NU · Nu Holdings Ltd.
Price
Snapshot
50 fields · last close| Market Cap | $70.33B |
| P/E | 19.50 |
| Float | 3.72B |
| Beta | 0.94 |
| Volatility | 23.6% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 67.1 |
| Price | 14.42 |
| Change | −0.96% |
| Prev Close | 14.56 |
| Open | 14.71 |
| Day Low | 14.45 |
| Day High | 14.95 |
| Avg Vol | 85 |
| Avg $ Vol | $1.23B |
| 52W High | 18.98 |
| 52W Low | 11.20 |
| 52W Pos | 41.4% |
| From High | −24.03% |
| From Low | +28.75% |
| Max DD 1Y | −38.17% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | +0.60% |
| SMA 50 | −0.25% |
| SMA 200 | −1.53% |
| RSI (14) | 49.6 |
| Vol 30D | 59.6% |
| Vol 90D | 47.4% |
| 1Y Range | 11–19 |
| Daily bars | 536 |
| Perf Week | −9.68% |
| Perf Month | +5.20% |
| Perf Quarter | +4.07% |
| Perf Half Y | −5.08% |
| Perf Year | −4.08% |
| Perf YTD | −15.28% |
| Prev Day | −0.96% |
| Clavix | B- |
| Debt / Eq | 4.17 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +50.3% |
| Profit | Profitable |
| Leverage | Very High |
| Sector rank | 29 / 29 |
Clavix risk grade
regraded every trading dayNU grades B-, 67.1 of 100. Steadiest on News Sentiment (64), most exposed on Price Stability (49, fragile). 1 of the 4 weighted dimensions sit above the Banking median. Ranks 29 of 29 in Banking by Clavix score.
How rough the ride is
| NU | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 0.94 | 0.93 |
| Volatilityannualized | 23.6% | 23.3% |
| Max drawdown, past yearworst peak-to-trough fall | −38.2% | — |
| Typical daily movemedian absolute daily change | 1.48% | — |
| Days beyond ±3%of the last 252 sessions | 46 (18%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| NU | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 0.94 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 90% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| NU | |
|---|---|
| 1 week | −9.7% |
| 1 month | +5.2% |
| Year to date | −15.3% |
| 1 year | −4.1% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| NU | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 16 Sep |
| Average score0 most bearish, 100 most bullish | 58 |
| Bullish · bearisharticles above 60 · below 40 | 15 · 4 |
| Directionarticles whose tone is improving vs worsening | 15 ↑ 4 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for NU: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| NU | |
|---|---|
| Revenue growthyear over year | +50.3% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openNubank, a Brazil-based digital bank serving over 140 million customers across Latin America with about 10,000 employees and no physical branches, is taking concrete steps to launch in the United States while its leaders describe plans to use artificial intelligence to expand access to credit.
An analyst maintains a buy recommendation for Nu Holdings, citing strong growth, solid financials, and U.S. expansion as key catalysts, while noting that recent Brazilian election results could provide pro-business tailwinds though policy implementation remains uncertain. The stock trades at roughly 15x 2027 earnings estimates with 30% annual earnings growth forecasted.
An analyst maintains a strong buy rating on Nu Holdings, citing the company's customer-focused strategy and its base of over 140 million customers in Brazil, Mexico, and Colombia. The note flags investor concerns around a new US product launch, rumored Monzo acquisition, and leadership changes in Mexico.
Nu Holdings reported $1.1 billion in net income for the second quarter of 2026, up 49% from a year earlier on a currency-neutral basis. The article asks whether the company's premium valuation is justified by these results.
Monzo, a UK digital bank, has shifted from seeking a full sale to Brazil's Nubank (NU) toward pursuing a private equity investment after the takeover talks broke down over price. The article is truncated and additional details are not available.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| TFC | Truist Financial Corp | B+ | $57.50B | 11.09 | 0.90 | Compare |
| PNC | PNC Financial Services Group Inc | A- | $86.73B | 10.98 | 0.92 | Compare |
| USB | US Bancorp | A- | $91.50B | 10.93 | 1.05 | Compare |
| FITB | Fifth Third Bancorp | A- | $45.68B | 21.02 | 1.02 | Compare |
| CM | Canadian Imperial Bank of Commerce | A- | $144.7B | 14.30 | 0.67 | Compare |
| MTB | M&T Bank Corp | A- | $31.09B | 10.25 | 0.67 | Compare |
| BNS | Bank of Nova Scotia | A | $159.1B | 15.90 | 0.62 | Compare |
| BAP | Credicorp Ltd | B+ | $30.99B | 14.45 | 0.80 | Compare |
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