C · Citigroup Inc
Price
Snapshot
50 fields · last close| Market Cap | $208.4B |
| P/E | 10.78 |
| Float | 1.70B |
| Beta | 1.16 |
| Volatility | 28.9% |
| Exchange | NYSE |
| Sector | Banking |
| Cap tier | Mega cap |
| Macro sensitivity | Moderate |
| Clavix score | 76.2 |
| Price | 122.80 |
| Change | −1.17% |
| Prev Close | 124.26 |
| Open | 124.00 |
| Day Low | 123.42 |
| Day High | 127.22 |
| Avg Vol | 10 |
| Avg $ Vol | $1.29B |
| 52W High | 147.96 |
| 52W Low | 95.00 |
| 52W Pos | 52.5% |
| From High | −17.00% |
| From Low | +29.26% |
| Max DD 1Y | −16.06% |
| Spread | 0.10% |
| Liquidity | Deep |
| SMA 20 | −4.85% |
| SMA 50 | −7.44% |
| SMA 200 | −2.88% |
| RSI (14) | 38.4 |
| Vol 30D | 25.6% |
| Vol 90D | 27.6% |
| 1Y Range | 95–148 |
| Daily bars | 537 |
| Perf Week | −4.15% |
| Perf Month | −6.36% |
| Perf Quarter | −3.46% |
| Perf Half Y | −6.61% |
| Perf Year | +29.09% |
| Perf YTD | +3.45% |
| Prev Day | −1.17% |
| Clavix | B+ |
| Debt / Eq | 1.49 |
| Curr Ratio | n/a bank |
| Int Cover | n/a bank |
| FCF Margin | n/a bank |
| Rev Growth | +5.6% |
| Profit | Profitable |
| Leverage | Very High |
| Sector rank | 28 / 29 |
What C does
Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions.
It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations, financial institutions, and public sector organizations; and securities services, such as cross-border support for clients, local market expertise, post-trade technologies, data solutions, and various securities services solutions.
The Markets segment offers sales and trading services for equities, foreign exchange, rates, spread products, and commodities to corporate, institutional, and public sector clients; and market-making services, including asset classes, risk management solutions, financing, and prime brokerage.
The Banking segment includes investment banking services comprising equity and debt capital markets-related strategic financing solutions; advisory services related to mergers and acquisitions, divestitures, restructurings, and corporate defense activities; and corporate lending consists of corporate and commercial banking.
The U.S. Personal Banking segment provides proprietary and co-branded card portfolios; and traditional banking services to retail and small business customers.
The Wealth segment offers financial services to high-net-worth clients through banking, lending, mortgages, investment, custody, and trust product offerings; professional industries, including law firms, consulting groups, accounting, and asset management; and affluent and high net worth clients.
The company operates in North America, the United Kingdom, Japan, North and South Asia, Australia, Europe, the Middle East, and Africa.
Citigroup Inc. was founded in 1812 and is headquartered in New York, New York.
Clavix risk grade
regraded every trading dayC grades B+, 76.2 of 100. Steadiest on Price Stability (66), most exposed on News Sentiment (44, fragile). 0 of the 4 weighted dimensions sit above the Banking median. Ranks 28 of 29 in Banking by Clavix score.
How rough the ride is
| C | Banking median | |
|---|---|---|
| Betavs the overall market · lower is steadier | 1.16 | 0.93 |
| Volatilityannualized | 28.9% | 23.3% |
| Max drawdown, past yearworst peak-to-trough fall | −16.1% | — |
| Typical daily movemedian absolute daily change | 1.01% | — |
| Days beyond ±3%of the last 252 sessions | 24 (10%) | — |
How its days are spread
Daily returns over the last 252 sessions in 1% bins. Moves beyond ±6% land in the end bins.
52-week range
The bar runs from the lowest to the highest close of the last 252 sessions; the marker is the latest close.
Drawdown from the 1-year peak
Percent below the running high over the last 12 months. Zero is a fresh high.
