CFG · Citizens Financial Group Inc
Price
Snapshot
50 fields · last close| Market Cap | $26.69B |
| P/E | 12.55 |
| Float | 419.4M |
| Beta | 1.11 |
| Volatility | 27.8% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 80.3 |
| Price | 62.67 |
| Change | −1.09% |
| Prev Close | 63.36 |
| Open | 64.50 |
| Day Low | 62.70 |
| Day High | 65.02 |
| Avg Vol | 5 |
| Avg $ Vol | $299.3M |
| 52W High | 75.33 |
| 52W Low | 47.95 |
| 52W Pos | 53.8% |
| From High | −16.81% |
| From Low | +30.69% |
| Max DD 1Y | −18.32% |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | −2.37% |
| SMA 50 | −7.93% |
| SMA 200 | −4.13% |
| RSI (14) | 38.2 |
| Vol 30D | 21.1% |
| Vol 90D | 23.6% |
| 1Y Range | 48–75 |
| Daily bars | 536 |
| Perf Week | −0.33% |
| Perf Month | −5.98% |
| Perf Quarter | −11.38% |
| Perf Half Y | −1.69% |
| Perf Year | +22.55% |
| Perf YTD | +5.52% |
| Prev Day | −1.09% |
| Clavix | A- |
| Debt / Eq | 0.43 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +5.6% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 26 / 29 |
What CFG does
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States.
The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products.
This segment serves its customers through telephone service centers, as well as through its online and mobile platforms.
The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services.
The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors.
The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014.
Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
Clavix risk grade
regraded every trading dayCFG grades A-, 80.3 of 100. Steadiest on Price Stability (68), most exposed on News Sentiment (44, fragile). 0 of the 4 weighted dimensions sit above the Banking median. Ranks 26 of 29 in Banking by Clavix score.
How rough the ride is
| CFG | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.11 | 0.93 |
| Volatilityannualized | 27.8% | 23.3% |
| Max drawdown, past yearworst peak-to-trough fall | −18.3% | — |
| Typical daily movemedian absolute daily change | 0.96% | — |
| Days beyond ±3%of the last 252 sessions | 15 (6%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| CFG | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.11 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 90% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| CFG | |
|---|---|
| 1 week | −0.3% |
| 1 month | −6.0% |
| Year to date | +5.5% |
| 1 year | +22.6% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| CFG | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 16 Sep |
| Average score0 most bearish, 100 most bullish | 65 |
| Bullish · bearisharticles above 60 · below 40 | 24 · 5 |
| Directionarticles whose tone is improving vs worsening | 24 ↑ 5 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for CFG: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| CFG | |
|---|---|
| Revenue growthyear over year | +5.6% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openCitizens Financial projects its net interest margin (the gap between what the bank earns on loans and pays on deposits) at 3.23% to 3.26% for Q4, and reported private bank deposits of $18.5 billion at the end of Q3.
An analyst upgraded Citizens Financial Group's preferred Series E shares to a buy rating, citing a roughly 7.25% yield and a significant discount to par value (the original $25 issue price) that lowers call risk. Preferred Series I and Series H were both rated hold.
Vontobel Holding Ltd. raised its stake in Citizens Financial Group by 3,270.7% during the third quarter, ending the period with 939,002 shares, according to a 13F filing with the SEC. The article text is cut off, so no further details are available.
Citizens Financial Group (CFG) reported Q3 2026 earnings that came in higher than the same quarter a year earlier, including higher net income and earnings per share. The company's board approved a 13% increase to the quarterly dividend starting with the next payment, and also expanded the existing share buyback program. The article text cuts off before completing the full picture.
Citizens Financial's stock rose about 1% in early trading. No specific catalyst was identified. and what it pays on deposits) and better credit quality. The company also raised its dividend by 13%.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| FCNCA | First Citizens BancShares Inc (Delaware) | A- | $23.56B | 10.01 | 0.64 | Compare |
| RF | Regions Financial Corp | A- | $23.39B | 10.19 | 1.05 | Compare |
| HBAN | Huntington Bancshares Inc | A- | $30.85B | 12.87 | 1.01 | Compare |
| BAP | Credicorp Ltd | B+ | $30.99B | 14.45 | 0.80 | Compare |
| MTB | M&T Bank Corp | A- | $31.09B | 10.25 | 0.67 | Compare |
| KEY | KeyCorp | A- | $21.33B | 10.51 | 1.10 | Compare |
| EWBC | East West Bancorp Inc | A- | $17.38B | 12.02 | 1.01 | Compare |
| FITB | Fifth Third Bancorp | A- | $45.68B | 21.02 | 1.02 | Compare |
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