V · Visa Inc
Price
Snapshot
50 fields · last close| Market Cap | $692.7B |
| P/E | 30.34 |
| Float | 1.70B |
| Beta | 0.83 |
| Volatility | 20.7% |
| Exchange | NYSE |
| Sector | Financial Services |
| Cap tier | Mega cap |
| Macro sensitivity | Moderate |
| Clavix score | 80 |
| Price | 376.44 |
| Change | −0.61% |
| Prev Close | 378.75 |
| Open | 380.17 |
| Day Low | 376.86 |
| Day High | 382.21 |
| Avg Vol | 6 |
| Avg $ Vol | $2.41B |
| 52W High | 385.57 |
| 52W Low | 293.89 |
| 52W Pos | 90.0% |
| From High | −2.37% |
| From Low | +28.09% |
| Max DD 1Y | −17.35% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +1.44% |
| SMA 50 | +3.90% |
| SMA 200 | +12.77% |
| RSI (14) | 59.4 |
| Vol 30D | 18.3% |
| Vol 90D | 23.8% |
| 1Y Range | 294–386 |
| Daily bars | 506 |
| Perf Week | −0.24% |
| Perf Month | +2.77% |
| Perf Quarter | +18.29% |
| Perf Half Y | +18.43% |
| Perf Year | +7.95% |
| Perf YTD | +8.65% |
| Prev Day | −0.61% |
| Clavix | B+ |
| Debt / Eq | 0.66 |
| Curr Ratio | 1.08 |
| Int Cover | 181.3× |
| FCF Margin | 49.9% |
| Rev Growth | +14.4% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 16 / 69 |
What V does
Visa Inc. operates as a payment technology company in the United States and internationally.
The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions.
It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers.
In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services.
It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities.
Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
Clavix risk grade
regraded every trading dayV grades B+, 80 of 100. Steadiest on Macro Resilience (70), most exposed on News Sentiment (31, weak). 3 of the 4 weighted dimensions sit above the Financial Services median. Ranks 16 of 69 in Financial Services by Clavix score.
How rough the ride is
| V | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.83 | 1.20 |
| Volatilityannualized | 20.7% | 30.0% |
| Max drawdown, past yearworst peak-to-trough fall | −17.4% | — |
| Typical daily movemedian absolute daily change | 0.78% | — |
| Days beyond ±3%of the last 252 sessions | 114% | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| V | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.83 | 1.20 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate40% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| V | |
|---|---|
| 1 week | −0.2% |
| 1 month | +2.8% |
| Year to date | +8.6% |
| 1 year | +7.9% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| V | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30since 20 Aug |
| Average score0 most bearish, 100 most bullish | 62 |
| Bullish · bearisharticles above 60 · below 40 | 24 · 5 |
| Directionarticles whose tone is improving vs worsening | 24 ↑ 5 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| V | |
|---|---|
| Revenue growthyear over year | +14.4% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Against Financial Services
70 companies| Metric | V | Sector spread | Median |
|---|---|---|---|
| Beta | 0.83 | 1.20 | |
| Volatility | 20.7% | 30.0% | |
| P/E | 30.34 | 20.95 | |
| Debt / equity | 0.66 | 0.83 | |
| Current ratio | 1.08 | 1.03 | |
| FCF margin | 49.9% | 27.9% | |
| Interest coverage | 181.3× | 7.6× |
Recent news
most recent scored articles · the chip is the article’s score · click to openVisa is building fraud-protection tools for account-to-account (A2A) payments (direct bank-to-bank transfers like Zelle), using AI to catch scams earlier, and plans to sell this as a new software service.
The article looks back at what a $1,000 investment in Visa at its 2008 IPO would be worth today, noting that Visa's rapidly growing dividend adds substantial value and that the company benefits from high barriers to entry as the largest of the four major credit card networks. The article is a general investment retrospective rather than a report of a specific new development at the company, and the body text is too short to support detailed implications.
Visa announced new tools to help banks prevent account-to-account (A2A) fraud, releasing an enhanced version of its existing fraud prevention offering for that type of payment. The article body is truncated, so details on the specific enhancements are limited.
Visa launched an enhanced version of A2A Protect, a tool that helps banks catch account-to-account payment fraud in real time, before money leaves a customer's account. The update adds a new unified fraud score, which is Visa's first market use of technology from Featurespace, a company it acquired.
Visa, Mastercard, and Fiserv have joined the 26-member Agentic Payments Alliance, a group working to set clearer industry standards for how AI agents handle payments.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| MA | Mastercard Inc | B+ | $513.1B | 31.70 | 0.81 | Compare |
| BRK.B | Berkshire Hathaway Inc | A | $978.7B | 11.39 | 0.16 | Compare |
| MS | Morgan Stanley | B | $341.0B | 16.93 | 1.23 | Compare |
| GS | Goldman Sachs Group Inc | B- | $302.2B | 14.31 | 1.29 | Compare |
| AXP | American Express Co | B+ | $222.7B | 19.51 | 1.11 | Compare |
| SCHW | Charles Schwab Corp | A- | $190.9B | 18.85 | 0.75 | Compare |
| BLK | BlackRock Inc | B+ | $183.0B | 29.23 | 1.41 | Compare |
| BX | Blackstone Inc | B | $171.0B | 48.58 | 1.54 | Compare |
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