B+76/100

Is Citizens Financial Group (CFG) a risky stock?

Sector: Financials Price: $71.52 Composite: 76/100

As of July 21, 2026, Clavix grades Citizens Financial Group (CFG) B+ for risk, a composite score of 76 out of 100 on an A+ to F scale, which puts CFG in the "solid" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind CFG's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how CFG scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
59
News sentimentscored, sourced recent coverage
64
Macro exposuresensitivity to rates, dollar, oil
72
Sector resiliencestrength vs the broad market
65
Price stabilitydrawdown and volatility
53

What's moving CFG's risk right now

Company-specific signals Clavix flags behind CFG's current grade, drawn from recent news and filings as of July 21, 2026.

Regulatory · mixed signal

Citizens Bank ended lending ties with two private prison companies, removing a political flashpoint with little direct financial hit. The bank also filed a routine SEC 8-K, and a Home Run Derby held at Citizens Bank Park logged its lowest TV audience in about two decades.

Earnings & results · supporting the grade

Citizens Financial Group posted quarterly earnings and revenue above Wall Street estimates, a sign operations ran ahead of expectations. The beat could lift the stock near term, though the report flagged doubts about whether the strength will last.

What a B+ grade means

On the Clavix A+ to F scale, CFG's composite of 76 falls in the B band (65–79), read as "solid." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell CFG or any security. Grades are risk indicators, not predictions of return. Data may be delayed.