A83/100

Is U.S. Bancorp (USB) a risky stock?

Sector: Financials Price: $63.09 Composite: 83/100

As of July 21, 2026, Clavix grades U.S. Bancorp (USB) A for risk, a composite score of 83 out of 100 on an A+ to F scale, which puts USB in the "low risk" band. The grade is a risk read for educational purposes, not a buy or sell recommendation.

Grade as of July 21, 2026. Clavix regrades every trading day.

The five risk dimensions behind USB's grade

Each Clavix grade is a composite of five independent reads. Higher is safer. Here is how USB scores on each, as of July 21, 2026.

Financial healthbalance sheet, margins, cash flow
59
News sentimentscored, sourced recent coverage
68
Macro exposuresensitivity to rates, dollar, oil
81
Sector resiliencestrength vs the broad market
68
Price stabilitydrawdown and volatility
55

What's moving USB's risk right now

Company-specific signals Clavix flags behind USB's current grade, drawn from recent news and filings as of July 21, 2026.

Competition · raising risk

LPL Financial pulled in adviser teams holding $1.1 billion in client assets from Buell and J.P. Morgan, part of $3.5 billion in recruitments in just a few days. That kind of talent and asset drain directly threatens US Bancorp's wealth advisory business.

Earnings & results · supporting the grade

Big banks like Goldman Sachs posted solid earnings, with healthy borrower credit, brisk dealmaking, and strong trading revenue. That raised expectations across the sector, including for US Bancorp going into its own results.

What a A grade means

On the Clavix A+ to F scale, USB's composite of 83 falls in the A band (80–100), read as "low risk." The scale is fixed, so the meaning never moves.

A+AA-B+BB-C+CC-D+DD-F
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This page is generated from Clavix's own risk model and is for educational purposes only. It is not investment advice or a recommendation to buy or sell USB or any security. Grades are risk indicators, not predictions of return. Data may be delayed.