D-36/100

Is Lemonade Inc (LMND) a risky stock?

Sector: Insurance Price: $52.77 Composite: 36/100

As of July 29, 2026, Clavix grades Lemonade Inc (LMND) D- for risk, a composite score of 36 out of 100 on an A+ to F scale, which puts LMND in the "elevated risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 29, 2026. Clavix regrades every trading day.

The five risk dimensions behind LMND's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how LMND scores on each, as of July 29, 2026.

Financial healthbalance sheet, margins, cash flow
52
News sentimentscored, sourced recent coverage
50
Macro exposuresensitivity to rates, dollar, oil
38
Sector resiliencestrength vs the broad market
47
Price stabilitydrawdown and volatility
24

What's moving LMND's risk right now

Company-specific signals Clavix flags behind LMND's current grade, drawn from recent news and filings as of July 29, 2026.

Margins · raising risk

For LMND (Lemonade), this trend signals that while fewer claims may be filed, each claim is becoming significantly more expensive due to climate and inflationary pressures, likely…

Earnings & results · raising risk

Despite the lower share price creating a potentially attractive entry point, Lemonade's deteriorating asset value (BVPS down 16.2% annually) and sustained profitability issues (ne…

Regulatory · mixed signal

LexisNexis Risk Solutions, a provider of data, analytics and technology services for the insurance, financial services, healthcare and public sectors, has published its 2026 US Ho…

Recent LMND news

The latest headlines Clavix ingested for Lemonade Inc, newest first. These feed the news-sentiment dimension of LMND's grade.

What a D- grade means

On the Clavix A+ to F scale, LMND's composite of 36 falls in the D band (35–49), read as "elevated risk." The scale is fixed, so the meaning never moves.

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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell LMND or any security. Grades are risk indicators, not predictions of return. Data may be delayed.