V · Visa Inc
Price
Snapshot
50 fields · last close| Market Cap | $673.4B |
| P/E | 29.81 |
| Float | 1.70B |
| Beta | 0.82 |
| Volatility | 20.5% |
| Exchange | NYSE |
| Sector | Financial Services |
| Cap tier | Mega cap |
| Macro sensitivity | Moderate |
| Clavix score | 81.4 |
| Price | 360.66 |
| Change | +0.00% |
| Prev Close | 360.66 |
| Open | 360.21 |
| Day Low | 356.75 |
| Day High | 361.38 |
| Avg Vol | 6 |
| Avg $ Vol | $2.11B |
| 52W High | 385.57 |
| 52W Low | 293.89 |
| 52W Pos | 72.8% |
| From High | −6.46% |
| From Low | +22.72% |
| Max DD 1Y | −17.35% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | −1.88% |
| SMA 50 | −2.17% |
| SMA 200 | +6.87% |
| RSI (14) | 41.2 |
| Vol 30D | 18.3% |
| Vol 90D | 19.9% |
| 1Y Range | 294–386 |
| Daily bars | 526 |
| Perf Week | −1.83% |
| Perf Month | −4.69% |
| Perf Quarter | +0.95% |
| Perf Half Y | +19.90% |
| Perf Year | +3.69% |
| Perf YTD | +4.09% |
| Prev Day | +0.00% |
| Clavix | B+ |
| Debt / Eq | 0.79 |
| Curr Ratio | 1.08 |
| Int Cover | 181.3× |
| FCF Margin | 57.6% |
| Rev Growth | +11.3% |
| Profit | Profitable |
| Leverage | Low |
| Sector rank | 7 / 69 |
What V does
Visa Inc. operates as a payment technology company in the United States and internationally.
The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions.
It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers.
In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services.
It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities.
Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.
Clavix risk grade
regraded every trading dayV grades B+, 81.4 of 100. Steadiest on Price Stability (70), most exposed on News Sentiment (23, weak). 3 of the 4 weighted dimensions sit above the Financial Services median. Ranks 7 of 69 in Financial Services by Clavix score.
How rough the ride is
| V | Financial Services median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.82 | 1.21 |
| Volatilityannualized | 20.5% | 30.2% |
| Max drawdown, past yearworst peak-to-trough fall | −17.4% | — |
| Typical daily movemedian absolute daily change | 0.77% | — |
| Days beyond ±3%of the last 252 sessions | 11 (4%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| V | Financial Services median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.82 | 1.21 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 40% of 70 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Financial Services names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| V | |
|---|---|
| 1 week | −1.8% |
| 1 month | −4.7% |
| Year to date | +4.1% |
| 1 year | +3.7% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| V | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 19 Sep |
| Average score0 most bearish, 100 most bullish | 61 |
| Bullish · bearisharticles above 60 · below 40 | 20 · 5 |
| Directionarticles whose tone is improving vs worsening | 20 ↑ 5 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 70 Financial Services names Clavix covers; the tick is the sector median.
Growth
| V | |
|---|---|
| Revenue growthyear over year | +11.3% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Financial Services median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openVisa, Mastercard, Stripe, and Coinbase have together committed $1 billion to back a new stablecoin called Open USD, which is designed to share profits with partners rather than concentrating them with a single issuer. The article frames this as a direct competitive challenge to established stablecoins like Tether, USDC, and RLUSD.
Visa's technology head said the company open-sourced part of its AI-powered cyber defense after vulnerabilities were exposed in AI models, and confirmed that Visa has already started allowing certain unnamed AI agents to make payments through its network.
Visa announced the expansion of its 'Infinite Tastes: Beyond the Menu' programme, offering Visa Infinite cardholders exclusive dining experiences across 13 Asia Pacific markets, including guided market tours, chef-hosted tables, and off-menu creations led by renowned chefs.
Visa is releasing open-source defensive software aimed at protecting against AI-driven 'agentic' cyberattacks, while keeping its payment data and operating know-how in-house. The company's stock held flat on the news.
RTX was awarded a $511.5 million U.S. Navy contract modification to supply AN/SPY-6(V) radar hardware and spare parts, with work expected to continue through November 2031.
Nearest peers by size
Financial Services| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| MA | Mastercard Inc | B+ | $483.8B | 29.76 | 0.81 | Compare |
| BRK.B | Berkshire Hathaway Inc | A | $967.8B | 11.28 | 0.17 | Compare |
| MS | Morgan Stanley | B | $298.9B | 14.83 | 1.23 | Compare |
| GS | Goldman Sachs Group Inc | B | $262.8B | 12.53 | 1.29 | Compare |
| AXP | American Express Co | B+ | $204.5B | 17.87 | 1.10 | Compare |
| BLK | BlackRock Inc | B+ | $172.2B | 26.18 | 1.41 | Compare |
| SCHW | Charles Schwab Corp | A- | $167.2B | 16.56 | 0.75 | Compare |
| IBKR | Interactive Brokers Group Inc | C+ | $149.8B | 133.02 | 1.38 | Compare |
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