Market sensitivity
| C | Banking median | |
|---|---|---|
| Beta to the markethow much it swings with the S&P 500 · lower is safer | 1.16 | 0.93 |
| Macro sensitivityrate, dollar and credit exposure bucket | Moderate | Moderate 90% of 30 |
Where it sits on the macro scale
Low means rates, the dollar and credit spreads barely move it. Very High means they drive a large share of its swings. The counts are how many Banking names sit in each bucket.
Where it ranks in its sector
Rank by Clavix score within the sector. Right is the top of the sector.
Price performance
| C | |
|---|---|
| 1 week | −4.1% |
| 1 month | −6.4% |
| Year to date | +3.5% |
| 1 year | +29.1% |
Context for the rank, not itself a risk measure.
Recent coverage, scored
| C | |
|---|---|
| Articles scoredthe most recent scored coverage, up to 30 | 30 since 22 Aug |
| Average score0 most bearish, 100 most bullish | 62 |
| Bullish · bearisharticles above 60 · below 40 | 21 · 6 |
| Directionarticles whose tone is improving vs worsening | 21 ↑ 6 ↓ |
Where the article scores land
Each bar is a 10-point band of article scores. Below 40 reads bearish, above 60 bullish.
Balance sheet, against the sector
The shaded band is the middle half of the 30 Banking names Clavix covers; the tick is the sector median.
Current ratio, FCF margin and interest coverage are not shown for C: a deposit bank has no split of current assets and liabilities, and its operating cash flow swings with deposits and trading books rather than with the business.
Growth
| C | |
|---|---|
| Revenue growthyear over year | +5.6% |
Financial Health is shown but does not count toward the grade. Why
0–100, higher is safer. The tick on each bar is the Banking median. Click a dimension for the evidence behind it. Financial Health is shown but does not count toward the grade.
Recent news
most recent scored articles · the chip is the article’s score · click to openCitigroup reported net income of $5.2 billion in the third quarter. Year-to-date severance expenses have surpassed $1 billion across operations and technology.
Citigroup reported $5.2 billion in net income for Q3 2026 on its Oct. 13 earnings call. Management is cutting corporate overhead and redirecting those savings into AI and technology upgrades.
Citigroup reported third-quarter 2026 results with $16,982 million in net interest income (the bank's earnings from loans and investments minus what it pays on deposits) and $5,245 million in net income (total profit). The bank also completed new long-term bond issuances on October 14, 2026, with maturities stretching from 2028 to 2049.
U.S. officials raised market access issues for Citigroup and Mastercard in China during bilateral meetings in Bangkok this week, according to a U.S. Treasury official. The regulatory approval had been agreed to during Chinese leader Xi's September Washington visit with President Trump.
JPMorgan and Citigroup both released their third-quarter earnings this week. JPMorgan's profit fell short of expectations, though it remained an industry leader by most measures. Citigroup reported strong earnings growth, which the article credits to its multi-year restructuring push continuing to pay off.
Nearest peers by size
Banking| Ticker | Company | Grade | Mkt cap | P/E | Beta | |
|---|---|---|---|---|---|---|
| WFC | Wells Fargo & Co | B+ | $258.3B | 10.49 | 0.94 | Compare |
| BMO | Bank of Montreal | A- | $163.6B | 17.87 | 0.75 | Compare |
| BNS | Bank of Nova Scotia | A | $159.1B | 15.90 | 0.62 | Compare |
| TD | Toronto-Dominion Bank | A | $287.2B | 17.74 | 0.68 | Compare |
| CM | Canadian Imperial Bank of Commerce | A- | $144.7B | 14.30 | 0.67 | Compare |
| BAC | Bank of America Corp | A- | $354.6B | 11.04 | 1.21 | Compare |
| RY | Royal Bank of Canada | A- | $386.9B | 17.01 | 0.60 | Compare |
| USB | US Bancorp | A- | $91.50B | 10.93 | 1.05 | Compare |
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