Is M&T Bank (MTB) a risky stock?
As of July 21, 2026, Clavix grades M&T Bank (MTB) A- for risk, a composite score of 82 out of 100 on an A+ to F scale, which puts MTB in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.
Grade as of July 21, 2026. Clavix regrades every trading day.
The five risk dimensions behind MTB's grade
Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how MTB scores on each, as of July 21, 2026.
What's moving MTB's risk right now
Company-specific signals Clavix flags behind MTB's current grade, drawn from recent news and filings as of July 21, 2026.
KBW raised its M&T Bank price target about 3.3% but kept a market perform rating, and Baird also rates the stock fairly valued. A separate note says recent buybacks and preferred-stock moves have pushed the valuation to a point where further upside looks limited.
Grace Lee is returning to M&T Bank after spending a year leading a credit union, a move the bank frames as reinforcing its expansion into the Boston market and broader Northeast growth plans.
M&T Bank filed an SEC Form 8-K on July 20, 2026, which is used to announce material events to shareholders, but no further detail on the event was provided in the available evidence.
What a A- grade means
On the Clavix A+ to F scale, MTB's composite of 82 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.
This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell MTB or any security. Grades are risk indicators, not predictions of return. Data may be delayed.