NU · Nu Holdings Ltd.
Price
Snapshot
50 fields · last close| Market Cap | $75.74B |
| P/E | 21.00 |
| Float | 3.72B |
| Beta | 0.93 |
| Volatility | 23.3% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 72 |
| Price | 15.43 |
| Change | −1.59% |
| Prev Close | 15.68 |
| Open | 15.67 |
| Day Low | 15.34 |
| Day High | 15.84 |
| Avg Vol | 68 |
| Avg $ Vol | $1.07B |
| 52W High | 18.98 |
| 52W Low | 11.20 |
| 52W Pos | 54.4% |
| From High | −18.70% |
| From Low | +37.77% |
| Max DD 1Y | −38.17% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +6.08% |
| SMA 50 | +8.97% |
| SMA 200 | +3.06% |
| RSI (14) | 62.8 |
| Vol 30D | 46.6% |
| Vol 90D | 42.5% |
| 1Y Range | 11–19 |
| Daily bars | 506 |
| Perf Week | +5.38% |
| Perf Month | +8.29% |
| Perf Quarter | +29.37% |
| Perf Half Y | +5.80% |
| Perf Year | +5.23% |
| Perf YTD | −9.34% |
| Prev Day | −1.59% |
| Clavix | B |
| Debt / Eq | 4.17 |
| Curr Ratio | n/abank |
| Int Cover | n/abank |
| FCF Margin | n/abank |
| Rev Growth | +50.3% |
| Profit | Profitable |
| Leverage | Very High |
| Sector rank | 29 / 29 |
Clavix risk grade
regraded every trading dayNU grades B, 72 of 100. Steadiest on News Sentiment (68), most exposed on Price Stability (54, mixed). 0 of the 4 weighted dimensions sit above the Banking median. Ranks 29 of 29 in Banking by Clavix score.
How rough the ride is
| NU | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.93 | 0.92 |
| Volatilityannualized | 23.3% | 23.1% |
| Max drawdown, past yearworst peak-to-trough fall | −38.2% | — |
| Typical daily movemedian absolute daily change | 1.39% | — |
| Days beyond ±3%of the last 252 sessions | 4016% | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| NU | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.93 | 0.92 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate93% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| NU | |
|---|---|
| 1 week | +5.4% |
| 1 month | +8.3% |
| Year to date | −9.3% |
| 1 year | +5.2% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| NU | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30since 15 Jul |
| Average score0 most bearish, 100 most bullish | 71 |
| Bullish · bearisharticles above 60 · below 40 | 28 · 0 |
| Directionarticles whose tone is improving vs worsening | 28 ↑ 0 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for NU: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| NU | |
|---|---|
| Revenue growthyear over year | +50.3% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Against Banking
30 companies| Metric | NU | Sector spread | Median |
|---|---|---|---|
| Beta | 0.93 | 0.92 | |
| Volatility | 23.3% | 23.1% | |
| P/E | 21.00 | 12.70 | |
| Debt / equity | 4.17 | 0.68 | |
| FCF margin | 22.3% | 37.2% |
Recent news
most recent scored articles · the chip is the article’s score · click to openNu Holdings, an online bank based in Brazil, reported record net income of $1 billion in the second quarter while serving 139 million customers.
Nubank reported its first billion-dollar quarter with $1.1 billion in net income, up 49% from a year earlier and 17% from the prior quarter, while crossing 139 million customers across Brazil, Mexico and Colombia. The company also received a full banking license in Mexico, expanding beyond its previous credit-only business there, though expenses and overdue loans both rose in the period.
Nu Holdings reported Q2 2026 results with revenue up 55% versus the same quarter a year earlier and net income up 66.5%, alongside a risk-adjusted net interest margin (the gap between what it earns on loans and pays on deposits, adjusted for risk) of 12.4%. The article notes Brazil and Mexico remain key growth drivers, with rising revenue per active customer, maturing customer groups, and significant room for customer growth in Mexico.
Flossbach Von Storch SE, an investment fund, bought 400,000 shares of Nu Holdings Ltd. (NU) during the second quarter, according to an SEC filing. The article body is truncated and does not state the total dollar value of the purchase.
Nu Holdings reported second-quarter results that beat analyst estimates on both revenue and adjusted earnings per share. Revenue rose 39% and adjusted EPS rose 49% compared with a year earlier, though the bank's non-performing loan (NPL) ratio stayed well above its usual level.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| TFC | Truist Financial Corp | B+ | $63.05B | 10.80 | 0.89 | Compare |
| USB | US Bancorp | A- | $96.47B | 12.11 | 1.05 | Compare |
| PNC | PNC Financial Services Group Inc | A- | $97.81B | 12.85 | 0.92 | Compare |
| FITB | Fifth Third Bancorp | A- | $49.85B | 22.89 | 1.02 | Compare |
| CM | Canadian Imperial Bank of Commerce | A- | $148.4B | 14.66 | 0.65 | Compare |
| BNS | Bank of Nova Scotia | A | $159.2B | 15.90 | 0.65 | Compare |
| MTB | M&T Bank Corp | A- | $34.67B | 11.36 | 0.66 | Compare |
| HBAN | Huntington Bancshares Inc | A- | $34.47B | 14.37 | 1.00 | Compare |
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