B73/100

Is Mastercard (MA) a risky stock?

Sector: Financials Price: $542.90 Composite: 73/100

As of July 21, 2026, Clavix grades Mastercard (MA) B for risk, a composite score of 73 out of 100 on an A+ to F scale, which puts MA in the "solid" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind MA's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how MA scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
83
News sentimentscored, sourced recent coverage
44
Macro exposuresensitivity to rates, dollar, oil
68
Sector resiliencestrength vs the broad market
67
Price stabilitydrawdown and volatility
52

What's moving MA's risk right now

Company-specific signals Clavix flags behind MA's current grade, drawn from recent news and filings as of July 21, 2026.

Competition · raising risk

UK regulators are backing a new system that lets money move directly between bank accounts, bypassing Mastercard and Visa. Industry groups are coordinating the effort, though any meaningful loss of fee revenue is still years away.

Competition · raising risk

Mastercard has been fully replaced in Russia by the country's domestic Mir card, with the head of that network declaring Visa and Mastercard are finished there. This permanently closes off any near-term path for MA to regain Russian revenue.

What a B grade means

On the Clavix A+ to F scale, MA's composite of 73 falls in the B band (65–79), read as "solid." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell MA or any security. Grades are risk indicators, not predictions of return. Data may be delayed.