close | 215.28 |
| Open | 221.49 |
| Day Low | 212.46 |
| Day High | 223.46 |
| Avg Vol | 1 |
| Avg $ Vol | $238.3M |
| 52W High | 255.95 |
| 52W Low | 174.76 |
| 52W Pos | 47.0% |
| From High | −16.80% |
| From Low | +21.85% |
| Max DD 1Y | −17.55% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −2.73% |
| SMA 50 | −8.29% |
| SMA 200 | −5.16% |
| RSI (14) | 34.8 |
| Vol 30D | 16.9% |
| Vol 90D | 19.6% |
| 1Y Range | 175–256 |
| Daily bars | 536 |
| Perf Week | −1.02% |
| Perf Month | −4.89% |
| Perf Quarter | −13.69% |
| Perf Half Y | −1.60% |
| Perf Year | +16.35% |
| Perf YTD | +4.36% |
| Prev Day | −1.09% |
| Clavix | A- |
| Debt / Eq | 0.37 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +4.4% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 8 / 29 |
What MTB does
M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States.
The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management.
It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, deposit products, cash management services, commercial real estate loans, and credit facilities secured by various commercial real estate properties to middle-market and large commercial customers.
The company also provides customers deposit products, including demand, savings and time accounts, and other services; automobile and recreational finance loans, home equity loans and lines of credit, credit cards, and other loan products, as well as residential mortgage and real estate loans; business loans, cash management, payroll, direct deposit, and merchant credit card services to consumers and small businesses through branch network, telephone banking, internet banking, and automated teller machines.
In addition, it offers trustee, agency, investment management, and administrative services; personal trust, planning and advisory, fiduciary, asset management, family office, and other services; and investment products, including mutual funds and annuities, and other services for corporations and institutions, investment bankers, corporate tax, finance and legal executives, and other institutional clients.
M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.
Clavix risk grade
regraded every trading dayMTB grades A-, 84.5 of 100. Steadiest on Price Stability (71), most exposed on News Sentiment (55, mixed). 2 of the 4 weighted dimensions sit above the Banking median. Ranks 8 of 29 in Banking by Clavix score.
How rough the ride is
| MTB | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.67 | 0.93 |
| Volatilityannualized | 16.7% | 23.3% |
| Max drawdown, past yearworst peak-to-trough fall | −17.5% | — |
| Typical daily movemedian absolute daily change | 0.88% | — |
| Days beyond ±3%of the last 252 sessions | 10 (4%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| MTB | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.67 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 90% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| MTB | |
|---|---|
| 1 week | −1.0% |
| 1 month | −4.9% |
| Year to date | +4.4% |
| 1 year | +16.3% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| MTB | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 15 Jul |
| Average score0 most bearish, 100 most bullish | 62 |
| Bullish · bearisharticles above 60 · below 40 | 20 · 4 |
| Directionarticles whose tone is improving vs worsening | 20 ↑ 4 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for MTB: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| MTB | |
|---|---|
| Revenue growthyear over year | +4.4% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openM&T Bank reported Q3 2026 net income of $775 million, or $5.04 per share on a standard accounting basis, down from $818 million ($5.32 per share) the prior quarter. On an operating basis that excludes one-off items, profit was $780 million ($5.08 per share), versus $823 million ($5.35 per share) last quarter.
M&T Bank reported third-quarter 2026 net income of $775 million, or $5.04 per share on the standard accounting basis, down from $818 million ($5.32 per share) the prior quarter. Excluding one-off items, operating profit was $780 million ($5.08 per share) versus $823 million ($5.35 per share) sequentially.
M&T Bank Corporation (MTB) reported third-quarter earnings of $5.08 per share, beating analyst estimates of $4.98 per share. That was up from $4.87 per share in the same quarter a year earlier.
M&T Bank reported Q3 2026 net income of $775 million, or $5.04 per diluted share, down from $818 million ($5.32 per share) the prior quarter but up from $4.82 per share a year earlier. Loans and deposits continued to grow, while operating costs, loan-loss provisions and the efficiency ratio all rose.
M&T Bank reported quarterly earnings of $5.08 per share, beating analyst expectations of $4.93 by $0.15. Revenue of $2.54 billion also edged past forecasts of $2.53 billion.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| BAP | Credicorp Ltd | B+ | $30.99B | 14.45 | 0.80 | Compare |
| HBAN | Huntington Bancshares Inc | A- | $30.85B | 12.87 | 1.01 | Compare |
| CFG | Citizens Financial Group Inc | A- | $26.69B | 12.55 | 1.11 | Compare |
| FCNCA | First Citizens BancShares Inc (Delaware) | A- | $23.56B | 10.01 | 0.64 | Compare |
| RF | Regions Financial Corp | A- | $23.39B | 10.19 | 1.05 | Compare |
| KEY | KeyCorp | A- | $21.33B | 10.51 | 1.10 | Compare |
| FITB | Fifth Third Bancorp | A- | $45.68B | 21.02 | 1.02 | Compare |
| EWBC | East West Bancorp Inc | A- | $17.38B | 12.02 | 1.01 | Compare |
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