NU · Nu Holdings Ltd.
Price
Snapshot
50 fields · last close| Market Cap | $77.87B |
| P/E | 21.59 |
| Float | 3.72B |
| Beta | 0.98 |
| Volatility | 24.5% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 67.7 |
| Price | 16.01 |
| Change | +0.00% |
| Prev Close | 16.01 |
| Open | 15.56 |
| Day Low | 15.48 |
| Day High | 16.14 |
| Avg Vol | 105 |
| Avg $ Vol | $1.69B |
| 52W High | 18.98 |
| 52W Low | 11.20 |
| 52W Pos | 61.8% |
| From High | −15.65% |
| From Low | +42.95% |
| Max DD 1Y | −38.17% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +14.04% |
| SMA 50 | +11.38% |
| SMA 200 | +9.03% |
| RSI (14) | 66.1 |
| Vol 30D | 61.9% |
| Vol 90D | 47.6% |
| 1Y Range | 11–19 |
| Daily bars | 531 |
| Perf Week | +20.03% |
| Perf Month | +7.32% |
| Perf Quarter | +17.92% |
| Perf Half Y | +7.75% |
| Perf Year | +4.27% |
| Perf YTD | −5.93% |
| Prev Day | +0.00% |
| Clavix | B- |
| Debt / Eq | 4.17 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +50.3% |
| Profit | Profitable |
| Leverage | Very High |
| Sector rank | 29 / 29 |
Clavix risk grade
regraded every trading dayNU grades B-, 67.7 of 100. Steadiest on News Sentiment (64), most exposed on Price Stability (49, fragile). 0 of the 4 weighted dimensions sit above the Banking median. Ranks 29 of 29 in Banking by Clavix score.
How rough the ride is
| NU | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.98 | 0.93 |
| Volatilityannualized | 24.5% | 23.2% |
| Max drawdown, past yearworst peak-to-trough fall | −38.2% | — |
| Typical daily movemedian absolute daily change | 1.48% | — |
| Days beyond ±3%of the last 252 sessions | 45 (18%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| NU | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.98 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 93% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| NU | |
|---|---|
| 1 week | +20.0% |
| 1 month | +7.3% |
| Year to date | −5.9% |
| 1 year | +4.3% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| NU | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 11 Sep |
| Average score0 most bearish, 100 most bullish | 58 |
| Bullish · bearisharticles above 60 · below 40 | 16 · 4 |
| Directionarticles whose tone is improving vs worsening | 16 ↑ 4 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for NU: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| NU | |
|---|---|
| Revenue growthyear over year | +50.3% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openMonzo, the UK digital bank, is shifting its focus toward attracting private-equity investment after talks of a full sale to Brazil's Nubank fell apart over price disagreements. The article text is truncated and does not provide further details.
NU stock rose sharply on Monday after a surprise result in Brazil's first-round presidential election triggered a relief rally across Latin American assets, and Goldman Sachs reiterated its Buy rating on the neobank.
Nubank's shares fell as much as 10% after news of its potential £10 billion acquisition of UK digital bank Monzo leaked to the market, and two days later Nubank said it is no longer pursuing the deal. Instead, Nubank plans to expand internationally through Nu Global, a stablecoin-based account it already operates in 35 countries without needing a banking licence.
Goldman Sachs says it remains bullish on Nu Holdings stock even though shares have pulled back from $18.95 in January to about $13.43. The bank points to Nu's expanding customer base, its strong position in Brazil, and its push into other Latin American markets like Mexico and Colombia as reasons to stay positive on the long-term story.
Nubank filed paperwork with the U.S. Securities and Exchange Commission to publicly deny rumors that it was planning to buy the UK-based digital bank Monzo. The article provides no further detail on what triggered the rumors or how much the deal would have been worth.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| PNC | PNC Financial Services Group Inc | A- | $87.45B | 11.46 | 0.92 | Compare |
| USB | US Bancorp | A- | $88.93B | 10.89 | 1.05 | Compare |
| TFC | Truist Financial Corp | B+ | $56.33B | 9.65 | 0.90 | Compare |
| FITB | Fifth Third Bancorp | A- | $45.93B | 21.13 | 1.02 | Compare |
| CM | Canadian Imperial Bank of Commerce | A- | $141.3B | 13.78 | 0.68 | Compare |
| BNS | Bank of Nova Scotia | A | $153.2B | 15.31 | 0.64 | Compare |
| BMO | Bank of Montreal | A- | $158.7B | 17.34 | 0.77 | Compare |
| MTB | M&T Bank Corp | A- | $31.41B | 10.36 | 0.66 | Compare |
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