USB · US Bancorp
Snapshot
50 fields · last close| Market Cap | $88.64B |
| P/E | 10.95 |
| Float | 1.56B |
| Beta | 1.05 |
| Volatility | 26.2% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Large cap |
| Macro sensitivity | Moderate |
| Clavix score | 83.2 |
| Price | 56.22 |
| Change | −1.18% |
| Prev Close | 56.89 |
| Open | 57.60 |
| Day Low | 56.53 |
| Day High | 57.91 |
| Avg Vol | 8 |
| Avg $ Vol | $440.5M |
| 52W High | 66.08 |
| 52W Low | 45.02 |
| 52W Pos | 53.2% |
| From High | −14.91% |
| From Low | +24.88% |
| Max DD 1Y | — |
| Spread | 0.10% |
| Liquidity | Normal |
| SMA 20 | — |
| SMA 50 | — |
| SMA 200 | — |
| RSI (14) | — |
| Vol 30D | — |
| Vol 90D | — |
| 1Y Range | 45–66 |
| Daily bars | — |
| Perf Week | — |
| Perf Month | — |
| Perf Quarter | — |
| Perf Half Y | — |
| Perf Year | — |
| Perf YTD | — |
| Prev Day | −1.18% |
| Clavix | A- |
| Debt / Eq | 0.61 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +4.4% |
| Profit | Profitable |
| Leverage | Moderate |
| Sector rank | 14 / 29 |
What USB does
U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States.
The company operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.
It offers depository services, including checking accounts, savings accounts, and time certificate contracts; and lending services, such as traditional credit products and credit card services, lease financing and import/export trade, agricultural finance, asset-backed lending, and other products.
The company also provides cash management, capital markets, and trust and investment management services; and ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers.
In addition, it offers asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations; and investment and insurance products to its customers principally within its domestic markets, as well as fund administration services to mutual and other funds.
Further, the company provides corporate and purchasing card, and corporate trust services; and credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing services.
U.S. Bancorp was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Clavix risk grade
regraded every trading dayUSB grades A-, 83.2 of 100. Steadiest on Macro Resilience (71), most exposed on News Sentiment (54, mixed). 1 of the 4 weighted dimensions sit above the Banking median. Ranks 14 of 29 in Banking by Clavix score.
How rough the ride is
| USB | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.05 | 0.93 |
| Volatilityannualized | 26.2% | 23.2% |
| Max drawdown, past yearworst peak-to-trough fall | — | — |
| Typical daily movemedian absolute daily change | — | — |
| Days beyond ±3%of the last 0 sessions | — | — |
Market sensitivity
| USB | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.05 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 93% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| USB | |
|---|---|
| 1 week | — |
| 1 month | — |
| Year to date | — |
| 1 year | — |
Context for the rank, not itself a risk measure.
No scored coverage for USB in the recent pool.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for USB: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| USB | |
|---|---|
| Revenue growthyear over year | +4.4% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| PNC | PNC Financial Services Group Inc | A- | $87.56B | 11.58 | 0.92 | Compare |
| NU | Nu Holdings Ltd. | B- | $75.26B | 20.86 | 0.98 | Compare |
| TFC | Truist Financial Corp | B+ | $56.10B | 9.65 | 0.90 | Compare |
| CM | Canadian Imperial Bank of Commerce | A- | $141.3B | 13.96 | 0.68 | Compare |
| BNS | Bank of Nova Scotia | A | $155.2B | 15.51 | 0.64 | Compare |
| BMO | Bank of Montreal | A- | $161.3B | 17.62 | 0.77 | Compare |
| FITB | Fifth Third Bancorp | A- | $45.54B | 21.07 | 1.02 | Compare |
| C | Citigroup Inc | B+ | $208.9B | 11.82 | 1.15 | Compare |
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