MA · Mastercard Inc
Price
Snapshot
50 fields · last close| Market Cap | $529.8B |
| P/E | 32.34 |
| Float | 868.4M |
| Beta | 0.81 |
| Volatility | 20.3% |
| Exchange | NYSE |
| Sector | Financial Services |
| Cap tier | Mega cap |
| Macro sensitivity | Moderate |
| Clavix score | 81.7 |
| Price | 604.75 |
| Change | −0.01% |
| Prev Close | 604.80 |
| Open | 599.69 |
| Day Low | 597.13 |
| Day High | 605.60 |
| Avg Vol | 3 |
| Avg $ Vol | $1.73B |
| 52W High | 604.80 |
| 52W Low | 464.52 |
| 52W Pos | 100.0% |
| From High | −0.01% |
| From Low | +30.19% |
| Max DD 1Y | −18.75% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +6.41% |
| SMA 50 | +5.50% |
| SMA 200 | +13.57% |
| RSI (14) | 71.5 |
| Vol 30D | 18.0% |
| Vol 90D | 20.8% |
| 1Y Range | 465–605 |
| Daily bars | 533 |
| Perf Week | +6.75% |
| Perf Month | +5.29% |
| Perf Quarter | +13.00% |
| Perf Half Y | +17.86% |
| Perf Year | +8.49% |
| Perf YTD | +7.39% |
| Prev Day | −0.01% |
| Clavix | B+ |
| Debt / Eq | 0.00 |
| Curr Ratio | 1.03 |
| Int Cover | 28.6× |
| FCF Margin | 52.3% |
| Rev Growth | +16.4% |
| Profit | Profitable |
| Leverage | High |
| Sector rank | 6 / 69 |
What MA does
Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally.
The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; consumer bill payment services; and commercial credit, debit, and prepaid payment products and solutions.
It also provides solutions that enable businesses or governments to make payments to businesses, including Virtual Card Number, which is generated dynamically from an existing account and leverages the credit limit of the funding account; and a platform to optimize supplier payment enablement campaigns for financial institutions.
In addition, the company offers Mastercard Move, which partners with digital messaging and payment platforms to enable consumers to send money directly within applications to other consumers; and partners with central banks, fintechs, and financial institutions, as well as enables various cross-border payment flows.
Further, it provides security solutions; marketing, personalization, and issuer and merchant loyalty services; business and operational intelligence, advanced analytics and AI, consulting and agentic solutions, and payments and portfolio optimization; digital and authentication; processing and gateway solutions; and other solutions.
The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus names. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
Clavix risk grade
regraded every trading dayMA grades B+, 81.7 of 100. Steadiest on Price Stability (70), most exposed on News Sentiment (48, fragile). 3 of the 4 weighted dimensions sit above the Financial Services median. Ranks 6 of 69 in Financial Services by Clavix score.
How rough the ride is
| MA | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.81 | 1.21 |
| Volatilityannualized | 20.3% | 30.2% |
| Max drawdown, past yearworst peak-to-trough fall | −18.7% | — |
| Typical daily movemedian absolute daily change | 0.90% | — |
| Days beyond ±3%of the last 252 sessions | 13 (5%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| MA | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.81 | 1.21 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 41% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| MA | |
|---|---|
| 1 week | +6.7% |
| 1 month | +5.3% |
| Year to date | +7.4% |
| 1 year | +8.5% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| MA | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 28 Sep |
| Average score0 most bearish, 100 most bullish | 61 |
| Bullish · bearisharticles above 60 · below 40 | 21 · 4 |
| Directionarticles whose tone is improving vs worsening | 21 ↑ 4 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| MA | |
|---|---|
| Revenue growthyear over year | +16.4% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openAn article arguing that Berkshire Hathaway and Mastercard don't need AI to keep growing. The only specific fact reported about Mastercard is that its second-quarter fees on cross-border card use rose 21% from a year earlier. The piece is otherwise an opinion recommending both stocks as long-term holds through 2030.
This is an investment opinion piece arguing that Berkshire Hathaway and Mastercard can continue growing profits at double-digit rates without relying on AI spending, making them worth holding through 2030. It cites that Mastercard's second-quarter earnings per share climbed 22% from a year earlier. No specific catalyst was identified.
Mastercard added Hinkal to its Crypto Partner Program, bringing privacy infrastructure for stablecoin transactions that uses zero-knowledge proofs to verify transfers without publicly exposing amounts, senders, or recipients.
Mastercard's CEO said stablecoins are the strongest use case for cross-border payments, arguing they offer an alternative to traditional methods that take days and have unclear fees.
Mastercard's CEO publicly stated that cross-border payments are the area where stablecoins are gaining ground, noting they can speed up transactions and cut costs. The article offers no further detail beyond a short paragraph.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| V | Visa Inc | B+ | $739.5B | 32.49 | 0.83 | Compare |
| MS | Morgan Stanley | B | $293.1B | 14.69 | 1.23 | Compare |
| BRK.B | Berkshire Hathaway Inc | A | $1.00T | 11.71 | 0.18 | Compare |
| GS | Goldman Sachs Group Inc | B | $259.7B | 12.56 | 1.29 | Compare |
| AXP | American Express Co | B+ | $209.2B | 18.32 | 1.10 | Compare |
| BLK | BlackRock Inc | B+ | $173.2B | 26.34 | 1.41 | Compare |
| SCHW | Charles Schwab Corp | A- | $165.9B | 16.60 | 0.75 | Compare |
| IBKR | Interactive Brokers Group Inc | C+ | $148.4B | 131.46 | 1.38 | Compare |
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